The 10 Best Home Care Agencies for Seniors in Valley View, TX for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Valley View, TX, residents and their loved ones rate In Home Care agencies across the 14 options below.
Home Care Services in Valley View, Texas
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Paying for Home Care in Valley View, TX
The Cost of Home Care in Valley View, TX
The Genworth 2021 Cost of Care Survey puts Valley View home care fees at $4,767 per month. This is $191 more expensive than the Texas average, but is about $200 less than the United States average. Seniors to the south in Corpus Christi and to the west in El Paso both pay about $1,500 less than those in Valley View. Fees in Dallas are $95 per month more and seniors in Austin pay much higher fees, averaging over $400 more per month than Valley View.
Valley View
$4,767
Texas
$4,576
United States
$4,957
Dallas
$4,862
Austin
$5,196
Corpus Christi
$3,623
El Paso
$3,623
The Cost of Home Care vs. Other Senior Care Options in Valley View, TX
In addition to home care and home health care services, which have similar fees in Valley View, seniors can opt to receive support at an assisted living facility, for a potential cost saving of $1,267 per month. Though home care and home health care are similarly priced, home health care offers additional medical services. Nursing home care is also an option, with a semiprivate room in a nursing facility that has 24-hour care costing just $401 a month more than home care.
Home Care
$4,767
Home Health Care
$4,767
Assisted Living Facility
$3,500
Nursing Home Facility (semiprivate room)
$5,171
Note: Data for Valley View was unavailable, so data for the nearest city, Sherman, was used instead.
Financial Assistance for Home Care in Valley View, TX
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Valley View Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Valley View:
Resource | Contact | Address | Service |
---|---|---|---|
Meals on Wheels of Texoma | (903) 786-3351 | 4114 Airport Drive, Denison, Texas 75020 | Meals on Wheels of Texoma offers daily hot lunch delivery and well-being checkup services to residents of the tri-county Texoma region around North Texas that includes Grayson, Fannin, and Cooke counties, in which Valley View is located. This nutrition support and delivery service is available to all homebound elderly residents of these counties. Applicants accepted for enrollment are only asked to give a nominal donation for their meals if able to. The Texoma chapter of Meals on Wheels even has a Furry Friends Program that delivers food to the pets of Meals on Wheels clients. |
United Way of Cooke County | (940) 665-1793 | 114 E. Main Street, Gainesville, TX 76240 | The nonprofit United Way offers a number of support and charitable services for the elderly in Cooke County and its towns. These include nutritious food delivery to homebound elderly residents, free health screenings through the organization’s numerous partners and information referral for elderly adults and their caregivers who wish to find out about additional support resources. United Way also practices advocacy on behalf of the vulnerable populations it helps. |
Weatherization Assistance for Cooke County | (903) 893-2161 | 1117 Gallagher Drive, Sherman, TX 75090 | The Weatherization Program for Texas is administered under federal rules and funded by both the U.S. Department of Energy and the government of Texas. Weatherization services are, however, delivered regionally by community and local government agencies. In Cooke County, the responsible organization is the Texoma Council of Governments. Applicants must meet eligibility guidelines that require a maximum income of no more than $25,760 for a single-person home. These income limits increment upwards for additional members of a household. Seniors and low-income families are given priority treatment by the Weatherization Program and may apply whether they own or rent their homes. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.