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The 10 Best Home Care Agencies for Seniors in Palos Verdes Peninsula, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Palos Verdes Peninsula, CA, residents and their loved ones rate In Home Care agencies across the 65 options below.

Home Care Services in Palos Verdes Peninsula, California

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Paying for Home Care in Palos Verdes Peninsula, CA

The Cost of Home Care in Palos Verdes Peninsula, CA

The median monthly fee for home care in the Palos Verdes Peninsula is $5,911. Although this is significantly more than the U.S. average, it’s more affordable than California’s norm of $6,101. The 2021 Genworth Cost of Care Survey also reveals the Palos Verdes Peninsula is less costly than nearby cities, such as Riverside ($6,101) and San Diego ($6,387). However, seniors venturing north may find more affordable home care services, as the median fees for Oxnard ($5,815) and Bakersfield ($5,506) are below the Palos Verdes Peninsula’s midpoint.

Palos Verdes Peninsula

$5,911

California

$6,101

United States

$4,957

San Diego

$6,387

Riverside

$6,101

Bakersfield

$5,506

Oxnard

$5,815

The Cost of Home Care vs. Other Senior Care Options in Palos Verdes Peninsula, CA

Although home care is a nonmedical service focused on personal care and housekeeping, its median fee of $5,911 equals home health care, a medical service from registered nurses and therapists. The cost gap between adult day care ($1,652) and assisted living ($5,250) is wide, although both provide similar services to home care. However, the services aren’t one-on-one, and, for assisted living, the senior must relocate. Nursing home care’s extensive medical services result in fees of around $9,125.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living Facility

$5,250

Nursing Home Facility (semiprivate room)

$9,125

Note: Data for Palos Verdes Peninsula was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in Palos Verdes Peninsula, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Palos Verdes Peninsula Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Palos Verdes Peninsula:

ResourceContactAddressService
Peninsula Seniors(310) 377-3003602 Deep Valley Drive, Suite 310, Rolling Hills Estates, CA 90274Peninsula Seniors is a nonprofit that manages a full calendar of events and activities aimed at enriching the lives of older adults in the area. For the membership fee, seniors can take part in fun classes such as social lunches, writing groups and knitting. Additionally, members enjoy discounts at cultural events and outings to local attractions. 
H.E.L.P. Helping the Elderly Live Productively(310) 533-19961404 Cravens Ave. Torrance, CA 90501H.E.L.P provides free information and referral counseling to seniors and their families with additional services created to help older adults in Los Angeles County safely age in place. Programs available include: 
GoldenTALK(888) 604-6533527 W. 7th Street, Suite 926, Los Angeles, CA 90014GoldenTALK is a free reassurance phone service offered by the I Did Something Good Today Foundation. Seniors in Los Angeles county aged 65 and over can contact the helpline for a friendly chat when they feel lonely. Volunteers can also arrange to phone seniors at specific times to check on their wellbeing. 
The Institute of Aging(415) 750-4111 or (650) 424-14113575 Geary Boulevard San Francisco, CA 94118The Institute on Aging offers seniors several programs and services to help them remain living at home for as long as possible. Services are either free or priced on a sliding scale based on income. Older adults can contact the IoA for home care services, community living assistance and financial help. 
Meals on Wheels(310) 318-2827125 W. Beryl St Redondo Beach, CA 90277The Meals on Wheels program in the Palos Verdes Peninsula is operated by the Salvation Army. Homebound seniors can receive low-cost lunches delivered during the week.  

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

In Home Care near Palos Verdes Peninsula, CA

Rolling Hills EstatesLomitaPalos Verdes EstatesRancho Palos VerdesHarbor CityTorrance

Other Options in Palos Verdes Peninsula, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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