Assisted Living Communities in Allen, Texas

The 2024 Genworth Cost of Care Survey reports that assisted living communities charge approximately $4,000 per month for services in Allen. By comparison, the statewide median rate runs higher at $4,915, and other cities in southern Texas have costlier care. In Victoria, monthly fees trend about $1,900 over Allen’s norm, and in Corpus Christi, facilities charge roughly $7,604 for care. 

To manage assisted living expenses, many Allen seniors rely on multiple funding sources. These include financial assistance programs such as Medicaid and VA benefits, as well as various sources of private funds. By developing a payment strategy that uses a mix of public and private pay solutions, assisted living residents can budget for long-term care.

• Medicaid: Texas’s STAR+PLUS Medicaid managed care program provides coverage for assisted living services for seniors who qualify for nursing home care. Benefits of this program include coverage for personal care services, meals and personal emergency response systems.
• Medicare: Medicare’s coverage doesn’t apply to assisted living, which primarily features nonmedical support services. However, residents can use their Medicare coverage for medical supplies and services they receive in assisted living, including durable medical equipment, skilled nursing and rehabilitative therapies.
• VA Benefits: Qualified veterans access two types of VA benefits that cover assisted living services, including Aid and Attendance and the VA Health Benefits’ Geriatrics and Extended Care program. These programs help with expenses related to personal care, meals and transportation.
• Private Payments: Assisted living communities accept private payments for all types of expenses, including housing, support services, meals and recreation. Common sources for private payments include retirement savings, Social Security income and long-term care insurance.

Assisted living residents in Allen pay around $4,000 per month. By comparison, home health care costs about $195 more, and nursing home residents pay roughly $7,848 for shared units. However, in-home care offers competitive pricing, with rates coming in about $1,140 below assisted living costs.

• Allen ranks among the more expensive places to live in the nation, with residents paying around 7% higher living costs here than in a typical U.S. city. Even so, affordable housing and health care promote budget-friendly assisted living.  
• With fewer than 10 crimes reported per 1,000 people annually, Allen is safer than 46% of U.S. cities and has one of the lowest crime rates nationwide for its size. This indicates a safe environment for seniors seeking residential care.
• Texas doesn’t have an income tax, letting seniors keep a high portion of their retirement income. Although the sales tax rate comes in among the highest in the nation, groceries and medication aren’t subject to tax.
• With a livability score of 55 compared to the average U.S. city score of 48, Allen sits in the top half of cities for favorability for seniors. It scores especially well in the Health metric for high patient satisfaction and a low preventable hospitalization rate.
• The American Lung Association reports an average of 18 high-ozone days every year in the Allen region, earning the county an F for this type of pollution. Fortunately, assisted living facilities host indoor activities throughout the year.