Assisted Living Communities in Port Saint Lucie, Florida

Port Saint Lucie is one of southern Florida’s most affordable options for assisted living. Monthly rates are lower than they are in Miami, where seniors pay $4,385 per month. At $5,300 per month, Naples is the state’s most expensive city for assisted living. There are also more affordable options. In the Sebring area, seniors pay an average of $3,436 per month, and in Sebastian, assisted living costs an average of $3,350.

According to Genworth’s 2021 Cost of Care Survey, the average cost of assisted living services in Port Saint Lucie is $3,763 per month, which makes it an affordable option compared to other cities in Florida where seniors pay approximately $4,000 per month. It’s also lower than the U.S. national average.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Seniors also have other care options to choose from. The most affordable option is adult day health care. It provides seniors with part-time care and costs an average of $1,517 per month. In-home care and home health care services are great options for seniors who want to age in place at home. They’re a little more expensive than assisted living, at $4,671 per month. Those requiring higher levels of care are best suited to a nursing home, where a semiprivate room costs $8,164 per month.

Florida’s long-term care facilities, including assisted living communities, are all licensed and regulated under the direction of the Agency for Health Care Administration, Bureau of Health Facility Regulation. An initial inspection is conducted prior to licensure, with follow-up inspections carried out every 2 years to ensure a facility is operating in accordance with state and federal regulations.

• Seniors of all interests can enjoy a fulfilling retirement in Port Saint Lucie. Active seniors have access to miles of beaches, numerous golf courses and plenty of opportunities for outdoor recreation. The city is also home to cultural destinations such as museums, galleries and Port St. Lucie Botanical Gardens.
• The average cost of living in Port Saint Lucie is comparable to the U.S. average, which means it’s slightly more affordable than the average city in Florida. While seniors may save on housing and utilities, they may find the cost of their health care services, groceries and transportation to be a bit higher.
• Living in one of the country’s most tax-friendly states for retirees, Florida seniors are not subject to state sales or inheritance tax. The state also doesn’t levy a tax on retirement accounts, meaning all income from Social Security benefits, pensions, IRAs and 401(k)s is tax-free.
• Port Saint Lucie’s subtropical climate brings warm, sunny weather all year long. Winters are snow-free, with temperatures above 53 degrees. It is important to note that the area does experience stormy weather during hurricane season and very hot temperatures in the height of summer that could put seniors at risk for heatstroke.
• Port Saint Lucie is one of the safest cities in the country, which should be reassuring to seniors and their family members. Violent crime rates are especially low, scoring 9.1 out of 100 compared to the U.S. average of 22.7. Property crime rates also fall below the national average of 35.4, scoring 22.3.
• Seniors can easily navigate Port Saint Lucie using the Area Regional Transit (ART) system. In addition to its eight fixed bus routes, the system also offers ART On-Demand, its free, award-winning micro-transit service.
• Port Saint Lucie’s elderly residents are fortunate to have access to world-class health care facilities, including Cleveland Clinic Tradition Hospital, HCA Florida St. Lucie Hospital, and Port St. Lucie Hospital, which offers highly specialized geriatric care through its Senior Adult Mental Health Program.