Although San Francisco is expensive for assisted living, Salinas, which is just outside of the Bay Area, costs exactly $1,000 more, at $7,100. Inland but only 110 miles away from San Francisco, Merced costs $3,750. This might be better for seniors looking for the sunshine and scenery of California without the high price tag. Another great choice for retirees on a budget is San Diego, where the price is slightly above the national average, at $4,525. Redding, in the most northern part of the state, costs less than the state average, at $4,500, as does Fresno, in the west, at $4,750 per month. El Centro, at the south of the state, is a little more affordable than the Bay Area, with a monthly average price of $5,825.