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The 10 Best Home Care Agencies for Seniors in Temecula, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Temecula, CA, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 51 options below.

Home Care Services in Temecula, California

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Paying for Home Care in Temecula, CA

The Cost of Home Care in Temecula, CA

The median cost of in-home care in Temecula is $6,387 per month, which is about $285 higher than the state median and $1,430 higher than the national average. Home care prices in Riverside are on par with the state median. Los Angeles is slightly more affordable at $5,911, followed by Oxnard at $5,815. El Centro is more affordable with a median of $3,432 — a savings of 46% compared to Temecula.

Temecula

$6,387

California

$6,101

The United States

$4,957

El Centro

$3,432

Riverside

$6,101

Los Angeles

$5,911

Oxnard

$5,815

The Cost of Home Care vs. Other Senior Care Options in Temecula, CA

Home care prices in Temecula start at $6,387 for nonmedical help around the house and increase to $6,473 for home health care, which includes help with medications, pressure sores, breathing treatments and wound care. Adult day health care is much more affordable with a median monthly rate of $2,058. Assisted living costs less than in-home care based on an average of $5,475. Nursing home prices start at $9,384 per month, since these facilities provide a much higher level of care.

Home Care

$6,387

Home Health Care

$6,473

Adult Day Health Care

$2,058

Assisted Living Facility

$5,475

Nursing Home Facility (semiprivate room)

$9,384

Note: Data for Temecula was unavailable, so data for the nearest city, San Diego, was used instead.

Financial Assistance for Home Care in Temecula, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Temecula, CA

For seniors who want to age in place in their own home, the first step is to assess medical and personal needs. Then, they can identify local resources that can help with meals, transportation, household expenses and in-home care. The following organizations provide free information and assistance.

ResourceContactService
Riverside County Office on Aging(877) 932-4100This county-level Area Agency on Aging manages more than two dozen programs that support senior’s dignity and independence. Seniors aged 60 and older qualify for nutrition assistance, health insurance counseling, case management services and social engagement opportunities. These services are available at little or no cost.
Meals on Wheels Riverside(951) 683-7151Meals on Wheels of Riverside delivers more than 26,000 meals to local seniors every year. Weekday meal deliveries are available to seniors who are homebound or disabled and unable to prepare their own food. Meals include an entrée, two sides, seasonal fruit, milk and bread.
Temecula Dial-A-Ride(800) 795-7887The city operates a curb-to-curb Dial-A-Ride program for seniors aged 65 and older and disabled adults regardless of age. Rides must be scheduled one to three days in advance. The city also operates regular fixed-route bus lines. Dial-A-Ride fares start at $3 with a $9 maximum.
Community Action Partnership of Riverside County(951) 955-4900This Community Action Partnership administers several programs for seniors, disabled adults and families who are struggling to cover their monthly expenses. Utility bill assistance and weatherization services are available to households that earn up to 200% of the Federal Poverty Level. It also provides tax preparation assistance and low-cost notary services.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Anonymous_1732126626

I am a current client of this provider

Review of Right at Home Temecula

They could make life easier by the training of caregivers. I like the business manager and department. They are excellent. They are pretty reliable.

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Home Care

Jo Ann D

I am a current client of this provider

Review of Right at Home Temecula

I don't know what I would do without the agency. The agency always wants to do things the right way.

Read more

Home Care

Anonymous_1730917830

I am a current client of this provider

Review of Right at Home Temecula

It has given me room to breathe and sanity. Using right at home has trained me to know what to do with my parents, so I am able to learn from them in case of anything. The scheduling is fairly...

Read more

In Home Care near Temecula, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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