Memory Care Communities in Torrance, California

Torrance seniors pay a baseline monthly rate of $6,563 for memory care. This rate aligns with California’s median but exceeds the national norm of $5,625 by several hundred dollars, and it offers an affordable alternative to several nearby cities. For example, in San Diego, memory care communities charge higher monthly fees of $6,844 for care, and in El Centro, rates exceed Torrance’s norm by $1,125. Even so, rates in Riverside come in $1,563 lower than in Torrance.

 

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Torrance, memory care facilities charge a median monthly rate of $6,563.

 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in California page.

Memory care in Torrance costs a baseline monthly rate of $6,563. By contrast, seniors who live in private residences pay lower rates of $5,911 for non medical in-home care services, such as personal care and household chore assistance, and home health services, which include medication administration and rehabilitative therapies. In addition to this, assisted living residents who don’t need memory support pay $5,250 for standard personal care services, and seniors who opt for nonresidential adult day health care services pay $1,652 for skilled nursing and personal care services in a community setting. Alternatively, nursing home costs exceed memory care rates, with seniors paying $9,125 for 24-hour personal and medical care services.

Torrance’s memory care communities follow the operating standards set by the California Department of Social Services, Senior Care Licensing Program. It publishes relevant information, such as local resources available to memory care residents and their families, as well as details on public policies affecting long-term care. The department also sets rules for staffing, care planning and building features and maintenance.

 

• Torrance has a Commission on Aging to promote residents' comfort, regardless of their age, and it serves as a member of the AARP Age-Friendly Network. Across the AARP Livability Index categories, the city rates 71 in the Health category for its high medical patient satisfaction rate and its low severity of clinician shortages, promoting access to medical support for residents with dementia.
• Torrance's cost of living surpasses the national norm by 38.4%, impacting the affordability of local memory care communities. Housing and utility expenses run high compared to national averages, but health care services cost about 2% less here than in a typical U.S. city, offering savings for those managing chronic health conditions such as Alzheimer's.
• Los Angeles County, where Torrance sits, serves as a dementia-friendly community with resources and initiatives that promote a safe, respectful environment for seniors with dementia. It hosts the annual Making Memories Festival, which features multicultural food, music and activities and raises funds for Alzheimer's Los Angeles. Additionally, it oversees support groups and educational programs and has a free helpline.
• Summers in Torrance bring warm, arid conditions with partly cloudy skies and daytime temperatures between 75 and 78 degrees Fahrenheit. During the cold season, which lasts about 4 months, temperatures run slightly lower at 65 to 68 degrees Fahrenheit, appealing to prospective residents who enjoy relaxing outdoors throughout the year. To that end, local memory care communities have enclosed courtyards for residents to enjoy with a minimized risk of unsafe wandering.
• California's income tax ranks among the highest in the country, topping out at 13.3% for those in the top income bracket. Fortunately, the state exempts Social Security benefits and has a senior income tax exemption to lower this expense.
• Torrance ranks in the bottom 11% of U.S. communities for safety, with the city reporting 29 crimes per 1,000 people. While property-related offenses occur at a higher rate here than in a typical California city, the violent crime rate is lower at 2.71 incidents per 1,000 residents compared to 4.99 statewide and 4.00 nationally, making it an option for families seeking safe memory care accommodations.