Assisted Living Communities in Lake Zurich, Illinois

Lake Zurich offers assisted living for $4,825 per month, which is about $337 more than Illinois' statewide average and $325 higher than the national median. However, it's a more affordable option than Rockford, where prices are 8.8% higher, and Springfield, which offers care for a higher rate of $5,110. Prices in Champaign are nearly 1.6% lower than in Lake Zurich, while Peoria has one of the lowest monthly rates in the area at $4,131. 

Seniors in Lake Zurich pay an average monthly rate of $4,825 for assisted living, although this price can vary depending on a community's location, services and amenities. 

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Assisted living is one of the most cost-effective senior care options in Lake Zurich at $4,825, although adult day health care offers a lower rate of $1,842. Seniors interested in aging in place can access home care for about 17.6% more than assisted living or home health care for an 18.5% price increase. For a semiprivate room and 24-hour medical care in a nursing home, older adults can expect to pay a higher monthly rate of $6,996. 

The Illinois Department of Public Health licenses and regulates assisted living communities in Lake Zurich and throughout the state. It requires facilities to follow established administrative codes and compliance regulations to ensure clean, safe environments for residents to access high-quality care. Residents and their families can also find information on filing facility care complaints. 

• The cost of living in Lake Zurich is about 8% higher than the national median. Although the village is more expensive than other areas of Illinois, it boasts lower prices for health care, utilities and transportation. Assisted living communities also offer fixed monthly rates, which can help seniors live within their budgets. 
• Lake Zurich has a humid continental climate with hot summers and cold winters averaging 38 inches of annual snowfall. However, the area experiences 185 sunny days per year, allowing for outdoor recreational activities. Assisted living communities also provide indoor social activities and events to help seniors stay engaged during unpleasant weather. 
• Based on a 100-point index, Lake Zurich's health care prices are nearly 1% cheaper than national figures. The village also has a higher-than-average number of local physicians, making medical services accessible to residents. Despite not having a local hospital, Lake Zurich is a short drive from Advocate Good Shepherd Hospital, where seniors can access specialty services such as cancer care and gastroenterology.
• Older adults living in Illinois have access to many state tax benefits. For example, the state doesn't tax retirement income, IRAs, certain pensions or the federally taxed portion of Social Security benefits, freeing up additional funds to supplement assisted living costs. 
• Based on a 100-point index, Lake Zurich has lower violent and property crime rates than national figures. The town ranks at 8.6 for violent crime and 23.9 for property crime compared to U.S. averages of 22.7 and 35.4. Assisted living communities also offer security features, such as keypad entries and alarm systems, to help residents feel safer.