Assisted Living Communities in Bedford, Indiana

Assisted Living costs in Bedford start around $3,410 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Bedford and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Located about 30 minutes south of the college town of Bloomington, Bedford, Indiana is a quiet hamlet that is home to about 13,000 residents, nearly 20% of whom are 65 years or older. For residents in that age group who need or desire assisted living care, the city has two facilities, and there is one additional facility located nearby.

In Bedford, as in all of Indiana, assisted living facilities are regulated by the State Board of Health Facility Administrators and classified as housing with services establishments. Facilities licensed to provide nursing care are known as residential care facilities.

• Seniors who enjoy the change of the seasons will feel at home in Bedford, where the summer highs average in the mid-80s and regularly exceed 90, and the temperature drops well below freezing on a typical winter night. The city gets about 8 inches more rain each year than the average U.S. city but only about half the snowfall.
  
• Bedford's cost of living is 24% lower than the average U.S. city, with housing costs, which are less than half the national average, accounting for much of the difference. Other expenses common to seniors, such as healthcare, groceries and transportation, also cost less in Bedford than in most cities.
  
• The air quality in Bedford is right in line with the U.S. average. Unless a senior has severe asthma or lung difficulties, they will not likely experience difficulty breathing in the area.
  
• Retirees in Bedford do not have to pay state income taxes on their Social Security benefits, but if they have retirement income from private accounts, such as pensions or 401(k)s, those are taxed in Indiana.
  
• Safety-conscious seniors can find extremely low violent crime rates in the Bedford area. The city's rate of 14.1 is substantially lower than the violent crime rate in the average U.S. city, which is 22.7. That said, Bedford's property crime rate of 42.9 is moderately higher than the U.S. average of 35.4.
  
• The Bedford area is home to world-class medical facilities, including IU Health Bedford Hospital, in the event of medical emergencies or illness.

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.