The Best Walk-In Tubs of 2024

Many Americans want to “age in place,” that is, stay in their own homes as they get older. According to a 2022 survey of the University of Michigan National Poll on Healthy Aging, nearly 9 in 10 American adults (88%) aged 50-80 felt the importance of staying at home for as long as possible. Many other seniors wish to stay with relatives long-term instead of moving into a retirement community. For seniors discussing one of these two options with their loved ones, the key question is, “how can I make my daily routines within this home easier on my body?” 

Seniors can modify their homes and routines in many ways so that personal care becomes safer. Installing a walk-in tub is one popular option to increase safety, comfort, and independence. Walk-in tubs usually include many modifications that the National Institute on Aging recommends for “fall proofing” a home.

To help you better understand walk-in tubs and how to  choose one, we’ve created a guide that profiles walk-in tub companies and their products. You’ll find details about pricing, warranty, installation, customer service, safety features, tub styles, upgrades, and more. As you shop, this guide can help you narrow your list of companies to ones that offer the services you value.

The 11 Best Walk-In Tubs of 2024

For a quick overview of our findings on the top 11 walk-in tub companies in the U.S., view the table below. 

* Walk-in Tub pricing can be difficult to determine. Prices in this chart do not include installation unless otherwise noted.

Ameriglide Sanctuary Walk-In Tubs Review

Best for Shower Enclosure Options

Ameriglide brings many types of accessibility aids into the lives of seniors and those with disabilities. This company strives to offer quality and premium safety features while keeping starting costs as low as possible. To that end, Ameriglide offers fifteen walk-in tubs from its “Sanctuary” line of products.

We’ve reviewed four of Ameriglide’s walk-in tubs: a mid-sized model with fairly basic features, a larger deluxe model, a large wheelchair-accessible model, and a model that includes a shower enclosure. These four tubs show some of the variety this company offers, but several more great options are available, including extra large and extra small options.

One of this company’s best offerings is the previously mentioned Shower Enclosure model. This versatile model blends affordability and therapy features and comes in two different sizes. The Shower Enclosure tub lives up to Ameriglide’s mission of accessibility at a great price. 

*All prices listed here are starting costs only. They do not include the costs of shipping, installation, or optional upgrades. Note that installation costs can be highly variable, and that shipping from Ameriglide typically costs $385. Ameriglide occasionally runs sales, in which case prices may start lower. 

Ameriglide Walk-In Tub Models and Features

Ameriglide has a large selection of walk-in tubs and walk-in tub/shower combinations. It also sells bathtub conversion kits for altering the accessibility of your existing tub. You can buy all Ameriglide items directly from the company’s website, and multiple financing options are available. Below you can learn about just a few of the many models that this brand offers.  

Ameriglide Walk-In Tub Installation and Warranty 

Installation

In many states, homeowners may choose to use an Ameriglide Authorized Contractor to install their walk-in tubs, or they can find a local installer. Installation costs vary significantly. Ameriglide lists contractors by state and province on its website. Currently, installation services are listed for only about 30 states, so many seniors will need to arrange for their installation with a local contractor. Scroll to the very bottom of any Ameriglide page and click on “Authorized Ameriglide Contractors” to access the list. 

Warranty

Ameriglide offers a limited but useful walk-in tub warranty. Below, you can learn about the basic terms of this warranty. A few models may have differing coverage, however. It’s wise to check the documentation on your individual model prior to purchasing.

Warranty coverage:

• Door Seals: Lifetime
• Tub itself: 10 years 
• Pump and Motor: 5 years 
• Faucets: 1 year

Note that Ameriglide warranties typically exclude excessive wear and environmental or cleaning damage to the surface. Numerous other exclusions and fees can apply, and labor costs associated with replacing parts are typically not covered. Seniors should note that Ameriglide tubs sold today may be offered with different warranty terms than they had in the past. 

Ameriglide Walk-In Tubs Pros and Cons

Spirit Walk-In Tubs Review

Best for Safest Step Height

Spirit Walk-In Tubs is a small but mighty champion of the American-made sector of the industry. It impresses in several categories, including customer service (you may just speak with the owner of the company, Ron, when you call!) and reasonable cost. The company’s willingness to discuss pricing in detail over the phone is refreshing.

More than anything else, though, what sets Spirit apart from its competitors is that the step into all of its tubs is between 0-2.5” tall. A step height of even 2.5” is practically unheard of in the industry.  Most competitors’ tubs have more than a 6” step, so Spirit Walk-In Tubs is a great choice for those whose top priority for their tub is low step height.

Spirit does not provide detailed charts of its fourteen different walk-in tub models online. Instead, the company focuses on speaking with clients and tailoring each tub selection to the needs of the homeowner. Talking to a Spirit Walk-In Tubs staff member is a necessary and helpful step in the purchasing process.

Spirit Walk-In Tub Models and Features

Rather than listing individual models online, Spirit likes to get to know its customers needs and suggest a tub size that will work best. As such, we do not break down individual tub models below. Instead, we give an overview of the range of options that are available from Spirit.

Spirit Walk-In Tubs are highly customizable, but they will generally measure somewhere in this range: 40″ x 30″ x 50″ – 60″. Extra-wide, deep soaking, petite, and two-person models are typically available. All Spirit walk-in tubs are crafted from a seven-layer marine gel coat fiberglass and made without internal frames but are pretty stable. Unlike tubs with frames, these sit directly on the floor, enabling them all to have a 2.5″ or lower step, compared to steps of 3″ -9″ in other walk-in tubs. Seniors looking for more information on the quality construction of Spirit Walk-In Tubs may call the company or look directly at the manufacturer’s website (BOCA Walk-In Tubs).

Spirit’s pricing can vary substantially depending on the exact features you select. Online and over the phone, Spirit says its walk-in tubs cost between $6,000 and $10,500, including shipping and installation. This may be as much as half the cost of comparable tubs from some leading brands, making the company a great low to mid-range option for buyers hoping to stick to a budget. 

Safety Features 

• 0-2.5” steps 
• ADA compliant seat height (17”)
• Smooth surfaces that discourage mold growth
• Easy to use handles
• Anti-scald technology with thermostatic control faucets
• Leak-proof locking doors
• Air jets (upgrade)
• Water jets (upgrade)
• Aromatherapy system (upgrade)
• Bidet jets (upgrade)
• Colored LED lights (upgrade)
• Ozone sanitation system (upgrade)
• Extra/custom grab bars and fill panels (upgrade)

Spirit Walk-In Tub Installation and Warranty

Installation

Spirit Walk-In Tubs are installed by a small network of installers who work closely with the owner of the company. Its range of service is West Coast, Texas, Louisiana, Mississippi, Florida, Georgia, Missouri, Illinois, and East Coast. Installers may travel considerable distances to reach a client’s home. In many cases, Spirit offers one-day removal and installation. 

If you live outside the stated service areas of but are still interested in a product from Spirit Walk-In Tubs, you may want to call to see if the company will make an exception or if its service area is set to expand to your region. If you are interested in the features of the BOCA tubs that Spirit Walk-In Tubs sells but liv

Warranty

Spirit Walk-In Tubs offers a full lifetime warranty on all tubs, motors, and faucet sets. This warranty includes labor and has few, if any, exceptions. This excellent warranty can help you keep costs low over time and gives you peace of mind that you will be able to enjoy your tub for years to come.

With Spirit, if your tub has a problem, the company will work directly with you to solve it in a timely manner. To file warranty claims, customers simply need to call the company and the nearest technician will be sent out to your home as promptly as possible to assess the situation and get any necessary repairs started.

Spirit Walk-In Tubs Pros and Cons

Hydro Dimensions Walk-In Tubs Review

Best for Affordable Therapy Options

Hydro Dimensions, an innovator in the walk-in tub industry since the early 1990s, offers sixteen different walk-in tubs in two different product lines: the HD Series Line and the Specialty Line. Between the two lines, there are 17 different models. We’ve reviewed a tub from each line so that you can get an idea of what’s offered, though there are many other models available. In general, the tubs in the specialty line are larger than average or are built for those with limited mobility.   

In addition to carrying so many tub models, Hydro Dimensions can customize your tub with a great range of therapy and comfort features. There are six distinct levels of jet upgrades plus some add-on features like lights and heaters. 

Even with upgrades, Hydro Dimensions tubs remain fairly reasonable, especially since their prices always include installation costs. Hydro Dimensions truly brings value to the walk-in tub market and makes top-quality therapy options accessible.

*rounded to the nearest inch

Hydro Dimensions Walk-In Tub Models and Features

Seniors should note that Hydro Dimensions never sells directly to its own customers, nor does it sell its tubs through large retail chains. Instead, customers buy from approved Hydro Dimensions Dealers, which the company can connect you with. The availability of some of the models or features below may sometimes be impacted by the dealer in your area. 

Hydro Dimensions Walk-In Tub Installation and Warranty

Installation

Installation of Hydro Dimensions tubs is always handled by Hydro Dimensions’ experienced, professional dealers. For a tub plus installation, the homeowner can expect to spend between $8,000 and $12,000 at a minimum, and the number could be higher if the tub is loaded with extra features. A walk-in tub with some additional features is typically valued between $5,000-$8,000 before installation, but Hydro Dimensions never sells its tubs without an installation package.

Warranty

Hydro Dimensions offers a Lifetime Warranty for the original purchaser. Parts and labor are included for the first year, and after the first year, the warranty changes to cover parts only. Surface blemishes due to misuse, abuse, or “normal wear” are not covered by the warranty. If a part (such as a faucet, for example) breaks during the first year of your walk-in tub ownership, you can call Hydro Dimensions, and they will send someone to fix the problem for you at no cost.

Suppose the same thing happened in the second year or later. In that case, you will either be billed for the Hydro Dimension dealer or employee’s labor when they replace the part for you, or else you will receive the part in the mail and have to arrange for someone of your choice to install the new part at your cost. For more information on the particulars of this warranty, you can contact Hydro Dimensions at (888) 818-7111.

Hydro Dimensions Walk-In Tubs Pros and Cons

American Standard Walk-in Tub Review

Best for Transparent Pricing

With over 140 years of industry experience, mergers, and growth, American Standard is a leader in the world of bathroom and kitchen fixtures. The name of American Standard has changed a few times over the years, but its core value of innovation has remained. 

Now American Standard helps consumers with the next wave of home improvement- making homes accessible to the elderly and disabled. This company offers a large selection of walk-in tubs at a variety of price points and styles. Since the cost of every tub and its upgrades are clearly labeled online, American Standard takes the guesswork out of comparison shopping and makes life that much easier for buyers. 

We’ve chosen to review one model to represent American Standard’s Value Series walk-in tub line and another to represent its Luxury Series line. The Value Series model represents a great wheelchair accessible choice, and the Luxury Series model is a great example of a tub with more advanced features.

American Standard Walk-In Tub Models and Features

American Standard is an unusual company due to the fact that it lists over 200 different models on its website. In reality, many of these models are similar, and will be categorized as an air bath, a walk-in whirlpool tub, a combination massage tub, or a deep soaking tub. They’ll be further split into product lines, as well. Below you can learn more about two of the many great options offered.

American Standard Walk-In Tubs Installation and Warranty 

Installation

Homeowners can buy American Standard tubs without an installation package, or they can choose to receive a free installation estimate. An online form on American Standard’s website can be used to schedule an in-home visit from an American Standard Safety Specialist. Seniors should keep in mind that installation costs can vary tremendously based on location, the size of your bathroom, and other factors. Many retailers, such as Lowes and Home Depot, may offer their own installation packages, so enquire locally if you wish. 

Warranty 

American Standard offers two distinct walk-in tub warranties. If you opt to have one of American Standard’s factory-trained specialists install your tub, your tub will have a complete lifetime warranty that includes installation and labor. This is one of the best warranties available out of all the companies we reviewed.

American Standard offers a limited warranty for its walk-in tubs that are not installed by one of its specialists. In this case, the coverage for acrylic tubs is better than the coverage for high-gloss Gelcoat tubs.

Limited Acrylic Warranty

• Tub shell: 15 years
• Components: 10 years 
• Door seal: Lifetime

Limited Gelcoat Warranty

• Tub shell: 10 years 
• Components: 5 years 
• Door seal: Lifetime 

American Standard Walk-In Tubs Pros and Cons

Independent Home Walk-In Tubs Review

Best for Variety of Sizes, Spaces, and Abilities

Independent Home has been bringing gel coat walk-in tubs into seniors’ homes for over fifteen years. A small family-owned business, Independent Home only makes walk-in tubs. All of its resources are focused on supplying you with the best of this industry niche.

The number of models Independent Home carries isn’t overwhelmingly large. Yet, it manages to have options for many different body types and abilities and many different home space requirements. Some of Independent Home’s options are a slide-in tub, a shower-tub hybrid, a tub with a sling, a bariatric tub, and a cube-like tub that works well in small bathrooms. 

We’ve chosen to review the Access Walk-In bathtub and the Cube Walk-In Bathtub because these two tubs appeal to different needs. 

Independent Home Walk-In Tub Models and Features

Independent Home Walk-In Tubs Installation and Warranty

Installation

Independent Home installers can often complete installation in just one or two days. Before the installation, a company representative walks homeowners through pictures and videos of similar installation projects. Hence, they know just what to expect and take some stress out of the process. Installation is always included in the price of your Independent Home walk-in tub.

Warranty

Independent Home offers a “no-nonsense” full lifetime warranty on all its tubs. The warranty is one of the few in the industry that is an added cost. While no one wants to add more to this already significant purchase price, adding a warranty can be a smart move.

Full lifetime warranties that don’t list a considerable number of exceptions and special circumstances are somewhat rare, and Independent Home’s warranty is one of them. This warranty will offer better coverage than many free warranties on the market. If something breaks or stops working correctly, Independent Home technicians will come to your home and repair or replace what’s broken without charging you for parts or labor. This warranty may even extend to the complete replacement of a tub if that step is warranted.

Independent Home Walk-In Tubs Pros and Cons

Freedom Bathtubs Walk-In Tubs Review

Best for Slide-in Tub

Freedom Bathtubs by Accessibility Professionals Inc. is on a mission to bring safety, relaxation, and independence to all seniors. The company’s line of Freedom Bathtubs offers just two models: a walk-in tub model and a slide-in model, both of which are simple and practical. 

Accessibility Professionals sells one of the best wheelchair accessible tubs on the market. Built with a low step height (6”) compared to many other slide-in tubs, this slide-in option offers increased safety for those with mobility challenges. It also has a heated seat for extra comfort and comes at a very competitive price, especially for tubs with a heated seat. 

*Rounded to the nearest inch

 Freedom Bathtubs Walk-In Tub Models and Features

Freedom Bathtubs Installation and Warranty

Installation

Accessibility Professionals does not handle installations itself, but it can make the installation process easier for you by referring you to a dealer. You may also choose to find your own contractors. Seniors should bear in mind that installations can cost thousands of dollars in some cases, depending on their complexity.

Warranty

Accessibility Professionals walk-in tub warranties cover different parts of the tub for different periods of time. The warranty applies to defects in workmanship or material, and it does not cover labor costs.

This means that if, for example, the hydrotherapy pump on your walk-in tub stopped working two years after you got the tub, the company would supply you with a new pump, but they would either charge you for the labor costs of removing the old one and installing the new one, or else they would simply expect you to find your own repair person and pay them to remove and replace the part.

You can see more complete coverage details below:

• Door seal: Limited lifetime  
• Water and air pumps: 5 years
• Structural components excluding glass and mirrors: 10 years
• Spare parts purchased separately: 1 year
• Miscellaneous: 10 years

Freedom Bathtubs Walk-In Tubs Pros and Cons

Ariel Walk-In Tubs Review

Lowest Tub Cost

Ariel connects seniors to designer-style bathroom fixtures without the designer price tag. Through Ariel, walk-in tubs become accessible to those that otherwise may not have room in their budgets for such a significant purchase.

Some of Ariel’s tubs sell for less than $2,000 (pre-installation), an uncommonly low price in the industry. Its most economical models are its “soaker” tubs (tubs without jetting and therapy options). Despite the low cost of Ariel’s soaker models, these tubs are functional, attractive, and equipped with hand showers and faucets. Choosing an Ariel soaker model is a great way to move away from the dangers of using a reclining tub.

Ariel has many walk-in tub listings on their website, but they have only one walk-tub shape (standard walk-in with an inward swinging door). It comes in five slightly different sizes and three levels of therapy. Each tub also comes with the option of having the door on the right or left side. These options, paired in different ways, account for all of the listed Ariel models.

We’ve selected one of the least expensive soaker tubs and one of the most costly dual therapy tubs in very similar sizes to compare to each other. Comparing these two models will give you an idea of Ariel’s price and feature ranges.

Ariel Bath Walk-In Tub Models and Features

Ariel Walk-In Tubs Installation and Warranty

Installation

Installation of all Ariel tubs is the responsibility of the homeowner. Pricing will vary depending on the plumber and the state of the bathroom. If you purchase your Ariel walk-in tub through a third-party retailer, it’s possible that the retailer may have some helpful suggestions on who to hire locally for the installation.

Warranty

Ariel’s limited warranty covers defects in the bathtub and its components for one year. The warranty never covers labor and installation costs, and neither is damage done to surrounding materials due to defects in the tub.

Some circumstances can void the warranty, such as if the tub is installed differently than its instructions, so be sure to check the specific details of the policy before installation.

This warranty is one of the most limited out of all the companies we’ve reviewed. Ariel keeps their tub costs so low by not offering a more comprehensive warranty since warranties are a liability to the company. At such a low price, an Ariel tub may still be an excellent choice for you despite the shortness of its warranty.

Ariel Bath Walk-In Tubs Pros and Cons

Jacuzzi Walk-In Tubs Review

Best for Industry Experience

The Jacuzzi family brand brought hydrotherapy into homes in the 1950s. The original immersible Jacuzzi hydrotherapy pump, which predates all home hot tubs and walk-in tubs, was made to benefit a rheumatic Jacuzzi family member. While the walk-in tub itself is a reasonably recent chapter in the company’s history, the brand has demonstrated time and again that it knows hydrotherapy.

The Jacuzzi brand now makes some of the most luxurious walk-in tubs. Hydrotherapy and air therapy options make these walk-in tubs just as relaxing as the Jacuzzi hot tubs many of us have already experienced, but with the added benefits of safer design and indoor use.  

We’ve provided an overview of Finestra, Jacuzzi’s only walk-in tub model. Although it comes in a basic rectangular shape and standard size, this model can be purchased with various feature configurations, making it a versatile choice.

*Jacuzzi does not list the prices of its walk-in tubs on its own website, so costs are an estimate only based on information provided from a variety of retailers.

Walk-In Tub Models and Features

Unlike many other brands, Jacuzzi does not offer a wide range of models with differing shapes and sizes for its walk-in tubs. However, it’s one model, the Finestra, does in a variety of different configurations. Below you can learn about its standard and optional features.

Jacuzzi Walk-In Tubs Installation and Warranty

Installation

In the past, Jacuzzi has offered walk-in tubs that could be purchased directly from Jacuzzi and installed by its contractors. You may wish to call Jacuzzi and ask if any such option is available in your zip code. However, at this time, Finestra walk-in tubs are mainly offered through third-party retailers and do not include the option of installation by Jacuzzi. Some retail locations have their own networks of local installers which they may offer you. If you cannot find such an arrangement, you will need to look for an installer on your own. Keep in mind that installation costs can easily run into the thousands, and that any mistakes made by an installer you hire will not be covered under your Jacuzzi warranty. 

Warranty

Jacuzzi offers a limited lifetime warranty on:

• Bathtub shells 
• Pumps
• Jets
• Controls
• Blowers
• Heaters

A one year warranty applies to other “options and accessories” not listed above. 

Jacuzzi also provides a 2-year warranty on labor if one of its specialists install your tub- as discussed above, this is unlikely to be the case for most customers. Other restrictions may also apply, and it’s important to read any warranty information you receive closely at the time of purchase.

Jacuzzi Walk-In Tubs Pros and Cons

Ella’s Bubbles Walk-In Tubs Review

Best for Two-Person Walk-In Tubs

Ella’s Bubbles makes its tubs in America with an unparalleled dedication to beauty and design. Several of its acrylic tubs are remarkable for their distinctive look, featuring stylish frosted tempered glass doors that will complement any space. This company does an excellent job of offering a variety of price points to meet differing needs. 

We’ve reviewed a slide-in tub, a two-person tub, and a petite tub from Ella’s Bubbles in this article because those tubs address three unique needs that seniors may have. Ella’s Bubbles carries over 20 different models, including unique “lay down” models and “front loading” models that are difficult to find elsewhere. These models are excellent choices for wheelchair users, couples, and petite bathers.   

Perhaps the best tubs that Ella’s Bubbles offer are its two-person tubs. Ella’s Bubbles has three of these in its inventory, while most other walk-in tub companies do not provide any. The Companion walk-in tub or one of the other two-seat models is an ideal home improvement option for couples aging in place together.

*Rounded to the nearest inch.

** Ella’s bubbles lists only some cost information on its website. The prices above are estimates only obtained from a variety of retailers. A range of costs is listed for each tub because costs vary depending on which features you select. The prices above do not include the cost of installation. 

It’s important to note that for all of the models below, which features are considered “standard” and which are considered upgrades will vary depending on where you make your purchase. Ella’s Bubbles sells its walk-in tubs directly to customers on its own website and over the phone as well as through other retailers such as the Home Depot and Amazon.com. 

Ella’s Bubbles Walk-In Tubs Installation and Warranty

Installation

Consumers may buy an Ella’s Bubbles tub apart from an installation package. However, the company does have a large network of experienced installers at its disposal. Call Ella’s Bubbles for more information. Installation prices vary greatly. An Ella’s Bubbles representative told us that, including installation, walk-in tub projects can sometimes cost up to $53,000, though most will not cost that much.

Warranty

Ella’s Bubble’s manufacturer’s limited lifetime warranty covers:

• Shell
• Frame
• Door seal
• Finish

A limited 5-year warranty covers most other pieces of “supporting equipment” on the tub under normal use and conditions. Certain upgrades, such as the Thermostatic Control Valve (TCV), are only covered for a year.

Warranties from Ella’s Bubbles never cover the cost of labor. This means that if something on your tub breaks while under warranty, Ella’s Bubbles will ship a replacement part to you, but they will not send anyone out to perform the necessary service on the tub, nor will they reimburse your cost of hiring someone to install the new part. The warranty applies to the original owner at the original address. Some circumstances can void the warranty, such as excessive sun exposure or improper installation or cleaning techniques.

Ella’s Bubbles Walk-In Tubs Pros and Cons

Safe Step Walk-In Tub Review

Best Warranty

Safe Step is one of the most high-end walk-in tub companies in price, product, and service. While it only carries two walk-in models, the models it does have are customizable and come standard with many luxuries that other companies deem upgrades.

Safe Step has also crafted one of the most generous lifetime warranties in the industry. The company’s warranty covers the costs of labor and the repair or replacement of parts. Most walk-in tub warranties exclude labor charges or only cover it for a limited time, such as one year. Safe Step, in contrast, truly recognizes that covering labor costs makes a big difference for tub owners.

Safe Step Walk-In Tubs Models and Features 

Safe Step Walk-In Tubs Warranty and Installation

Installation

Safe Step uses certified, fully-insured dealers and contractors to handle all installations. Installation is always included in the quoted cost of your walk-in tub, and most installation projects can be completed in one or two days. Seniors should be aware that sometimes adding a walk-in tub to your bathroom will require changes to plumbing, the addition of new tile on the wall, or other modifications to the existing bathroom. and you should be prepared to discuss any such needs. Safe Step’s Installation Guide provides more detailed information on what to expect when calculating installation costs. 

Warranty

Safe Step’s limited lifetime warranty is one of the most generous warranties available for walk-in tubs since it covers labor. Below you can learn about what makes it valuable, and also learn about its limits. Online, Safe Step emphasizes coverage of manufacturing defects, but the exact terms of what counts as a defect are not spelled out.

The lifetime warranty applies to the following items:

• Tub 
• Door seal
• Faucets
• Pumps, heaters & blowers of the therapy systems
• Other “parts” (unspecified) 
• Labor

One exception to the lifetime coverage is that the tub’s caulking is only covered for 2 years. Seniors will need to have a plan for periodically checking and maintaining the caulking after its coverage expires. Safe Step’s website also indicates that other restrictions apply. Requesting an emailed or mailed copy of the warranty terms will allow you to read the fine print. You can also simply discuss warranty terms over the phone with a Safe Step representative. 

Safe Step Walk-In Tubs Pros and Cons

Kohler Walk-In Tubs Review

Best for Design Options

Kohler, founded in 1873, brings timeless bathroom design options to the walk-in tub market. Since the company sells sinks, toilets, and specialty wall surfaces that complement its walk-in tubs, those who want to overhaul their bathrooms will find this brand attractive.

Kohler only offers one walk-in tub model, called the Belay Walk-In Bath, but this model comes standard with many luxury features. This tub is an excellent choice for anyone looking for a durable, attractive tub with a low step and multiple therapy features. 

Kohler offers seniors a quality tub and the chance to create a stylish bathroom. To pair with their Belay Walk-In Bath, Kohler makes “LuxeStone” bath walls that surround the tub with contrasting texture, color, and pattern while eliminating the need for wall tile. While always optional, these walls put the finishing touch on a walk-in tub installation.

Kohler Walk-In Tub Models and Features

Kohler Walk-In Tubs Warranty and Installation

Installation

Kohler walk-in tubs are always sold with installation included in the price. Customers can schedule an appointment for a free in-home inspection and quote. Specialists use a thirty-five-point inspection list to determine installation needs, so pricing is based on the buyer’s space and their preferences for their tub. Kohler stands by its quotes for a year regardless of materials and labor inflation. Customers should inquire about shipping fees and ask whether or not there are any promotional prices currently being offered.

Warranty

Kohler’s warranty applies if Kohler specialists install the tub, and it is good for the lifetime of the original purchaser of the tub. Both parts and labor are covered under warranty, and the warranty is good in the USA and Canada.

In some circumstances, the warranty may only cover installation-related problems for three years rather than a lifetime.

Manufacturing defects in the bath are covered under a limited lifetime warranty. This warranty covers but is not necessarily limited to:

• Pumps 
• Motors
• Jets
• BubbleMassage components
• Seat heater
• Door seal
• Faucets
• Handheld shower

Kohler Walk-In Tubs Pros and Cons

Walk-in Tubs Basics

Walk-in Tubs Allow Seniors to Bathe Safely in Their Own Homes

Walk-in tubs decrease your risk of falling and injuring yourself while bathing. Unlike traditional tubs, walk-in tubs always feature a door, a low step threshold, and a built-in seat. Almost all walk-in tubs also include a handheld shower and safety features such as grab bars and anti-slip surfaces.

To use a walk-in tub, you open the door, walk in, sit down, seal the door securely, and then fill the tub. After you’re done, you will need to wait until all the water has drained before you can open the door again.

Walk-In Tubs Are Available in Several Different Styles

There are several styles of walk-in tubs, and the same style often goes by multiple names. To simplify things, we’ve listed all the styles and their descriptions below.

• Standard: A walk-in tub that has an inward swinging door and fits into a typical bathtub space
• Therapy: Any walk-in tub style that includes therapeutic features such as water or air jets, lights, or aromatherapy
• Bariatric/Plus Size/Supreme: A walk-in tub designed with the comfort of larger bathers in mind
• Deep Soaker: A tub that provides an especially deep soaking depth, ideal for those with longer torsos
• Two-Seater/Companion: A walk-in tub designed for use by two people, with seats that face each other
• Slide-in/Transfer/Wheelchair Accessible: A walk-in tub that has an outward swinging L-shaped door for easy access to the seat
• Petite: Any walk-in tub that is narrower or smaller than a traditional bathtub
• Cube/Front Loader: A special kind of petite walk-in tub that is built in cube-like proportions and often fits in a shower stall space  
• Shower Hybrid: A walk-in tub setup that included an overhead shower and a full or partial enclosure

Understanding Walk-In Tub Upgrades and Additional Features

There are numerous upgrades available for walk-in tubs. Below you’ll find explanations of some of the most popular ones so you can determine which ones best suit your preferences and needs.

Therapy Options

Some walk-in tubs (usually premium models) have therapy systems that are designed to provide relief from aches and pains, poor circulation, soreness, etc., and allow the bather to relax and revitalize.

Other Add-ons

• Heated Surface: Heated seats may be the most significant upgrade for your tub. With a heated seat or backrest, your risk of getting chilled while your tub fills or drains drastically decreases, giving you a more comfortable bathing experience.

• Headrests: Headrests are an excellent option if you have neck pain or fatigue concerns. Jacuzzi, Ella’s Bubbles, and Hydro Dimensions offer this helpful add-on. Hydro Dimensions sells a functional foam headrest, Ella’s Bubbles sells a pillow-style headrest, and Jacuzzi sells a lighted neck massaging waterfall headrest. Consider ease of cleaning and durability when choosing which headrest you’d like to add to your tub. 

• Extenders and End Panels: If your bathroom lacks a nook to enclose your tub on three sides, or if your tub is slightly smaller than the existing nook, purchasing factory-made end panels or extenders may be necessary. These add-ons look like they are part of the tub and cover its internal structure. These pieces may cost around $200.

• Wall Kits: Walk-in tub installations can cause problems with the aesthetics or water-tightness of an existing tub or shower tile. Brands like Kohler and Hydro Dimensions can remove existing tiles or other wall surfaces and install attractive stone-like wall kits. These kits tend to be more economical than buying actual stone pieces, but they provide the same versatile, clean look. 

• Fast Fill and Fast Drain Features: Many companies offer fast fill and drain features, but some work better than others. These features often rely on special pipes or valves. Fast drains might use pumps, which are very effective and can reduce drain times to about 2 minutes.

NOTE: Homeowners should ask questions about “fast” features that rely on extra wide ¾” diameter plumbing. Many homes have existing ½” pipes that are not compatible. A tub with nonstandard plumbing could require home renovation, or it might simply fail to live up to its speed claims. To avoid disappointment, be sure to ask for details before signing on for one of these upgrades.

Cleaning Systems

Ozone Generators:  Walk-in tubs that come with air therapy may also have an ozone generator included or as an upgrade. An ozone generator splits oxygen atoms to create ozone, and then it pumps that ozone through the air jets to kill bacteria. The ozone later converts back to oxygen on its own. This system is both effective and natural.

UV Sanitizers: UV Sanitizers in some walk-in tubs kill bacteria by forcing them to mutate. In a walk-in tub, the water that flows through a jet system passes by a UV light. The sterilizer is working for the duration of the bath. Not all companies offer these sanitizers, and even with a sanitizer, your tub’s jet system may need an occasional cleansing cycle using a chemical agent.     

Purge Cycles: These systems are often called “automatic purge cycles,” and they activate when you exit your bath. You will hear a noise as a pump turns on and draws all the extra water out of the tub’s pipes, ensuring that standing water won’t linger to mold or grow bacteria.

Who Should Consider Walk-In Tubs

Walk-in tubs can be useful to a diverse group of seniors. Below you’ll find a list of those who find walk-in tubs especially convenient or beneficial.

Seniors Who Are Planning to Age in Place

Contrary to popular belief, repeated falls are not an inevitable part of life as a senior; instead, they are preventable. One of the five recommendations of the National Council on Aging (NCOA) for preventing falls is to improve home safety.

If you’re planning on aging in place, even if you are a relatively young senior in perfect health right now, you should start considering ways to make your home safer. Minimizing fall risks before you ever fall can save you money and health complications in the future. 

If you’re a senior looking to upgrade your bathtub as a preventive measure, here are some features you should look for.

• Lowest Possible Step Height: While you’re healthy, you don’t know exactly what challenges your future will bring, but it’s safe to assume stepping over ledges will become more challenging as you age. Finding a tub with an extra-low step can make all the difference.
• A Quality Warranty: If you’re upgrading your bathroom before health challenges present themselves, you will likely enjoy your walk-in tub for many years. Focus on finding a tub with a full lifetime warranty since you may well be putting more years of wear on this tub than the usual.

Seniors Who’ve Experienced a Fall in Their Home or Bathroom

If you’ve already experienced a fall in your home or bathroom, chances are you’ve become very aware of how your environment can affect your balance. Because the bathroom is considered the most dangerous room in the home, you may consider performing a Home Safety Assessment that focuses on the bathroom to identify issues that could cause a fall and then make adjustments or modifications to reduce the risk.  You may find during your Home Safety Assessment that it’s time for you to remove a traditional bathtub or shower that you used to enjoy and replace it with a safer option

Studies show that seniors who experience a fall tend to limit their activities out of fear. Having a tub that’s built with your needs in mind can give you the confidence to actively and consistently care for your personal needs, even if you’ve experienced a painful bathroom or home fall in the past.

Below are some features to look for in a walk-in tub if it’s a challenge to stay on your feet.

• Extra grab bars: Virtually every walk-in tub on the market comes with at least one grab bar. If you’re especially fall-prone, you should consider tubs with two bars or install a grab bar on a wall near the tub. Think about how you will transition from one area to another, and make sure there’s something stable to hold on to in any given spot.
• Anti-slip textures: Most walk-in tubs include an anti-slip surface on the floor, but some also have it on the seat. With all the water and soap in a tub, seats can become slippery, too. Anti-slip surface on the seat can give you added peace of mind.
• ADA compliance: Seats between 17”-19” are considered ADA compliant. ADA compliance means that these seats won’t require you to lower yourself down too far, making them the easiest kind of seat to get in and out of.
• An outward swinging door: Outward swinging doors aren’t quite as common as inward swinging ones, but they might be a good choice for you. An outward swinging door is out of the way when it’s open, providing easier access to the seat. Outward swinging doors are most commonly found in slide-in tubs and compact tubs (“petite,” “front-loading,” or “cube”).

Seniors Who Have Disabilities or Mobility Issues

If you’re a senior who has serious disabilities or mobility issues, there are walk-in tub options for you, too. Getting a tub that doesn’t require much vertical and horizontal movement can reduce the likelihood of you or your caregiver being injured while you transfer to your bath.

In addition to safety features like low step height, grab bars, and anti-slip texture, look for the following designs in a walk-in tub:

• An L-shaped door that swings outward: A tub with this door design is usually called “slide-in” or “wheelchair accessible,” though some companies (like American Standard and Accessibility Professionals) don’t give it such an obvious name. This setup guarantees the door won’t get in the way of the bather as they get to the seat.
• Easy to reach control panels and faucets: Control panels and faucets should be easy to use. When shopping, pay attention to how far you’ll have to reach to use a control panel or turn a faucet. You may find you like models that have remotes. If possible, look at a sample tub in a showroom and test these features.

Seniors Who are Too Large to Bathe Safely in a Traditional Tub

Research suggests that obesity in seniors increases their risk of falling because it interferes with balance and the ability to regain lost footing. Obesity can also cause joint problems. If you’re medically considered obese or just larger than the average senior, you may find average-sized tubs unsafe. You may even fear getting stuck in an ill-fitting tub.

A bariatric walk-in tub (bariatric means “relating to the treatment of obesity”) can help reduce your risk of bathroom falls, address your space problems, and help you with managing joint pain with its soothing warm water.

Even if you’re working with a doctor to lose weight, investing in a large walk-in tub now could be a smart choice. After weight loss, you’ll still be able to enjoy the safe, comfortable features of your tub for many years.

Below you’ll find a list of what to look for in a tub if you’re larger than average.

• Tub models labeled “bariatric”: These tubs may be as much as 10” wider than standard walk-in tubs. Bariatric tubs are also sometimes called “plus size” or “supreme.” Most bariatric tubs have a seat width of about 30”.

• Tubs that have wide enough doors: Before making a purchase, you’ll want to obtain the dimensions of the walk-in tubs door and make sure that it is large enough to accommodate your body comfortably. 

• Hydrotherapy Jets: A walk-in tub with hydrotherapy jets might provide extra relief if you’re experiencing weight-related joint problems.

Seniors Who Live With Chronic Conditions

While the various therapy upgrades available in walk-in tubs will never cure chronic conditions like arthritis, poor circulation due to diabetes, or injured muscles and joints, there is some evidence that the available therapies can alleviate symptoms. These therapies can help seniors manage their pains or improve their sense of well-being during difficult times.

In addition to therapeutic benefits, seniors with chronic pains and conditions will benefit from the safe, user-friendly designs of walk-in tubs.

Below are some features to consider for your walk-in tub if you live with a chronic condition:

• Easy-to-turn handles: If muscle loss, joint pain, or nerve pain are part of your condition, you’ll want to look for a tub with easy-to-turn handles. Companies might advertise such handles as “no-strength handles” or “for gentle hands.”
• Hydrotherapy: Many people find that using hydrotherapy jets in their walk-in tub helps them manage muscle and joint pain, and some claim it improves poor circulation. If you’ve found soaking in a hot tub with jets to bring you relief in the past, consider finding a walk-in tub with hydrotherapy so that you can enjoy that relief any time. 
• Aromatherapy: Medical evidence of the benefits of essential oils is growing. Oils like lavender, peppermint, or chamomile can reduce stress levels or aid respiration. If you’d like to try aromatherapy to improve the therapeutic effects of your bath, look for a tub with a built-in diffuser and research which oils are best for your symptoms. 

Buyers Guide: How to Choose and Purchase a Walk-In Tub

When buying a walk-in tub, you’ll need to consider several important factors. Before you even begin the shopping process, be aware of these key factors that will go into choosing the right walk-in tub for you. 

Tub Style

Decide on a tub style that you’re confident will meet your needs. Don’t try to settle for a tub that doesn’t have the right safety features or size. Chances are if the tub style you need is too expensive through one brand, you’ll be able to find a comparable model at a lower cost from a different company. 

Safety

Finding a tub with as many safety features as possible can help your tub keep up with your evolving needs throughout the years. One grab bar, anti-slip floor, and a 9” or lower step is the unwritten industry standard for safety in walk-in tubs, but looking for even better safety is a smart move. An ADA-compliant seat, additional grab bars, a super low step, or an outward swinging door are all good safety features to consider.

Optional Features

Consider creating a list of which optional features you consider essential, which you’re interested in for the right price, and which you don’t care about at all. Refer to our “Optional Features” section to see what’s generally available. 

Companies differ widely on what they consider “optional” versus “standard.” It’s always worth reading the fine print on a model to know what exactly you’re getting.

Warranty

If you want the absolute best warranty available, look for a lifetime warranty that covers labor and parts. If a warranty isn’t a concern to you, you will find that walk-in tubs with limited warranties are often the most economical, at least in the short term. Not having a quality warranty may leave you on the hook for repair costs down the road, though. 

Cost

A walk-in tub is a significant purchase, comparable to the cost of buying a car. In our research, the lowest walk-in tub cost that we’ve seen was just shy of $2,000, pre-installation. The highest pre-installation prices we have encountered have been around $11,000.

Sometimes a tub that seems inexpensive may only be so because it has few features. Also, some inexpensive walk-in tubs are built in another country, which may not suit your preference.  

If a walk-in tub quote (installation included) exceeds about $10,000-$12,000, you should consider why that might be. Buying a tub that’s more or less expensive than the typical range isn’t necessarily a wrong choice, but it merits asking additional questions before you commit.

For information on getting help with these costs, view “Walk-In Tub Financing and Payment Assistance for Low-Income Seniors.”

Below, read our step-by-step guide to choosing and purchasing a walk-in tub. 

Step 1: Decide Which Type of Walk-In Tub Is the Best Fit 

Which tub style you should choose is determined in part by preference and in part by need. 

• Limited Space: If bathroom space is tight, you may be limited to choosing a petite, cube, or shower hybrid model. 
• Prefer Showers: If you love traditional showers, a shower hybrid model gives you the best features of a shower and a walk-in tub. 
• Large Bath Seat: If you need or want a tub with an extra roomy seat and door, you should consider a bariatric tub. 
• Deep Soaking:  If you have a long torso, you may want to look into a deep soaker tub so that as much of you as possible can enjoy the warm water.
• Limited Mobility: If you have limited mobility, especially if you are in a wheelchair, a slide-in model is your best option. 
• Spa Experience: If you want a spa-like bath experience or if you are interested in traditional and alternative health improvement, you should look for a tub of any size or style that includes therapy options. 
• Couples’ Option: If you’re aging in place with a spouse, you might consider a two-person model.

Aside from the size and shape of the tub model you need, secondary considerations include which side the tub’s door is hinged on and whether the door swings inward or outward. Most companies let the buyer choose which side the door hinges on. Doors that swing inward are ideal for bathrooms with limited space.

Step 2: Determine Your Walk-In Tub Size Requirements 

Use these three steps to make sure you’re searching for a tub that’s realistic for your space.

• Measure the Existing Bathtub or Shower Stall: A standard bathtub size is about 60” long and 30”-32” wide, and that’s what most walk-in tubs are designed to fit. If your space is smaller than standard, you could need a petite or cube-style walk-in tub. Consider how much free space surrounds the tub, too. You don’t want to install something that will leave no room for you to move.

• Measure Exterior and Interior Doors on the Path to the Bathroom: If you have your door measurements on hand, you can compare them to the tub models you research. Most tubs are made to fit through doors, but an unusual door or tub size could pose problems. Installers can temporarily remove door trims in order to gain a few inches to work with.

• Don’t Forget Your Personal Size Preferences: As mentioned earlier, how much space you like or need should influence your choice of walk-in tub. Bariatric tubs offer the most space overall, deepsoakers offer the greatest soaking depth, and petite and cube tubs may have less seat and legroom than average. 

Step 3: Set Your Budget

Having a range of what you’d ideally like to spend on this project can help you narrow your search. Decide early on the maximum amount you can pay out of pocket and think about whether or not it’s financially smart for you to pursue a grant or loan to supplement your funds.  

Many walk-in tubs cost between $6,000-$12,000 including installation, but there are also more and less expensive options on the market. 

Step 4: Understand the Two Basic Types of Walk-In Tub Companies

As you begin your walk-in tub search, it’s important to understand that there are two basic kinds of walk-in tub companies when it comes to pricing: those that are willing to tell you their price range early in the sales process and those that won’t disclose any pricing information until they visit you in your home.

Is one pricing system better than the other?

In our review, we’ve included companies that disclose costs early and late in the sales process because both kinds of companies make excellent walk-in tubs. 

Which kind of company you should explore comes down to preference. If you’re frustrated by the thought of having to let someone into your home before you can get any idea of the company’s price range, then you may want to explore companies with more transparent pricing. 

A reputable company of either style will not charge you for a quote or try to force you to decide under pressure if you’re going to buy from them. 

Step 5: Compare Walk-In Tubs Across Several Reputable Companies

Once you’ve got some information on what kind of tub you need and what kind of money you’d like to spend, you can start looking into different companies. 

When looking at companies, consider the following:

• Pricing system: Does the company treat the cost of its products and services more like “open” or “closed” information? Are you okay with working with either kind of company?
• Service level: Does the company handle installation always, never, or according to your preference?
• Customer service: Are the phone representatives helpful and easy to work with from the start? 

No matter what kind of tub you want, you’ll benefit from comparing the costs, service, and features of tubs from at least three different companies. If at any point a company strikes you as dishonest or manipulative, feel free to walk away, knowing that you have other options.

Looking up companies online is informative since you can view pictures, videos, and blueprints. Sometimes websites have incomplete or outdated information, though. Calling and taking notes is the most certain way to learn about a product.

Step 6: Determine Who Will Install Your Tub 

A crucial choice to make when purchasing a walk-in tub is who handles the installation. 

Installation Options

Some walk-in tub companies always handle installations of their products, some never handle installations, and some companies give you the option of handling it for you or letting you find your own installer. Many companies maintain a list of “dealers” or “approved installers” that, while not technically part of the company, are experienced with the company’s products.

• Choosing your own installer: You might like this option because it lets you hire someone from your community. In this case, you’ll be working with a general contractor or a plumber, and possibly also an electrician. The downside to hiring someone yourself is it may be his or her first time installing a walk-in tub. The learning curve involved can lead to mistakes and extra billed hours.

• Choosing an installer from or recommended by the company: This option is appealing because you don’t need to find an installer yourself. Also, the installers endorsed by the company are likely experienced in walk-in tub installations.

Ultimately, an installer from the walk-in tub company may be the most economical choice.

Note: It’s wise to use the services of a CAPS-certified contractor (Certified Aging in Place Specialist) who can not only install the tub, but also evaluate and retrofit the accessibility of the bathroom overall. “Often I see people put in a walk-in tub, only to find that 6 months later the vanity/sink area is no longer working for them as their mobility continues to change,” says Heather Suri, Caring.com aging expert. “Having a ‘big picture’ viewpoint can save money and frustration in the long run!”

Installation Costs

While costs may sometimes be lower, especially if you buy a “soaker” (no jet features) walk-in tub, it is safe to consider $2,000 or $3,000 as a minimum installation cost.

Installation costs may even reach $5,000 or more if significant electrical work, a new water heater, and plumbing upgrades are required. In such an unlikely case, homeowners may spend more on installation than on the tub itself. Additionally, keep in mind that labor costs vary geographically.

Risk factors for high installation costs include:

• Choosing a tub with a fill volume that doesn’t match the capacity of your home’s water heater
• Choosing a tub with ¾” pipe fittings when your home has ½” pipes
• Choosing a tub that has so many pumps and motors that it requires a dedicated circuit 

If an installer is telling you that you need major home alterations, you may want to confirm that with a second opinion or consider a tub that’s more compatible with your home as it is.

Step 7: Register Your Warranty

Many warranties need to be “activated” or “registered” before they are considered valid. You can register your warranty after your tub is installed. Filling out a short form online or mailing a form to the manufacturer is likely all that you need to do.

Walk-In Tub Financing and Payment Assistance for Low-Income Seniors

Walk-in tubs may improve the safety of seniors with mobility, strength, or balance issues, but they are a significant investment. Walk-in tubs range in price from $2,000 to $20,000, and their installation can add an additional $2,000 to $10,000. 

Fortunately, there are payment options available to seniors regardless of the price of the walk-in tub or their income level. With government assistance or financing, almost all seniors can find a way to pay for a walk-in tub that will allow them to age independently, gracefully, and safely. Below, we explain the many options available to help seniors pay for a walk-in tub. 

Government Assistance for Walk-in Tubs

While Medicare doesn’t typically cover walk-in tubs, exemptions may be made in some circumstances. State Medicaid programs and waivers are much more likely to provide financial assistance for walk-in tub purchases. Additionally, home modification grants are available to veterans through the VA and both loans and grants are options for low-income seniors living in rural areas. Seniors or their caregivers may also be able to deduct walk-in tub costs as a medical expense when filing taxes.

Medicare Coverage of Walk-in Tubs

Medicare policy excludes coverage for walk-in tubs, as they do not meet the requirements to be considered durable medical equipment. However, companies such as American Tubs and Kohler claim that Medicare might reimburse seniors after purchasing one if it’s medically necessary and a doctor writes a prescription for it. Such claims may be inaccurate, and if seniors purchase a walk-in tub Medicare may never pay for any of it. Thus, it’s extremely important to work closely with your walk-in tub dealer, get clear on the reimbursement claims, and confirm Medicare participation if you need Medicare to pay for your new tub. 

Medicare Advantage plans are much more likely to cover the costs of a walk-in tub. This is due to an expansion of supplementary services that occurred in 2019, allowing Medicare Advantage plans to provide benefits that “reduce the impact of injuries or conditions” as well as “reduce avoidable emergency room visits.” However, coverage for a walk-in tub is never guaranteed and may vary by plan and state. Reach out to your provider to inquire about your specific Medicare Advantage plan’s policy and whether or not they extend coverage to walk-in tubs.

Medicaid Coverage of Walk-in Tubs

As the senior population in the United States grows, state governments and their affiliated Medicaid programs want to help seniors age in place so that institutions don’t become overcrowded. This policy of supporting aging in place is good news for seniors because it means state governments are making funds available for age and accessibility-related home improvement projects. 

Medicaid programs differ from state to state, and some are broad enough to cover walk-in tub purchase and installation. Many states also have special Medicaid programs and waivers that cover services that would otherwise be excluded. A list of such programs and waivers that could help with the costs for a walk-in tub is provided in the following table. 

*This chart focuses on programs and waivers intended for the elderly and excludes those without potential walk-in tub coverage.

Veterans Benefits for Walk-In Tubs

Some walk-in tub companies claim that their tubs are covered by veterans benefits. This is sometimes true, but restrictions apply. 

Typically, TRICARE and CHAMPVA (veterans insurance) follow Medicare guidelines and do not pay for the installation of walk-in tubs. VA Grants may be more helpful than insurance. The government offers three VA Grants for home accessibility improvement purposes. 

Home Modification Grants for Veterans

Veterans with service-related disabilities can receive the following funds through VA grants to modify and improve the accessibility of their homes:

• Over $20,000 from the Special Housing Adaptation (SHA) grant
•  More than $100,000 from the Specially Adapted Housing (SAH) Grant 

An application for these programs is available on the VA website. 

There is also a smaller Home Improvements and Structural Alterations (HISA) Grant that provides between $2,000 and $6,800 to help finance certain home improvement projects for veterans both with and without service-related disabilities.

The HISA grant specifically excludes “purchase or installation of spa/ hot tubs/ Jacuzzi type tubs,” but specifically includes alterations that enable “use of essential lavatory and sanitary facilities (e.g. roll in showers).” This language puts walk-in tubs in a gray area.

If you can demonstrate that the walk-in tub you’ve chosen has the sole purpose of accessible bathing and lacks “spa” features, then you may be able to secure this grant to help with the cost of your tub. You can view the grant’s terms for yourself, and contact a local VA office if you believe your project is eligible.  

Single Family Housing Repair Loans & Grants

Low-income seniors in rural areas should look into Single Family Housing and Repair Grants and Loans. Type in your address to see if your property is eligible for these programs. Grants are limited to the removal of health and safety hazards from the home, and loans may be used for that and for repairing, improving, and modernizing the home.

While these $10,000 grants are designed for seniors, they are likely inapplicable to the purchase of a tub, but a loan of up to $40,000 likely is. Loans and grants can be combined. If you need to tear out multiple hazards in your home, a grant might cover that cost, and the loan could kick in to cover the installation of safer options, including your walk-in tub. 

With an interest rate of 1%, these loans can be a great option for seniors who otherwise cannot afford any financing options. Check out this USDA web page to learn more about restrictions and risks. 

Tax Deductions for Medical Expenses

Seniors who are not dependants might be able to deduct the cost of their walk-in tub installation as a medical expense. Medical expense deduction must always be itemized and must meet Internal Revenue Service guidelines. 

If you are a caregiver and are considering installing a walk-in tub in your own home for an elderly relative that lives with you, you may qualify for the Child and Dependent Care Credit or Medical and Dental Expenses deductions when you file your taxes. 

Tax deduction eligibility can be complicated, so be sure to discuss these possibilities with your own tax preparer. 

Financing Options for Walk-in Tubs

​​There are multiple financing options available to aid with the purchase of a walk-in tub. All of the financing options we’ve listed below require the ability to make monthly payments, and they do involve financial risks.

WARNING: Reverse mortgages remain controversial despite recently enhanced regulations on them. Those who get a reverse mortgage are very unlikely to pass their home on to their estate when they are gone. With a reverse mortgage, there’s also risk of your surviving spouse or other co-habitants being foreclosed on while they are still living. If you’d like to learn more about reverse mortgages, take a look at this HUD article, and beware of scams.

If you’d like to read a more detailed comparison of HELOCs, Home Equity Loans, and Reverse Mortgages, you may find this article helpful.

Other Financial Resources

Financial Resource Locator Tool

Paying For Senior Care’s Eldercare Financial Assistance Locator can help you find a financial program that meets your individual needs. Fill out all the required information, check the box for “Home safety and accessibility modifications,” and then when given the option be sure to check the “Walk-in bathtubs” box. 

Area Agencies on Aging 

Throughout America, states designate privately and publicly run Area Agencies on Aging (AAA’s) that can help you with a variety of independent living needs. AAA’s may be able to connect you to the appropriate financial resources that you need to get your walk-in tub project started.
To find an Area Agency on Aging in your community, enter your zip code into this government website’s search tool.

Frequently Asked Questions

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