Assisted Living Communities in Concord, California

According to the 2024 Genworth Cost of Care Survey, assisted living communities in Concord charge around $7,495 monthly. This cost exceeds the national norm of $5,350 and runs about $1,250 over the California median. By contrast, seniors pay much lower monthly rates of around $4,363 in Stockton, and in Vallejo, care costs compare favorably at roughly $4,944.

In Concord, assisted living residents have several options for paying for services, including health insurance programs, veterans’ benefits and their income and savings. By knowing the financial assistance options available and understanding how to leverage their resources to pay for care, seniors can ensure assisted living remains financially viable long-term.

• Medicaid: Concord sits within the service area for the Medicaid Assisted Living Waiver program, providing financial assistance to assisted living residents who need nursing home-level care. This program helps seniors avoid more intensive care by paying for personal care services, meals and transportation.
• Medicare: Medicare doesn’t pay for standard assisted living services, as its coverage only applies to medical care. However, seniors in assisted living can use this health insurance to pay for medically necessary services they obtain on-site through home health care agencies.
• VA Benefits: The VA provides coverage for some assisted living services, including personal care, case management, meal services and transportation. It offers three programs that apply to assisted living: Aid and Attendance benefits, Housebound allowance and the Geriatrics and Extended Care program.
• Private Payments: Assisted living facilities accept private payments for all types of expenses, including housing, recreational activities, personal care services and meals. This includes money from monthly income, savings accounts and long-term care insurance.

Assisted living costs in Concord come in at around $7,495 per month. This amount offers approximately $1,085 in savings over home health care rates, and it saves seniors roughly $4,975 over nursing home fees. However, adult day health care communities charge more affordable rates of about $1,842.

• Concord seniors don’t pay state income taxes on their Social Security benefits, and they can claim a senior income tax exemption. This protects many assisted living residents from California’s high income tax rate and helps them afford assisted living.
• Concord residents generally pay around 18% more for housing and 34% more for utilities than those in a typical U.S. city. While the cost of living impacts assisted living expenses, many facilities promote affordability by providing all-inclusive pricing and accepting Medicaid and VA benefits.
• The AARP gives Concord a livability rating of 57 points, nine points above the average U.S. city score. The city has an especially strong score in the Health category, earning 73 points for its low preventable hospitalization rate and above-average patient satisfaction score. This benefits assisted living residents, especially those living with chronic health conditions.
• Concord reports around 37 crimes per 1,000 people annually, but most of the crime occurs in the city’s central and westside neighborhoods. Pine Hollows Estates and Colony Park rarely see criminal activity and offer favorability for prospective assisted living residents.
• Concord has poor air quality, with the American Lung Association giving the region low marks across the three metrics it measures. Fortunately, assisted living facilities provide indoor recreational amenities and activities, helping residents stay comfortable and healthy.