Memory Care Communities in Roseville, California

Roseville’s typical senior pays an additional $906 per month for memory care when compared to the equivalent American, but saves $32 against a comparable Californian. However, the city is costlier than most of its nearby neighbors, such as Yuba City ($5,823), Vallejo ($6,188) and Stockton ($4,561). The exception is Napa, where seniors pay $1,344 per month more than their peers in Roseville.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

The median monthly fee for memory care in Roseville is $6,531, although families could pay more or less as each facility has its own pricing structure that accounts for its location and services offered.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Except for nursing home care, which averages $10,646, memory care’s $6,531 per month median fee is Roseville’s highest. At $6,292, in-home care and home health care aren’t far behind, but seniors still need to pay to live at home. Assisted living residents save $1,306 per month when compared to memory care, but don’t receive the same levels of care. Adult day care is the cheapest, at $2,167, but, again, seniors must still cover their home living costs.

The Senior Care Licensing Program operated by the California Department of Social Services licenses and regulates the state’s memory care facilities. It ensures they comply with health and safety requirements, provide their residents with appropriate levels of care and have proper staffing levels. Its powers include investigating complaints, conducting periodic inspections and revoking licenses from underperforming facilities.

• There are two hospitals within Roseville, and many more in the Sacramento metro area. Facilities within Roseville include Kaiser Permanente Roseville Medical Center and Sutter Roseville Medical Center. As a result, Roseville’s seniors are assured quality health care without having to travel long distances.
• Sperling’s BestPlaces Comfort Index of Roseville’s climate is a very good 8.2 out of 10. Factors affecting the score include no snow and only 21 inches of rainfall annually, which is 17 inches below the country’s average. Winter sees temperatures drop to a cool 39 degrees, while in summer the dial can hit 94. Consequently, older residents may appreciate changes in weather without having to endure extremes.
• Roseville’s Health Cost Index of 88.2/100 is above average. The factors contributing most to this score are the city’s success in cleaning contaminated land as part of the EPA’s Superfund program and the number of physicians per capita, which, at 261 per 100,000 people, is 51 more than the U.S. average. Therefore, seniors in Roseville may find their general environment healthier and access to doctors easier.
• There are occasional spurts of property crime in Roseville that push the city’s statistics above the U.S. average, but generally, the city is known for its low crime rate. This is particularly true of violent crime, with fewer than 1 report per hundred people being filed annually. Consequently, seniors and their families concerned about crime may find Roseville to be one of California’s safer cities.
• Although Roseville’s cost of living index of 135 appears high when compared to the country’s average of 100, it’s lower than California’s 149.9. Therefore, by California’s standards, Roseville’s seniors get more for their dollars. At 102.6, health care costs are above the state’s 98.3, but other regular costs, such as transportation, are typically lower in the city.
• Roseville adults aged 60+ who can no longer drive are eligible for Placer Rides. The program covers transit costs within Placer County twice per month, and the senior’s nominated driver can include a relative or friend.