Assisted Living Communities in Paducah, Kentucky

The $3,215 a month average cost for assisted living services in Paducah is an affordable option for seniors who need this care. It is $1,285 less per month than national averages and $233 less than the state’s average. Most of the cities in Kentucky have a higher average cost than Paducah, including Lexington, which averages $4,568, and Bowling Green, which averages $3,500 a month. Owensboro has a lower average at $3,088 a month.

In Paducah, seniors can expect to pay $3,215 a month for assisted living services.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Assisted living, which averages $3,215 a month in Paducah, is just one care option for local seniors. Those who want to age at home can expect to pay $1,552 a month more for in-home care. Home health care, which adds nursing care in the senior’s home, has the same average cost. Adult day health care is the most affordable option with a $1,083 a month average. Seniors who need skilled nursing will pay an average of $6,753 a month for a semiprivate room in a nursing home.

Assisted living communities in Kentucky must have certification from the Kentucky Department for Aging and Independent Living. This department maintains the rules and regulations that protect the quality of care for older adults in long-term care facilities.

• Paducah’s overall cost of living is 24 points lower than the national average. It is also lower than the Kentucky average. The costs for transportation, housing and groceries are also lower than average.
• The climate in Paducah includes all four seasons but has minimal snow. The city’s climate scores 7.1 out of 10 in the summer and 5.8 out of 10 in the winter.
• Seniors in Paducah have easy access to health care. The city has 337 physicians per 100,000 residents, which is higher than the national average of 210. The Baptist Health Hospital and MercyHealth Lourdes Hospital both serve residents of Paducah.
• Retirees find the tax laws of Kentucky to be friendly to seniors. While withdrawals from pensions and retirement accounts are partially taxed, the state has no state income tax and does not tax Social Security income.
• McCracken County, which includes Paducah, scores a B for its air quality according to the American Lung Association. The area gets a B for both high ozone days and 24-hour particle pollution. Its annual particle pollution score is a passing score.
• Though property crime rates are high in Paducah, scoring 72.7 out of 100 compared to the national average of 35.4, violent crime rates are lower than average. Assisted living communities have security measures to help protect residents from this increased risk.