Memory Care Communities in Sterling Heights, Michigan

Sterling Heights is less expensive than both the statewide and national averages. It’s also the most affordable option in southeast Michigan. Memory care in Lansing is closest to the statewide average at a cost of $5,391 per month, and Flint is slightly higher at $5,469. Other nearby cities are much more expensive, including Monroe at $6,313 per month and Ann Arbor at $7,616.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Seniors in Sterling Heights typically pay an average of $5,269 per month for memory care. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Michigan page.

Seniors have several care options depending on their needs, budget and living preferences. Adult day health care is the most affordable option at $1,430 per month, followed by assisted living at $4,215. In-home care and home health care services are a bit more expensive than memory care but allow seniors to remain at home. Both cost $5,720 per month. Nursing homes are the most expensive option, with rates starting at $8,882 for a semiprivate room.

In Sterling Heights, adult foster care homes, homes for the aged and care facilities offering specialized programs are licensed and regulated by the Michigan Department of Human Services, Adult Foster Care and Homes for the Aged Licensing Division. Annual inspections are conducted to ensure that facilities are compliant with state laws and regulations. 

• Seniors in Sterling Heights have access to world-class health care facilities, including Henry Ford Medical Center – Sterling Heights and Beaumont Hospital, Troy. The hospital is adjacent to a medical park with specialized clinics and care offices.
• While it’s only 1.4% higher than the U.S. national average, the cost of living in Sterling Heights is quite expensive compared to the average Michigan city. The city receives an index rating of 101.4, which is around 13% higher than the statewide average of 89.6.
• Despite higher-than-average living costs, seniors can benefit from Michigan’s tax-friendly policies. Seniors are not taxed on their Social Security retirement benefits and are eligible for deductions on all other types of retirement income, such as pensions and 401(k)s.
• Sterling Heights is considered a safe community for seniors, especially in terms of violent crime. Ranked on a scale to 100, offenses of this nature score a 14.4, which is significantly lower than the Detroit metro area’s rating of 29.5 and statewide rate of 25.3. Property crime is also much lower than both the regional and statewide averages.
• Winters in Sterling Heights can get cold, with temperatures dropping as low as 19 degrees and an average of 32 inches of snowfall per year. Luckily, summers bring much warmer weather and plenty of sunshine so seniors can enjoy the city’s outdoor attractions.
• SMART offers fixed-route, microtransit and paratransit bus services to seniors in communities across metro Detroit, including Sterling Heights. Seniors are eligible for discounted fares. Adults aged 55 and older can also take advantage of Sterling Heights’ Minibus Service. Operating Monday through Friday, the curb-to-curb service is designed to help seniors get to medical appointments, stores and scheduled city recreation programs.
• Sterling Heights is a great spot for seniors in search of a relaxed retirement lifestyle. Set along the banks of the Clinton River, the city offers numerous paths, parks and natural areas. It also hosts the annual SterlingFest Art and Jazz Fair and has a vibrant, ethnic culinary scene. It’s also just 25 miles north of Detroit for additional entertainment options.