Memory Care Communities in Marlton, New Jersey

Marlton families typically pay $1,481 more per month for memory care than the average American family. But they save $1,013 when compared to the typical New Jersey family. The Marlton area is the most affordable location in the state. Even its nearest rival, Atlantic City, costs another $153 per month. The monthly increases only grow when comparing Marlton to other cities. The gap with Vineland is $894; with Ocean City, it’s $2,257; and with Trenton, it’s $3,075.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Marlton families can expect to pay in the region of $7,106 per month for memory care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in New Jersey page.

At $11,437 per month, nursing home care is the only option costlier than memory care. Assisted living is $5,685, but it’s not suitable for people with cognitive impairments. Home health care is more of a medical service, at $5,339, while in-home care is $10 per month cheaper for nonmedical care. This can include supporting people with early to mid-stage memory loss, which adult day care also offers, for $1,777 per month.

The New Jersey Department of Health regulates the state’s memory care facilities. It issues licenses to those that satisfy and continue to comply with regulations. The department conducts unannounced inspections and has the authority to revoke a license if it finds the facility breaches regulations and doesn’t take appropriate steps to raise standards.

• The cost of living in New Jersey is typically much higher than the national average. However, Marlton’s overall cost of living index of 105 is well below the state’s 119.8 and not far above the country’s 100. Consequently, seniors and families may find their dollars go a little further in this region.
• Families concerned about crime may find Marlton to their liking. The CDP experiences much lower rates than normal. Its property crime ranking of 20.7 is far below the U.S. average of 35.4. Violent crime is even less common, with a ranking of 9.0 that’s less than half the country’s average of 22.7.
• Marlton offers one of the better climates in New Jersey. Temperatures can fall to a chilly 23 degrees F in winter, but they rise to a pleasantly warm 87 degrees F in summer. Annual rainfall is typically 9 inches more than the U.S. average of 38 inches. Snowfall is less than half the country’s norm of 28 inches. 
• Sperling’s BestPlaces gives Marlton a health cost index of 94.1. This improves on the U.S. average of 100. A contributing factor is 279 physicians per 100,000 people, which is 69 more than the country’s norm. Air quality isn’t as good, but Marlton’s residents commute less, which can have better health outcomes.
• Despite its small population, Marlton’s seniors are only minutes from medical facilities. The nearest is Virtua Marlton Hospital. It’s an inpatient and outpatient facility specializing in joint replacement surgery and stroke care. Only 12 minutes away, there’s Jefferson Cherry Hill Hospital. It’s rated as high-performing in treating eight conditions, including heart failure and diabetes.
• Marlton sits within Evesham Township, where adults aged 55+ and those with disabilities can ride local buses for free. They operate from Monday to Friday between the hours of 8:30 a.m. and 3:30 p.m.