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The 10 Best Home Care Agencies for Seniors in Murrieta, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Murrieta, CA, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 45 options below.

Home Care Services in Murrieta, California

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Paying for Home Care in Murrieta, CA

The Cost of Home Care in Murrieta, CA

Based on information in the 2024 Genworth Cost of Care Survey, seniors in Murrieta can expect to pay around $6,483 per month for home care. Although this rate runs hundreds of dollars above the U.S. median of $5,720, it comes to about $380 below the typical cost in California as a whole. Additionally, Murrieta's fees compete favorably with monthly rates in Santa Maria, where agencies charge around $14,491.

Murrieta

$6,483

California

$6,864

United States

$5,720

Los Angeles

$6,673

Oxnard

$6,864

Santa Maria

$14,491

The Cost of Home Care vs. Other Senior Care Options in Murrieta, CA

In Murrieta, seniors pay around $6,483 for home care services. This surpasses the cost of adult day health care, which includes light medical support and personal care in a daytime setting for a median rate of $1,668. However, compared to the typical local nursing home rate of $9,125, home care offers budget-friendly care.

Home Care

$6,483

Home Health Care

$6,959

Adult Day Health Care

$1,668

Assisted Living Facility

$5,324

Nursing Home Care (semi-private room)

$9,125

Note: Data for Murrieta was unavailable, so data for the nearest city, Riverside, was used instead.

Financial Assistance for Home Care in Murrieta, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Murrieta, CA

Older adults in Murrieta can remain independent in their own homes with the help of the resources below. Government agencies and nonprofits offer assistance programs to seniors who wish to explore their options for aging in place. 

ResourceContactService
Riverside County Office on Aging(877) 932-4100The Riverside County Office on Aging runs programs helping older adults in the area. Older adults can receive case management, information and referral to other regional agencies and nutritional assistance. Additionally, the agency can assist older adults with claiming any financial benefits they are eligible for.
The Home Energy Assistance Program(951) 955-4900Low-income Murrieta residents whose income fits the state guidelines may receive help with the cost of their heating and cooling bills. This program is funded by the Federal Government and operated regionally by the Community Action Partnership of Riverside County.
CAP Weatherization Program(951) 955-4900Seniors who are eligible for HEAP may also qualify for free home weatherization. This program can help reduce energy consumption in the applicant’s home by providing home modification works such as window repair, wall insulation and attic insulation.
Health Insurance Counseling and Advocacy Program (HICAP)(909) 256-8369HICAP is a statewide program the Southern California Council on Aging oversees. Insurance counselors help Medicare beneficiaries make informed choices about their coverage. This service is free, unbiased and confidential.
Murrieta Senior Center(951) 304-7275The local senior center oversees several programs to help Murrieta's older residents continue to live independently. In addition to recreational activities, the center provides legal aid, transportation and a senior lunch program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Wayne F_5

I am a current client of this provider

Review of Visiting Angels of Murrieta

It would be better if the services could cost less. It would be nice if the morning or night shift would change the sheets every day.

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Home Care

Scott A_4

I am a current client of this provider

Review of Visiting Angels of Murrieta

She only had someone come for about 3 hours every week. They are easy to deal with, the program is good and I like the communication.

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Home Care

John B_98

I am a current client of this provider

Review of Visiting Angels of Murrieta

The companionship is most helpful. They seemed like a good fit. They are willing to work with his needs and gave him a good caregiver match.

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In Home Care near Murrieta, CA

WildomarTemeculaLakeview TerraceCanyon LakeMenifeeLake Elsinore

Other Options in Murrieta, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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