Assisted Living Communities in Fair Oaks, California

At $5,395 per month, Fair Oaks is one of the pricier cities in California for assisted living. Its monthly average cost of care is almost $2,000 higher than the rate in Stockton, which is one of the cheapest cities in California for assisted living at $3,500. Even so, Fair Oaks is an affordable alternative to El Centro, where monthly care fees average $5,825, and San Francisco, where local facilities charge approximately $6,100.  

Fair Oaks is one of the more expensive options in California for assisted living, with seniors in this city paying approximately $5,395 per month for care. This is several hundred dollars higher than the state average of $5,000 and nearly $1,100 more than the national rate of $4,300.  

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

While at $5,395 per month assisted living rates in Fair Oaks are high compared to rates in other cities, this type of care is among the more economically priced options locally. Home-based care, including homemaker services and specialized home health aide services, is more expensive at $5,863. Nursing home care is considerably more expensive, with residents in shared rooms paying $9,946 and those in private rooms paying $13,688 per month. The cheapest care option is adult day health care, which features personal care, skilled nursing, meals and activities in a daytime community setting for $1,918 per month.  

The California Department of Social Services, Community Care Licensing Division, licenses assisted living facilities in Fair Oaks. The department sets a high standard of care through an initial and annual licensing process and regulations related to the scope of care facilities must provide, staffing and staff training requirements, care planning and intake and discharge procedures.  

• California has some of the highest income taxes in the nation, ranging between 1% and 13.3%, and seniors in Fair Oaks pay full taxes on almost all types of retirement income. This includes pensions and withdrawals from investments and savings accounts. However, Social Security benefits are tax-exempt, so seniors who rely primarily on this type of income may not be burdened by the state’s tax laws.  
• While Fair Oaks is an expensive place to live compared to the typical U.S. city, it’s among the more budget-friendly cities in California. Housing prices here are about double the national average, which may make assisted living an attractive option for those with limited incomes. Transportation costs are a little lower here than in the rest of the state, but miscellaneous expenses, such as entertainment, salon services and restaurant meals, cost a little more than in most of the state. 
• Crime is relatively uncommon in Fair Oaks, which may appeal to retirees moving to central California. On a 100-point crime index on which a lower score indicates less crime, Fair Oaks scores six points lower than the nation at 16.7 for violent crime, and its property crime rate is three points below the national average at 32.  
• Fair Oaks’ weather is very pleasant throughout the year, making the city a great option for those who enjoy being outdoors. July high temperatures are around 94 degrees, making the city one of the warmer places in the state, and winter highs are in the mid-50s. The city gets about 21 inches of rain annually and virtually no snow. 
• There are over a dozen hospitals within 30 miles of Fair Oaks, including Mercy San Juan Medical Center in Carmichael and Kaiser Permanente Roseville Medical Center in Roseville. Health care costs in Fair Oaks come in about 10% below the national median, which may benefit those managing chronic conditions.