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4.7
(67 reviews)
"Excellent people and care! Right At Home has helped my family first with my Alzheimer's mom, and now my aging dad. Right At Home has been able to provide various levels of care. Always helpful and cooperative!..."
READ MOREThe 10 Best Home Care Agencies for Seniors in Temple, TX for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Temple, TX, residents and their loved ones rate In Home Care agencies 4.9 out of 5 stars across the 24 options below.
Home Care Services in Temple, Texas
24 Results
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24 Results
3.9
(31 reviews)
"I am using HomeCare.com for Mom. They're courteous, on time, knowledgeable on the things they need to do, and very much a caring group of people. They are good at following up. They call ahead and kind of follow up as necessary. They're good for all ..."
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5.0
(9 reviews)
"All of the caregivers and supervisors went above and beyond to insure my dad was comfortable, safe, and well fed. I am so grateful to have found Home Instead...."
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4.8
(8 reviews)
"Gloria and her staff were excellent. They provided me with consistent communication. I would highly recommend this service..."
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"Visiting Angels Services for Temple-Area Seniors Through our Life Care Navigation™ program, our senior care services are tailored to addr..."
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5.0
(2 reviews)
"At Your Place did a great job with my grandfather. I live in Northern Virginia and my grandfather resides in Waco, TX. My grandfather is a retired Army Colonel and did not want any help while he was recovering from his hip surgery. After doing so..."
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Universal Home Health & Hospice Services
1208 Country Club Ln, Fort Worth, TX, 76112
5.0
(2 reviews)
" UNIVERSAL HEALTH SERVICES, your bilingual Home Care, Hospice, and Sitter-Companion specialist, has been serving the Dallas / Fort Worth Met..."
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5.0
(2 reviews)
"I've been a client for two years. They are very reliable and personal agency. We have frequent contacts with the director of the services here in Waco and whenever there are things needed, adjustments or rotation in the staff or something, he always ..."
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5.0
(2 reviews)
"Caregivers have been knowledgeable compassionate and attentive. Kimberly and Joy are great they work as a team. No drama. Show up on time it's been a blessing working with Becky and her caregivers...."
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4.7
(4 reviews)
"Caring Matters staff has been extremely helpful to me. I have been provided with in-home care when needed and also assistance with out of home activities such as grocery shopping. I highly recommend Caring Matters, you will love the friendly staff an..."
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4.6
(3 reviews)
"I've had Griswold for quite some time and I've had a number of people from them. Everybody has been wonderful, knowledgeable, caring, and kind. I've been very, very pleased with their service. They have a professional attitude at the same time have h..."
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3.7
(4 reviews)
"I inquired about the services I will eventually will need for my husband. Ryne Brown was very helpfull by telling me about the services Nurses Unlimited will provide when needed. Thus far I have been able to care for my husband. When the timr comes f..."
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"Professional In-Home Care Services CareAge HomeCare provides clients with non-medical care and companionship in Bell, Coryell, and Lampas..."
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"Professional Caretakers is a premier non-medical home health care agency proudly serving Texas seniors for over 23 years. We provide: ..."
READ MORE"With over ten years of senior care experience, AccentCare understands how important it is for seniors to not only be able to stay in their h..."
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"Home health care services from Interim allow individuals to stay safe, independent, and engaged while remaining in their own homes. We offe..."
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"Home Care Assistance, North America's leading provider of in-home senior care, specializes in around the clock live-in care. Founded by a Ce..."
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"We are an A+ rated Better Business Bureau private home care agency that provides quality services to those in need. We have honorable leader..."
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Paying for Home Care in Temple, TX
The Cost of Home Care in Temple, TX
Seniors in Temple pay an average of $4,477 for home care, according to findings from the 2021 Genworth Cost of Care Survey. This is about $99 per month less than the Texas average and $480 less than the national monthly average. In fact, only College Station offers a better bargain with costs of $4,429 per month. In Austin, seniors pay $5,196, or $719 more per month; in Waco, monthly fees are $191 higher.
Temple
$4,477
Texas
$4,576
The United States
$4,957
Waco
$4,668
Austin
$5,196
College Station
$4,429
The Cost of Home Care vs. Other Senior Care Options in Temple, TX
Home care is only one of the options available to seniors in Temple. For people who need in-home medical services from registered nurses or licensed physical therapists, the costs are similar; home health care is about $4,477 per month. Assisted living facilities in Temple are slightly more affordable at $4,217 per month. Seniors who want to live full-time in a nursing home can expect to pay $5,247 a month — $770 more than home care or home health care.
Home Care
$4,477
Home Health Care
$4,477
Assisted Living
$4,217
Nursing Home Care (semiprivate room)
$5,247
Note: Data for Temple, TX, was unavailable, so data for the nearest city, Killeen, was used instead.
Financial Assistance for Home Care in Temple, TX
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Temple, TX
State and local government agencies offer a variety of free services to benefit seniors in Temple. Contact the organizations directly to find out about application procedures and current eligibility requirements.
| Resource | Contact | Service |
|---|---|---|
| Home Repair Program | (254) 298-5999 | The Home Repair Program, which is run by the Temple Housing Resources Center, is open to low-income and moderate-income homeowners. The funds are designed to pay for repairs that affect health and safety; the city runs the program as a way to maintain and revitalize neighborhoods. To participate, applicants must be up-to-date on property taxes and city fees. |
| 65 or Older Tax Deferral | (254) 771-1108 | Temple allows homeowners aged 65 or older to defer property taxes as long as they live in the home. The taxes become due if the homeowner sells the house or passes it to the estate or heirs. |
| Weatherization Assistance Program | (877) 541-7905 | The Texas Department of Housing and Community Affairs administers the Weatherization Assistance Program, which helps low-income residents install weatherization materials to reduce utility costs. Funding is funneled through local organizations. Temple residents can find assistance through the Texas Information and referral Network (2-1-1 Texas). |
| Area Agency on Aging of Central Texas (AAACT) | (254) 770-2330 | The AAACT provides a range of services for seniors in central Texas, including community wellness programs, nutrition training and meal services. Low-income seniors can also benefit from the AAACT's short-term and long-term care programs. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Michelle
5.0
Review of Home Instead - Temple, TX
All of the caregivers and supervisors went above and beyond to insure my dad was comfortable, safe, and well fed. I am so grateful to have found Home Instead.
Home Care
Winks1961
5.0
Review of Right at Home - Temple
Gloria and her staff were excellent. They provided me with consistent communication. I would highly recommend this service
Home Care
LTJR
5.0
Review of Right at Home - Temple
Always very caring. Efficient. Trustworthy. A blessing to have in place when Plan A goes out the window!