Memory Care Communities in San Jose, California

At $7,500, the monthly average cost of Memory Care in San Jose is above the state average of $6,562 and well above the national average of $5,625. Elsewhere in the state, costs remain high relative to the average cost of $4,687 in neighboring state of Nevada. In San Diego, costs average $6,842 and in Sacramento $6,531. In the large urban center of Los Angeles, average monthly costs are $6,562. A much less expensive location for Memory Care in California is Fresno, where it averages $4,875 monthly.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

The average monthly cost of Memory Care in San Jose, CA is $7,500. This is higher than both the state average of $6,562 and the national average of $5,625. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Memory Care, which often involves specialized professional providers, does not come cheap. Nursing Home Care is more expensive in the San Jose area with monthly average costs of $11,863 for a semi-private room. Assisted living in a facility runs $6,000 monthly, while non-medical In-home Care and Home Health Care that involves more complex medical care both cost $7,102. The least expensive type of organized support for seniors is Adult Day Care which costs an average $1,820 monthly.

The California Department of Social Services’ Senior Care Licensing program oversees residential Memory Care in the city of San Jose and across the state. They do this with policy development and a schedule of inspections that enforce strict regulatory standards around care, food service, special programs and more. There is a regional office for this program in San Jose.

• San Jose is a large and progressive city, and the local health care network reflects this. There are many fine area health care providers, with Kaiser Permanente Santa Clara and its Memory Clinic and the Stanford Health Care system ranked high for senior care. The nearby University of California San Francisco Weill Institute for Neurosciences also has an acclaimed Memory and Aging Center. Seniors in San Jose enjoy a life expectancy of 80.8 years, higher than the national average. 
• San Jose (and California) is famously car-dependent. Because traffic is so congested, public transportation options are widely available. Alternative transportation options for seniors living in San Jose include the R.Y.D.E. program, Paratransit Providers for seniors who require specialized travel equipment, and the Santa Clara County Transit Assistance Program (TAP) program, which provides assistance with public transit.
• San Jose, like some other cities in California, is known for its higher cost of living, which is 49% higher than the national average. For Memory Care seniors, this is reflected in fairly high average monthly costs of $7,500 for residential care, higher by about 25% than the national average.
• San Jose is warm and sunny year-round, part of the region’s charm for seniors and the rest of the population. The city gets an average of 17 inches of rain a year; by comparison, the U.S. average is 38 inches. Summer daytime high temperatures average 82 degrees F. During winter temperatures can go as low as 42 degrees, but there is usually no snow. Although California is known for periodic poor air quality, especially during wildfire season, San Jose generally has average air quality.
• San Jose became a member of the AARP Network of Age-Friendly Communities in 2016 with a focus on housing, communication and civic participation. Surrounding Santa Clara County joined the Network in 2020. The Network is an international initiative aimed at making cities and communities around the world more senior-friendly through developments in design and architecture, social programs and other areas.