Senior Living Advisor
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Located in central Indiana in Hamilton County, Carmel sits just north of Indianapolis in a region where 109 assisted living communities serve seniors with daily care needs. As of 2024, these facilities charge about $3,993 per month, offering seniors substantial savings over the U.S. median of $5,350 and the statewide norm of $5,013.
By reading through the 1422 reviews reviews in our directory, you can learn more about local assisted living communities and their amenities. These testimonials contribute to an average quality rating of 4.3 out of 5 stars stars.
109 Results
937 E 186th Street, Westfield, IN 46074
2.5
(2 reviews)
"My wife was at Wellbrooke of Westfield for a while during the rehab part. The best thing about it was that it was one of the cleanest establishments I've ever seen. It was very well laid out. They had excellent equipment for rehab. The thing I liked ..."
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1010 Hornaday Road, Brownsburg, IN 46112
2.3
(3 reviews)
"Sadly, my wife acquired early age Alzheimer's Disease. After five years of caring at home, It was time to move into a facility with 24/7 memory care. I needed a place for her safety, personal care and honestly, to give me a break. I had reached my..."
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5404 Georgetown Road, Indianapolis, IN 46254
2.2
(10 reviews)
"My mother-in-law was at the skilled nursing of Evergreen Crossing and the Lofts for some time. I think this place was fabulous. It's clean, beautiful, it's very modern and the staff was friendly. My mother-in-law has great success with the therapy. A..."
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2494 N. Lebanon Street, Lebanon, IN 46052
2.1
(7 reviews)
"Homewood Health Campus was nice, but we didn't go with them because the rooms were just basically a hospital room instead of an apartment. The bathrooms had no vanity or storage for them to put makeup on or something, and the bedroom is not separate ..."
READ MORE2344 S. Tibbs Ave., Indianapolis, IN 46241
"To learn more about this provider’s license and review other available state reports, please visit: Indiana Department of Public Health - He..."
READ MORE6021 S Arlington Ave, Indianapolis, IN 46237
"To learn more about this provider’s license and review other available state reports, please visit: Indiana Department of Public Health - He..."
READ MORE625 E Water St, Pendleton, IN 46064
"Fall Creek Retirement Village is a low red-brick building set back from the street, surrounded by trees in a quiet residential neighborhood ..."
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865 E Main St, Danville, IN 46122
"Cypress Manor will provide a communication system involving each resident and all internal and external care providers. We will ensure resid..."
READ MORE10401 N. Meridian Street, Ste.122, Indianapolis, IN 46290
"To learn more about this provider’s license and review other available state reports, please visit: Indiana Department of Public Health - He..."
READ MORECarmel’s assisted living facilities charge a typical monthly fee of around $3,993, according to the 2024 Genworth Cost of Care Survey. This rate runs hundreds of dollars below Indiana’s median of $5,013 and offers affordability compared to other nearby cities. Seniors in Lafayette pay approximately $5,499, and facilities in Terre Haute set rates close to $6,131.
Carmel
$3,993
Indiana
$5,013
United States
$5,350
Lafayette
$5,499
Kokomo
$5,198
Muncie
$5,383
Terre Haute
$6,131
The Genworth Financial Cost of Care Survey lists the average cost of assisted living in Carmel as $4,478 per month. This is slightly lower than the national average of $4,500 but makes Carmel more expensive than the Indiana average of $4,283.
Low-income seniors in Carmel have access to two programs that can help them cover the expenses of assisted living. These include Supplemental Security Income – Category G and Indiana Medicaid. Carmel does not have an assisted living community that participates in the Indiana Residential Care Assistance Program.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.
Assisted living ranks as Carmel's most cost-effective senior care solution, with residents paying around $3,993 monthly. By comparison, in-home care and home health care agencies charge higher rates of about $5,911 and $6,673, respectively. Additionally, seniors pay roughly $6,056 for adult day health care, and nursing homes charge approximately $7,908 for shared units.
In-Home Care
$5,911
Home Health Care
$6,673
Adult Day Health Care
$6,056
Assisted Living Facility
$3,993
Nursing Home Facility (semiprivate room)
$7,908
Note: Since data for Carmel is unavailable, we used data for the nearest city, Indianapolis, instead.
Seniors planning on spending their retirement years in Carmel can take advantage of a variety of support services from nonprofit organizations and the local government. These organizations offer wellness services, social activities and benefit assistance.
| Resource | Contact | Service |
|---|---|---|
| CICOA Aging and In-Home Services | (800) 432-2422 | CICOA Aging and In-Home Services runs a range of programs for local older adults. It delivers senior meals, transportation and caregiver support programs. CICOA also runs Aging and Disability Resource Centers and provides seniors with care management services, helping them understand their care options and arrange suitable care. |
| Carmel Clay Parks and Recreation | (317) 848-7275 | Carmel Clay Parks and Recreation runs a variety of senior programs for the city's older residents. Programs are delivered in accessible senior centers and include everything from social gatherings and fitness classes to wellness programs and fall prevention sessions. |
| Hamilton County Veterans Service Office | (317) 776-9610 | Hamilton County Veterans Service Office works with veterans and their immediate families, helping them access the practical and financial support they need. The VSO can advise on pensions, benefits and other payments veterans may qualify for. They can also help veterans access healthcare, housing support and other services. |
Carmel Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.
Assisted Living
Sbuck
5.0
Review of Independence Village of Carmel
The staff has gone above and beyond for my mother and we couldn’t be more appreciative. Dana, Meghan and Shawna have been great to work with!
Provider response
Hello, Thank you for your review! We’re so glad to hear that our amazing team has played a vital role in caring for your mom. Your appreciation means a lot to us!
Assisted Living
Shannon
5.0
Review of Independence Village of Carmel
We moved mom in very recently and everyone has been very welcoming.
Provider response
Hi Shannon, Thank you for your review! We're proud of our dedicated team, and we're thrilled to hear that you've had a positive experience with us.
Assisted Living
Theresa
5.0
Review of Sunrise on Old Meridian
I toured Sunrise on Old Meridian. I was impressed. It had a home feel to it, like a home away from home feel to it. I like the level of care. It had that high level and high standard of care from...
Provider response
Hi Theresa, Each and every guest who enters a Sunrise community is important to us. It is wonderful to know that you had such a positive experience when touring Sunrise of Old Meridian. We would be...
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