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The 10 Best Home Care Agencies for Seniors in New Port Richey, FL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in New Port Richey, FL, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 33 options below.

Home Care Services in New Port Richey, Florida

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Paying for Home Care in New Port Richey, FL

The Cost of Home Care in New Port Richey, FL

According to the 2021 Genworth Cost of Care Survey, New Port Richey has average home care costs of $4,767 per month. This number is equal to the Florida average and nearly $200 less than the national average. Costs in Orlando are the same. Nearby cities, such as North Port and The Villages, are nearly $1,000 more expensive per month while moving to the Lakeland area will save seniors around $200 on home care costs.

New Port Richey

$4,767

Florida

$4,767

The United States

$4,957

Orlando

$4,767

The Villages

$5,720

Lakeland

$4,576

North Port

$5,720

The Cost of Home Care vs. Other Senior Care Options in New Port Richey, FL

Adult day care is less than half the price of home care and assisted living is a budget-friendly option for individuals comfortable relocating to a senior living community. As home health care includes medical services in addition to household assistance, it’s slightly more expensive than home care. Individuals with more complex needs may consider care in a nursing home, though rates for semiprivate rooms are over $4,160 more expensive than home care.

Home Care

$4,767

Home Health Care

$4,862

Adult Day Health Care

$2,123

Assisted Living Facility

$3,350

Nursing Home Facility (semiprivate room)

$8,927

Note: Data for New Port Richey was not available, so data for the nearest city, Tampa, was used instead.

Financial Assistance for Home Care in New Port Richey, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in New Port Richey, FL

Seniors in New Port Richey have access to a wealth of resources to support their needs. The following agencies and organizations offer a range of free programs and services, including home-delivered meals, transportation, financial assistance and home repairs, so seniors can comfortably age in place.

ResourceContactService
Chicago Senior Services(312) 744-4016Chicago Senior Services operates a hotline seniors can call for help or advice. This organization also coordinates several programs for city seniors, including the Senior Health Insurance Program, insurance counseling, home-delivered meals and caregiver assistance programs. This agency manages several senior centers throughout the city.
Chicago Home-Delivered Meals Program(312) 744-4016Chicago operates a robust home-delivered meal program that sends two complete meals to seniors every weekday, with the option of frozen meals for the weekend. These include ready-to-eat hot meals and cold or frozen meals to eat later. The program also offers vegetarian, kosher and puréed options.
DFSS Chore Program(312) 744-4016The Department of Family and Support Services offers a free chore services program to Chicago seniors. They can request short-term chore help, such as light home care, laundry, grocery shopping or self-care services, or a one-time heavy-duty chore appointment for deep cleaning, moving furniture and help with clutter or packing.
Chicago Caregiver Respite Service(312) 744-4016Families caring for an elderly loved one can use the Chicago Caregiver Respite Service for occasional respite care. This program sends a trained caregiver to provide care while the family caregiver gets a break. It also lets families temporarily place their loved one in a long-term care facility during these respite periods.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Debbie

I am a past client of this provider

Review of Right at Home West Pasco

Everyone I worked with at Right at Home was absolutely fantastic. Starting with the people who answered the phone like Stephanie, Jessica, and Jennifer. As well as the people who took care of my...

Read more

Home Care

James

I am a current client of this provider

Review of Right at Home West Pasco

I'm using Right at Home West Pasco. I think my aide is doing a superb job. They're a good group. They help with food, medical care, cleaning, and laundry, the whole nine yards. The caregivers are...

Read more

Home Care

CurtH

I am a current client of this provider

Review of Right at Home West Pasco

My wife needed at home care so on a recommendation, I contacted Right at Home. They sent me an angel in disguise! Her name is Makya and she is wonderful. Soft spoken, gentle and comforting with my...

Read more

In Home Care near New Port Richey, FL

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Other Options in New Port Richey, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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