The Best Memory Care Facilities in Morgan County, AL

Morgan County, situated along the Tennessee River in the extreme northern region of Alabama, has a population of 119,000 people. The senior community in this county makes up about 17 percent of the population, and it's projected that about 13 percent of these seniors who receive Medicare benefits have Alzheimer's disease or dementia. These seniors and their families are served by the Alabama Chapter of the Alzheimer's Association, which provides resources and support.

Morgan County has two memory care facilities, both of which are in the city of Decatur. These memory care facilities are located within specialty care assisted living facilities that have obtained licensing from the Department of Public Health and certification from the Board of Health. 

• Morgan County has exceptional air quality, receiving an A for both ozone pollution and short-term particle pollution, including a passing score for annual particle pollution, from the American Lung Association. The county's clean air may benefit seniors, particularly those with cardiovascular or respiratory conditions. 
  
• Summers in Morgan County are warm with highs near 90 degrees, and winters are chilly with lows near 30 degrees. The region receives just 1 inch of annual snowfall, which may appeal to families who travel to Morgan County throughout the year to visit loved ones in local memory care facilities.
  
• Morgan County's overall cost of living is a little below state and national averages. Housing and utilities are affordable here, which may result in lower memory care expenses. Healthcare expenses are a little higher than the national average but lower than the state average.
  
• Alabama does not subject Social Security income or disbursements from public or private pensions to state income tax, meaning that seniors who draw income solely from these sources only pay federal income tax. Withdrawals from retirement accounts are taxable, which may affect how much money can go toward memory care expenses.

Memory Care costs in Morgan County start around $4,950 per month on average, while the nationwide average cost of memory care is $5,743 per month.

It’s important to note that memory care rates in Morgan County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Alabama page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Alabama page.

Morgan County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Alabama are required to follow. Visit our Memory Care in Alabama page for more information about these laws.