Assisted Living Communities in Loomis, California

The 2024 Genworth Cost of Care Survey reports assisted living rates of approximately $6,340 per month in Loomis. This exceeds the national norm by nearly $1,000 and the state median by about $90. It also outpaces rates in Stockton and Modesto, where seniors pay respective monthly rates of around $4,363 and $4,100. However, local care costs compare favorably to rates in Napa, where facilities charge about $7,488.

In Loomis, assisted living facilities charge around $6,340 per month for care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Loomis seniors pay around $6,340 per month for assisted living, outpacing the cost of most other senior care options in the city. For example, in-home care costs about $1,670 less, and adult day health care fees come in $2,330 lower. However, assisted living offers a monthly savings of around $5,070 over nursing home care.

The Senior Care Licensing Program, housed within the California Department of Social Services, oversees all assisted living residences in Loomis and the rest of the state. This agency optimizes care and housing conditions by enforcing basic standards related to building features, service planning and staffing. It oversees local facilities through its Sacramento North Adult and Senior Care Regional Office.

• Loomis earns an overall livability score of 56 out of 100 points on the AARP Livability Index, outpacing the U.S. city average by eight points. The city has an especially strong score in the index's Health metric, indicating a favorable environment for those managing medical conditions. For example, the city's preventable hospitalization rate comes in at 19.6 incidents per 1,000 patients compared to the U.S. norm of 38.2, and nearly 91% of residents have access to exercise opportunities compared to 65% nationally.
• Loomis reports9.77 crime incidents per 1,000 peoplein a given year, making it one of the safest places to live in the state and nation. Both property and violent offenses occur less frequently here than in California and the nation as a whole. Violent crime occurs at a rate of 1.46 compared to the U.S. norm of 4.00 and the state average of 4.99, and the property crime rate comes in at 8.31 versus 20.00 nationally and 23.43 in California.
• Placer County, where Loomis sits, ranks as one of the healthiest counties in the state and nation. The local life expectancy comes in high at 81.8 years, versus the California norm of 79.9 years, and the local flu vaccination rate outpaces the state as a whole, with 46% of Medicare beneficiaries getting the annual flu shot.
• Loomis' cost of living tracks 39% higher than the national average and 7% below the California norm. Although the state doesn't fund an assisted living waiver in this region, many local facilities provide financial guidance and VA benefits consultations to help residents identify ways to pay for care.
• California has some of the highest income taxes in the country, with rates topping out at 13.3% for high earners. Fortunately, it offers a senior income tax exemption and doesn't tax Social Security benefits, promoting financial stability for seniors.