Memory Care Communities in South Elgin, Illinois

Memory Care costs in South Elgin start around $0 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in South Elgin and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

The village of South Elgin is situated in Illinois and has 23,000 residents, nearly one in 10 of whom are aged 65 and over. Some of these seniors may be among the 220,000 seniors in the state who are currently living with Alzheimer's disease, which is the leading cause of dementia. The area is served by the Greater Illinois Chapter of the Alzheimer's Association, which provides resources for South Elgin residents who have been affected by Alzheimer's. 

There are two memory care facilities located in South Elgin and over a dozen more in surrounding cities, providing local families with a variety of options for the loved ones. Memory care in South Elgin may be offered in supportive living facilities, which are exclusively for seniors with dementia, or any assisted living facility that is licensed to provide dementia care.  

• South Elgin's summers are long, humid and warm, and winters are very cold and windy. Year-round temperatures range between 16 degrees and 83 degrees and the region receives about 32 inches of annual snowfall, versus the national average of 26 inches. This may be a consideration for families who travel during winter months to visit their loved one in memory care.
• South Elgin's overall cost of living is only slightly higher than the national average, and healthcare expenses are about 3 percent lower here than in the nation as a whole. This may make the city a good option for families and seniors with limited memory care budgets.  
• Ozone pollution levels in Kane County are fairly high according to data gathered by the American Lung Association. South Elgin's air quality may be a concern for families whose senior loved one has a respiratory or cardiovascular condition. 
• In Illinois, all types of retirement income are exempt from income tax. Because seniors do not pay state income tax on their Social Security benefits or income from retirement accounts or pensions, they may be able to put more money towards memory care in South Elgin.