Memory Care Communities in Sumter, South Carolina

In Sumter, memory care costs average $3,329 monthly, which is notably lower than the state average of $4,515 and the national norm of $5,625. Local care costs are also well below rates in nearby cities. In Florence, for example, monthly care costs are 30% higher than in Sumter, and in Spartanburg, care costs exceed the local norm by 35%. In Greenville, the difference in pricing is even more significant, with seniors in this city paying $4,679 for care, and in Charleston, rates are about $1,600 higher than in Sumter.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in Sumter charge $3,329 per month for care.

Memory care costs in Sumter come in at just $3,329 per month, which is on the lower end of what seniors in this city pay for long-term care. While assisted living and adult day health care generally have more economical rates, with respective monthly averages coming in at $3,270 and $1,376, memory care is more cost-effective than private care at home or nursing home placement. Basic in-home care and specialized home health care cost 32% more than residential memory care, and nursing home rates exceed memory care costs by about $4,000.

Memory care facilities in Sumter are licensed by the South Carolina Department of Health and Environmental Control. These facilities are officially licensed as community residential care facilities, but they follow increased regulations related to care planning, staffing and staff training.

• South Carolina doesn’t tax Social Security benefits, which may leave more money available to put toward memory care expenses. While retirees pay state income taxes on other forms of retirement income, they can claim a deduction of up to $15,000 to reduce what they owe.
• Prisma Health Tuomey Hospital is located in Sumter and offers a full range of diagnostic services, emergency care and inpatient and outpatient treatment. While the city only has about 142 doctors per 100,000 residents compared to 210 nationally, memory care facilities typically have nurses on staff and physicians on call to promote prompt access to medical attention.
• Sumter is one of the most affordable places to live in South Carolina, primarily due to comparatively low housing prices. On a 100-point cost of living index based on living costs in the nation as a whole, the city scores 78.8, which is about 10 points below the South Carolina norm. This may result in competitive memory care rates.
• Crime is more common in Sumter than in a typical U.S. community, which may make residential memory care a better option than living independently for seniors with early to moderate dementia. On a 100-point scale, the nation scores 22.7 for the frequency of violent offenses and 35.4 for property-related crime. By comparison, Sumter scores 40.6 for violent crime and 63.5 for property crime. Fortunately, memory care facilities have fully secured indoor and outdoor common areas to promote residents’ safety.
• Sumter has a humid subtropical climate that’s characterized by hot, muggy summers and mild winters, making the city an attractive retirement option for those who are sensitive to cold temperatures. The city gets about 222 days of sunshine annually compared to the national norm of 205, and temperatures range from lows of 34 degrees Fahrenheit in the winter to highs of 92 degrees Fahrenheit in the summer. To promote year-round comfort, many memory care facilities offer features such as individual climate controls in residents’ rooms.