Memory Care Communities in Terre Haute, Indiana

In Terre Haute, seniors and families pay $6,185 per month for memory care, which is significantly higher than Indiana’s average of $5,354 and the national norm of $5,625. Local care costs are high compared to rates in other surveyed cities in Central Indiana, including Columbus, where monthly rates are 6% lower than in Terre Haute, and the state’s capital city of Indianapolis, where residents pay $5,598 per month for care. Similarly, monthly care costs in Bloomington are competitive at $5,354, and in Muncie, rates are even lower at $4,619.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in Terre Haute charge approximately $6,185 per month for residential dementia care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

Memory care facilities in Terre Haute charge $6,185 per month for residential care, making this one of the more expensive senior care options in the city. While rates are a few hundred dollars less than the cost of nursing home care, which starts at $6,692 for semi-private accommodations, other senior care solutions tend to be more affordable. For example, seniors who don’t need memory support pay $4,948 per month for assisted living, and those who obtain private in-home care or home health care pay $3,623 per month.

The Indiana Department of Health, Division of Long Term Care, licenses all memory care facilities in Terre Haute through the Residential Care Facility Licensing and Certification Program. This program enforces rules related to care planning, dementia-specific intake and discharge procedures and staffing to ensure a consistent standard of care. It also investigates concerns regarding substandard conditions and care.

• There are two hospitals in Terre Haute, including Union Hospital and Terre Haute Regional Hospital. Together, these hospitals provide access to Level III Trauma Center services, cancer care, rehabilitative therapies and geriatric care and over 500 inpatient and outpatient beds. Additionally, many memory care facilities in Terre Haute have dedicated office space for visiting physicians, promoting access to medical care with minimal disruption for residents.
• Terre Haute has warm, humid summers and cold, snowy winters, and the skies are partly cloudy throughout the year. Daytime temperatures range from 76 to 86 degrees Fahrenheit during the summer months and 37 to 47 degrees Fahrenheit during the winter. To help residents stay comfortable, many memory care facilities host indoor activities throughout the year and offer amenities, such as individual climate controls.
• Terre Haute is a part of the Dementia Friends Indiana initiative, which partners with the local Area Agency on Aging to provide information and support to those living with dementia. Through this organization, seniors and families can connect with support groups, early-stage engagement activities and memory cafés in the region.
• The air quality in Vigo County, where Terre Haute is located, is very good and may support the health and comfort of seniors with dementia. The American Lung Association gives the county a passing score for its low number of high-particle days over an annual period, as well as an A for ozone pollution and a B for short-term particle pollution.  
• Seniors in Terre Haute can obtain free transportation services through West Central’s Division of Area 7 Agency on Aging and Disabled Resources. This agency provides countywide transportation services to those aged 60 and over, helping them attend medical appointments. This can supplement paid services available through memory care facilities.
• Indiana doesn’t impose an income tax on Social Security benefits, but pension income and withdrawals from retirement savings accounts are taxable at the state rate of 3.23%. The state's low income tax rate and exemption for Social Security may help some seniors afford memory care expenses in Terre Haute.