Memory Care Communities in Independence, Missouri

Memory Care costs in Independence start around $0 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Independence and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Missouri page.

The Alzheimer's Association projects that as many as 110,000 Missourians are living with Alzheimer's, a disease that is primarily diagnosed in adults 65 and over. In Independence, nearly 18 percent of the city's 117,000 residents are seniors.

The region has five memory care facilities for families to choose from. Two of these facilities are located in Independence, and the other three are located in the nearby cities of Lees Summit, Kansas City and Blue Springs.  These facilities are all housed within residential care facilities, which are all licensed and monitored by the Missouri Department of Health and Senior Services.

• In Missouri, all retirement income is taxable, including Social Security benefits, withdrawals from retirement accounts and income from public and private pensions. However, there are generous deductions for Social Security benefits and public pensions, which may leave more money in the budget for memory care.
• The air quality in Independence is fair. The American Lung Association ranked Jackson County 46 out of 201 metropolitan areas for short-term particle pollution and gave it passing score for annual particle pollution. This may be a consideration for families whose loved ones have a chronic condition like COPD or cardiovascular disease.
• While the rate of violent crime in Independence is higher than the state and national averages, it is lower than the regional average. Property crime is particularly prevalent in this city, however, rating 70.4 points on a 100-point scale on which a higher score indicates more crime. Families may want to ensure that the memory care facility they choose for their loved one takes measures to keep residents secure.
• The overall cost of living in Independence is about 10 percent lower than the national average, and healthcare costs are on par with the nationwide median. This may appeal to families whose senior loved one has a restrictive monthly budget.