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The 10 Best Home Care Agencies for Seniors in Torrance, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Torrance, CA, residents and their loved ones rate In Home Care agencies 4.5 out of 5 stars across the 86 options below.

Home Care Services in Torrance, California

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On this page:

  • Home Care Services in Torrance, California
  • Paying for Home Care in Torrance, CA
  • Financial Assistance for Home Care in Torrance, CA
  • Torrance Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Torrance, CA

The Cost of Home Care in Torrance, CA

Because Torrance is located near Los Angeles, it shares the same senior care costs, according to the Genworth 2021 Cost of Care Survey. Local home care costs are estimated at $5,911 per month, which is a couple of hundred dollars below the state rate but $1,000 higher than the national average. In Oxnard, monthly rates are about $100 lower, and in Bakersfield, care costs are about $400 less. Torrance is an economical option compared to Riverside, where monthly fees are $200 higher, and San Luis Obispo, where rates are over $1,200 higher. 

Torrance

$5,911

California

$6,101

The United States

$4,957

San Luis Obispo

$7,150

Bakersfield

$5,506

Oxnard

$5,815

Riverside

$6,101

The Cost of Home Care vs. Other Senior Care Options in Torrance, CA

Home care agencies in Torrance charge $5,911 for nonmedical services such as help with daily living activities. Home health care agencies charge the same monthly rate but provide skilled nursing services, such as monitoring vitals and diabetes management. Seniors in assisted living pay about $700 less monthly than older adults who obtain home care, and adult day health care is over $4,000 cheaper. Nursing home care is the only option more expensive than home care, at $9,125.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living

$5,250

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Torrance was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in Torrance, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Torrance Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Torrance:

ResourceContactAddressService
Meals on Wheels(310) 542-34343525 Maricopa Street, Torrance, California 90503The Torrance-Lomita Meals on Wheels service delivers nutritious meals to homebound seniors. Meal deliveries take place every weekday around noon. As a part of the service, the volunteer drivers perform a welfare check on the service’s clients. A nominal charge for meals helps cover the running costs of the program.
California Weatherization Assistance Program(866) 675-66232389 Gateway Oaks Drive, Suite 100, Sacramento, CA 95833This statewide program is available to those aged 60 and over who need assistance with their heating and cooling costs. Seniors who receive Supplemental Security Income or TANF are automatically eligible for the program. Others must meet income and asset requirements. The program helps households improve the energy efficiency of their properties, thereby reducing their bills and improving their health and safety.
Section 8 Rental Assistance Program(310) 618-58403031 Torrance Boulevard, Torrance, CA 90503This federally funded program helps seniors with low incomes cover the cost of renting private accommodation that is safe, sanitary and suitable for their needs. The payment is capped based on the size of the property. Seniors must meet income and asset eligibility checks to receive assistance.
Homeowner’s Property Tax Exemptions(888) 807-2111500 W. Temple Street, Room 225, Los Angeles, CA 90012-2770Seniors who own their homes may be able to apply for a homeowner’s property tax exemption worth up to $7,000 by contacting the Office of the Assessor. Other available exemptions may be of use to seniors who are considering buying a new home, or who would like to defer their property tax.
Focal Point on Aging(310) 320-13001339 Post Avenue, Torrance, CA 90501Focal Point on Aging is an information and referral service that connects Torrance-based older adults and their caregivers with resources to help them age with dignity at any stage. It connects seniors with transportation, housing, Meals on Wheels, health care, and social and legal services. Trained volunteers perform assessments and refer individuals to the support that best suits their needs. There is no charge for this service.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

MMSS

I am a current client of this provider

Review of Home Instead - Torrance, CA

I have discovered through experience that I truly need help. Staff has always been on time. Caregivers are friendly & respectful. I sincerely look forward to having her come. When she leaves I...

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Home Care

Monique

Other

Review of Home Instead - Torrance, CA

I called the Torrrance branch of Home Instead to schedule my mother's home be cleaned as she is on Hospice care and unable. I was specific that all her and her husband needed currently was...

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Home Care

Christina 31

I am a current client of this provider

Review of Always Best Care of West Los Angeles & South Bay

This company is very professional. All the staff is very experenced. They provide top notch care..The caregivers are also so professional on time and experenced.

Read more

In Home Care near Torrance, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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