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The 10 Best Home Care Agencies for Seniors in Upperville, VA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Upperville, VA, residents and their loved ones rate In Home Care agencies across the 43 options below.

Home Care Services in Upperville, Virginia

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On this page:

  • Home Care Services in Upperville, Virginia
  • Paying for Home Care in Upperville, VA
  • Financial Assistance for Home Care in Upperville, VA
  • Upperville Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Upperville, VA

The Cost of Home Care in Upperville, VA

Upperville and nearby Winchester share the same cost for home care services. With an average monthly price of $4,671, home care services in Upperville are more affordable than the state and national averages of $4,767 and $4,957, correspondingly. Approximately 95 miles south of Upperville in Charlottesville, the median rate increases by more than $1,600 to $6,292 per month. Individuals in Blacksburg and Virginia Beach typically pay more for in-home care than their northern peers. At $4,957 per month, Blacksburg shares the same monthly average rate as the U.S., while the cost of $4,767 in Virginia Beach is on par with the statewide norm.     

Upperville

$4,671

Virginia

$4,767

The United States

$4,957

Charlottesville

$6,292

Blacksburg

$4,957

Virginia Beach

$4,767

The Cost of Home Care vs. Other Senior Care Options in Upperville, VA

For Upperville’s seniors, adult day health care is the most affordable care choice, with a median monthly cost of $1,278. Conversely, nursing home care is the least affordable option, with an average fee of $11,102 per month for a semiprivate room. At around $4,671 per month, home care is more than 50% cheaper than nursing home care. Home care also costs less than home health care, which runs around $4,814 per month and usually includes care from registered nurses or therapists. Average assisted living fees are $5,015 per month.     

Home Care

$4,671

Home Health Care

$4,814

Adult Day Care

$1,278

Assisted Living

$5,015

Nursing Home Care (semiprivate room)

$11,102

Note: Data for Upperville was unavailable, so data for the nearest city, Winchester, was used instead.

Financial Assistance for Home Care in Upperville, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Upperville Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Upperville:

ResourceContactAddressService
Habitat for Humanity98 Alexandria Pike, Suite 43, Warrenton, VA 20128Habitat for Humanity helps low- and moderate-income families to maintain and preserve their homes. Through their Home Repair Program, staff and volunteers can help seniors with various repairs, such as safety and accessibility modifications or carpentry repairs. They can also have the exterior of their homes painted or help with tree trimming and removal.
Homestead Exemption10 Hotel St., Warrenton, VA 20186The state of Virginia allows eligible homeowners who have filed for bankruptcy to be exempt from up to $5,000 in taxation. Seniors over the age of 65 are eligible for up to $10,000, and married couples who are filing jointly can both claim this exemption and double the amount they will be exempt from.
Fauquier FISH24 Pelham St., Warrenton, VA 20186Fauquier FISH is a nonprofit organization that primarily provides food to individuals and families in need. Through its food pantry, families can select the foods they want from a menu of perishable and nonperishable items, as well as personal care items and food for pets.  There are other programs that families can take advantage of, including the Senior Supplemental Nutrition Program, which delivers groceries to seniors with limited mobility.
LIHEAP320 Hospital Dr., Suite 11, Warrenton, VA 20186The Virginia LIHEAP Program offers heating, cooling, fuel, and weatherization assistance to low-income families. In order to qualify, applicants must be residents of Virginia and meet annual household income requirements. Families who receive benefits from other government programs, such as SNAP or SSI, are automatically eligible for LIHEAP.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

In Home Care near Upperville, VA

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Other Options in Upperville, VA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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