Assisted Living Communities in Kailua Kona, Hawaii

At $4,200, Kailua Kona is one of the most affordable areas for assisted living in Hawaii. Communities in Honolulu cost around $5,000 per month. On the mainland in California, assisted living communities in Oxnard charge $5,845 per month. Those in Los Angeles and San Diego charge $5,000 and $4,525 per month, respectively. 

According to the 2020 Genworth Cost of Care Survey, the average monthly cost of assisted living in Kailua Kona is $4,200, which is less than the national average of $4,300 and the state average of $5,000.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Hawaii page.

Seniors in Kailua Kona have access to other types of long-term care aside from assisted living. Those who only need assistance on weekdays might choose adult day health care, which is the least expensive option at $1,408 per month. Seniors who prefer to age in place in their own homes may choose homemaker or home health aide services at $5,720. Nursing homes offer the most comprehensive care but are also the most expensive, with a semiprivate room costing $10,494 and a private room costing $10,798.

The Department of Health, Office of Health Care Assurance regulates all assisted living facilities (ALFs) and adult residential care homes (ARCHs) in Hawaii. These regulations include standards on admission, retention, services, staffing, food service and quality of care.

• Kailua Kona has excellent weather for active seniors who enjoy hiking, water activities and sightseeing. Summers are long and warm, with average highs around 84 degrees, while winters are mild with lows in January around 66 degrees. The city gets 173 sunny days per year and around 17 inches of precipitation, which is less than the national average of 38 inches of rain.
• Like all cities in Hawaii, the state is moderately tax-friendly toward retirees. Social Security income and public pensions don’t get taxed, but seniors who work part-time jobs or those who have regular retirement disbursements are taxed at the marginal state rate. Private pension incomes are also fully taxed. The cost of living in Kailua is also lower than the statewide average.
• The Queen’s Medical Center rotates its specialty services to help a greater number of seniors. These services include audiology, neurology, pulmonary and critical care. There’s also the Kona Community Hospital that treats bone and joint issues and provides rehabilitation and surgical services, in addition to treating injuries and illnesses.
• According to the annual BestPlaces Air Quality Index, the air quality in Kailua Kona is much better than the national average. This is largely due to the tropical atmosphere that’s away from the inland pollution. Seniors with respiratory issues may find they experience fewer flare ups while living on the island. The BestPlaces Water Quality Index also shows the water quality to be much better in the area compared to the average U.S. city. 
• Compared to the crime rate across the United States, the property crime rate in Kailua Kona is slightly lower, which helps make the area a safe place for seniors to retire. Assisted living communities also provide extra security measures to keep residents safe.