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Assisted Living Communities in Watertown, Massachusetts

Watertown sits west of Cambridge near the Charles River. The city and its surrounding areas host 59 assisted living communities, including 2 facilities within city limits. In 2024, residents of these communities pay approximately $6,750 per month for room, board and care. For comparison, the typical monthly fee in Massachusetts is higher at about $7,120. 

You can find 0 review reviews of Watertown's assisted living communities in our directory. These communities feature an average rating of stars. Explore the reviews below to learn more.

Directory of Assisted Living in Watertown, MA

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The Cost of Assisted Living in Watertown, MA and Nearby Cities

Analysis from the Genworth 2024 Cost of Care Survey demonstrates that Watertown has comparatively low assisted living prices. Rates jump to about $9,825 in Pittsfield, outpacing Watertown by $3,075 per month. Meanwhile, Massachusetts' statewide median cost of care is also higher at $7,120. However, lower rates are available in Springfield, where assisted living communities charge about $6,368 per month.

Watertown

$6,750

Massachusetts

$7,120

The United States

$5,350

Pittsfield

$9,825

Barnstable Town

$9,783

Springfield

$6,368

Paying for Assisted Living in Watertown

Financial Assistance for Assisted Living in Watertown

Seniors in Watertown who require assistance with the cost of services at an ALR are fortunate to have a number of options at their disposal. As part of the Massachusetts Medicaid State Plan, seniors can receive financial aid through the Group Adult Foster Care program and Money Follows the Person (MFP) waiver program. Low-income seniors are also eligible to apply for an optional state supplement (OSS) to be added to their Supplemental Security Income (SSI) payment.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Massachusetts page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

The Cost of Other Types of Senior Living in Watertown, MA

Assisted living ranks among Watertown's lowest-priced senior care options. Nursing home facilities cost much more at about $14,144 per month. Additionally, in-home care is more costly at $7,055 while home health care is $7,436. Adult day health care stands as the city's only cheaper alternative, with a median price of $2,643.

In-Home Care

$7,055

Home Health Care

$7,436

Adult Day Health Care

$2,643

Assisted Living Facility

$6,750

Nursing Home Facility (semi-private room)

$14,144

Note: Since data for Watertown is unavailable, we used data for the nearest city, Boston, instead.

Free Assisted Living Resources in Watertown

From the local senior center to the Springwell Area Agency on Aging, there’s no shortage of resources for families who need help making important decisions or want more information about assisted living and possible alternatives. Learn more about some of the organizations that operate in the area.

ResourceContactService
Springwell Inc.(617) 926-4100This Area Agency on Aging is designed to be the first point of contact for seniors who need more information about long-term care. Staff members, including social workers and registered nurses, help families navigate caregiving and decision-making challenges. The agency performs functional needs assessments and provides care coordination services to help seniors live independently in the least restrictive setting. In addition to maintaining a lending library with more than 300 age-related programs, it provides transportation, shopping assistance and escorts for medical appointments. An ombudsman is available to handle questions and concerns related to assisted living facilities and nursing homes.
Watertown Council on Aging and Senior Center(617) 972-6490This local government agency offers a wide variety of social and recreational services for older adults. Active seniors can visit the center for fitness classes, book clubs, knitting circles and day trips. Popular events include tai chi, chair yoga and line dancing. The town’s Council on Aging offers Medicare insurance counseling, tax preparation assistance, senior transportation and free blood pressure checks, among other services.
MetroWest Legal Services(508) 620-1830Thanks to funding from Springwell and the Older Americans Act, seniors in Watertown qualify for free legal advice and information from MetroWest Legal Services. Its Senior Citizen’s Legal Project helps with issues, such as housing, government benefits, bankruptcy, health care proxies, estate planning and conservatorship proceedings. Services are provided by volunteer and staff attorneys.
Watertown Veteran’s Service Officer(617) 972-4616The Massachusetts Department of Veterans’ Services offers outreach and assistance to military families across the state. Watertown’s local VSO can help veterans and their dependents apply for all types of state and federal benefits, including VA health care, pensions, disability benefits and personal care programs, such as the Aid & Attendance benefit. Veterans may also qualify for free medical transportation and certain tax breaks.

What to Consider About Assisted Living in Watertown

The Massachusetts Executive Office of Elder Affairs is responsible for certifying assisted living residences in Watertown and communities across the state. This agency enforces regulations regarding health, safety and the level of care, and it sets standards for residents’ rights by emphasizing the importance of privacy, dignity and involvement in health care decision-making.

Benefits and Drawbacks of Assisted Living in Watertown

  • The cost of living in Watertown is 50% higher than the national average due to the community’s proximity to Boston. Although residents pay more for housing, utilities and other essentials, health care costs are 15% lower than the national average.
  • Watertown is less than 5 miles from some of the nation’s top medical centers, including the Brigham and Women’s Hospital, Beth Israel Deaconess and the Dana-Farber Cancer Institute. Other top-performing facilities include the McLean Hospital and St. Elizabeth’s Medical Center in Brighton.
  • Watertown is a very safe community. The violent and property crime rates are significantly lower than the U.S. average, which is ideal for families, older adults who live alone and those who are concerned about scams or theft. 
  • Seniors in Watertown and the greater Boston area experience varied annual weather with heavy precipitation, including 47 inches of rain and 53 inches of snow, which is nearly double the national average. Summer highs are in the lower 80s, and the area receives an average amount of sunshine.
  • This suburban community offers multiple transportation options for older adults, including a Senior Shuttle and subsidized taxi fares. The area is also served by the Metro Boston Transit Authority, which provides a senior discount card and door-to-door transportation for disabled adults.

Assisted Living Laws and Regulations in Watertown

Watertown-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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