Memory Care Communities in Fort Payne, Alabama

Memory Care costs in Fort Payne start around $0 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Fort Payne and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Alabama page.

According to the Alzheimer's Association, 92,000 Alabama seniors are living with Alzheimer's disease, and that number is projected to grow by nearly 20 percent by 2025. Thirteen percent of Fort Payne's population of about 14,000 is aged 65 or older, and some of these seniors may have Alzheimer's disease and related memory disorders. Fort Payne is home to two memory care facilities, and six more are located in nearby Huntsville.

The Alabama Department of Health's Division of Healthcare Facilities certifies all memory care facilities in the state. In Fort Payne and throughout Alabama, they fall into the category of specialty care assisted living facilities. The staff of these facilities must be trained to work with the cognitively impaired, including seniors living with Alzheimer's disease.

• Cost of living in Fort Payne is lower than the national average. On a scale where 100 represents the national average, Fort Payne's cost of living is 82.6. Housing and transportation costs are well below average, but healthcare is above average at 104. Seniors' families may want to keep this cost of living in mind as they budget for memory care facility expenses.
• Seniors living in Fort Payne may enjoy some tax savings thanks to Alabama's tax laws. The state exempts Social Security income from taxes, which may result in some extra income every month.
• Fort Payne seniors will experience a varied climate throughout the year. Winter lows drop to the upper 20s, but the area sees little snow, averaging just 4 inches a year. Summers are warm with highs in the 80s. Fort Payne sees more rain than average and about as many sunny days as the national norm.
• Violent crime rates are especially low in Fort Payne, which can give seniors' families peace of mind. The violent crime rate of 13.8 is well under the U.S. average of 31.1. Property crime rates are rated at 43.4, which is higher than the national average of 38.1. Seniors' families may want to consider what security measures, such as exterior lighting and gates, are in place at memory care facilities to minimize the risk that their loved one could become a victim of a property crime.