Located to the southeast of Honolulu, Kailua Kona is in Hawaii County, which has a population of approximately 201,513 people, with about 22% aged 65 and older. Good air and water quality, excellent weather and a low crime rate make Kailua Kona an attractive spot for seniors looking for a tropical place to retire. The community also has multiple hospitals and medical centers within close proximity health care services are needed.
Assisted living communities are residential facilities that offer room and board, personal care, housekeeping, meals, transportation and a list of amenities to keep seniors engaged and active. In Kailua Kona, the average monthly cost of assisted living is $4,200, which is lower than the state and national averages.
This guide covers the average cost of assisted living in Kailua Kona as well as a comparison to other communities on the island and other regions. It also provides cost comparisons with other types of long-term care and a list of available programs and services for seniors in the area.Â
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75-181 Hualalai Road, Kailua Kona, HI 96740
4.5
(4 reviews)
"Regency at Hualalai was very impressive, clean, and modern. It was very good. It looked like an upscale place. The staff who gave the tour was excellent. She did a good job. The dining area looked okay to me. There's a swimming pool and a nice exerci..."
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78-6957 KAMEHAMEHA III ROAD, Kailua Kona, HI 96740
3.5
(4 reviews)
"My dad is at the Life Care Center in Kona. They're very efficient. They call me with updates every now and then. He loves it there. The facilities are good. For assisted living that needs a full service, it's a good facility. I like it. They do bingo..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
At $4,200, Kailua Kona is one of the most affordable areas for assisted living in Hawaii. Communities in Honolulu cost around $5,000 per month. On the mainland in California, assisted living communities in Oxnard charge $5,845 per month. Those in Los Angeles and San Diego charge $5,000 and $4,525 per month, respectively.Â
Kailua Kona
$4,200
Hawaii
$5,000
The United States
$4,300
Honolulu
$5,000
Oxnard, CA
$5,845
Los Angeles, CA
$5,000
San Diego, CA
$4,525
According to the 2020 Genworth Cost of Care Survey, the average monthly cost of assisted living in Kailua Kona is $4,200, which is less than the national average of $4,300 and the state average of $5,000.
Elderly individuals in Kailua Kona who reside in assisted living facilities may be eligible for coverage under Medicaid’s 1115 demonstration waiver program, which is called QUEST Expanded Access. The program covers the cost of services provided in assisted living facilities.Â
Supplemental Security Income beneficiaries may be able to receive additional financial aid from Hawaii’s optional state supplement, which can be used to pay for expenses such as room and board, which isn’t covered by Medicaid.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Hawaii page.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in Hawaii page.
Seniors in Kailua Kona have access to other types of long-term care aside from assisted living. Those who only need assistance on weekdays might choose adult day health care, which is the least expensive option at $1,408 per month. Seniors who prefer to age in place in their own homes may choose homemaker or home health aide services at $5,720. Nursing homes offer the most comprehensive care but are also the most expensive, with a semiprivate room costing $10,494 and a private room costing $10,798.
Homemaker Services
$5,720
Home Health Aide
$5,720
Adult Day Health Care
$1,408
Assisted Living Facility
$4,200
Nursing Home Facility (semiprivate room)
$10,494
Nursing Home Facility (private room)
$10,798
Note:Â Care cost data for Kailua Kona was not available, so data for the closest city, Kahului, was used instead.
There are various resources available to Kailua Kona seniors who are considering moving to an assisted living community. Many of these services are available at a low-cost or for free.
| Resource | Contact | Service |
|---|---|---|
| Elderly Activities Division | (808) 961-8708 | The Elderly Activities Division oversees a variety of programs and services for older adults, including senior training and employment, recreation, nutrition and special programs. |
| Hawaii County Office of Aging | (808) 643-2372 | The HCOA provides Kailua Kona residents aged 60 and older with access to information and services that focus on improving their quality of life. The learning library offers educational materials on a variety of subjects relating to seniors and aging. Other services include legal assistance, meals, transportation and financial assistance. |
| Hawaii SHIP | (808) 586-4400 | SHIP educates seniors, their families and caregivers on Medicare and their health insurance options. Counselors also provide information about available programs that can help seniors cover out-of-pocket expenses and prescription drugs. |
| Hawaii Long-Term Care Ombudsman | (808) 586-7268 | The long-term care ombudsman program is staffed by trained volunteers who act as advocates for residents of assisted living communities and other long-term care facilities. Ombudsmen investigate complaints and work to provide a resolution. They also schedule routine visits to facilities to ensure they're maintaining the standards set for long-term care facilities across the state. |
| Hawaii Office of Veterans’ Services | (808) 369-3535 | The Office of Veterans' Services helps men and women who’ve served in the armed forces receive the benefits they're entitled to. This may include VA health care services, disability compensation and pensions. Office staff can also assist senior veterans with filing applications for the Aid and Attendance pension supplement, which they can put toward the cost of assisted living. |
Kailua Kona-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Hawaii are required to follow. Visit our Assisted Living in Hawaii page for more information about these laws.
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