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The 10 Best Home Care Agencies for Seniors in Dunn Loring, VA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Dunn Loring, VA, residents and their loved ones rate In Home Care agencies across the 77 options below.

Home Care Services in Dunn Loring, Virginia

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On this page:

  • Home Care Services in Dunn Loring, Virginia
  • Paying for Home Care in Dunn Loring, VA
  • Financial Assistance for Home Care in Dunn Loring, VA
  • Dunn Loring Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Dunn Loring, VA

The Cost of Home Care in Dunn Loring, VA

Throughout Virginia, the average monthly home care cost is $4,957 — the same as the national average. Among the Virginia cities from which Genworth reports data, Charlottesville is at the top with an average monthly cost of $6,292. Richmond, the state capital, is also over the $5,000-per-month mark at $5,148. Prices are roughly $1,000 lower per month in Roanoke and Lynchburg, which are further west in the state.

Dunn Loring

$5,339

Virginia

$4,957

The United States

$4,957

Richmond

$5,148

Roanoke

$4,195

Lynchburg

$4,185

Charlottesville

$6,292

The Cost of Home Care vs. Other Senior Care Options in Dunn Loring, VA

Adult day health care, which is the least expensive of competing long-term care options in the state, provides supervision and support in a group setting during traditional working hours. Moving into an assisted living community is another option for seniors looking to spend time with peers as they age. Seniors who need significant medical support often choose to move into a nursing home instead, which is the most expensive choice and costs more than twice as much as home care. 

In-Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$2,282

Assisted Living

$5,948

Nursing Home Facility (semiprivate room)

$11,467

Note: Data for Dunn Loring was unavailable, so data for the nearest city, Washington, DC, was used instead.

Financial Assistance for Home Care in Dunn Loring, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Dunn Loring Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Dunn Loring:

ResourceContactAddressService
Department of Social Services Energy Assistance(703) 324-732912000 Government Center Pkwy., Fairfax, VA 22035The Energy Assistance Program works with low-income households to cover heating and electricity bills in times of need. It also helps to pay for weatherization and cooling costs that help to prevent heat and air from escaping the home, thus reducing energy costs. 
Meals on Wheels(703) 324-794812011 Government Center Pkwy., Suite 708, Fairfax, VA 22035Meals on Wheels provides healthy food to seniors who aren’t able to prepare meals for themselves. It delivers two meals per day, five days per week. Seniors can rely on this service to ensure they receive adequate nutrition on a regular basis.
Community Housing Partners (CHP)(540) 260-9039448 NE Depot St., Christiansburg, VA 24073CHP helps low-income households across the state to weatherize their homes and provides families and individuals with information that helps them to reduce energy costs. Those in need of affordable housing can also contact this organization for assistance.
Home Repair for the Elderly(703) 246-51003700 Pender Dr., Fairfax, VA 22030Fairfield County provides this program for low- and moderate- income older adults who need home modifications in order to age in place. The county will pay for one week of labor and materials up to $500.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

In Home Care near Dunn Loring, VA

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Other Options in Dunn Loring, VA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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