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The 10 Best Home Care Agencies for Seniors in Rockwood, TN for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Rockwood, TN, residents and their loved ones rate In Home Care agencies 4.0 out of 5 stars across the 11 options below.
Home Care Services in Rockwood, Tennessee
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Paying for Home Care in Rockwood, TN
The Cost of Home Care in Rockwood, TN
According to the 2020 Genworth Cost of Care Survey, the typical fee for home care in Rockwood is $3,813. This compares favorably with the normal fee for Tennessee of $3,909 and is much lower than the national average of $4,481. When compared to other cities in East Tennessee, Rockwood is still an attractive option. Kingsport’s costs equal the state average. In Cleveland, they’re $4,076, and they are $4,195 in Morristown.
Rockwood
$3,813
Tennessee
$3,909
United States
$4,481
Morristown
$4,195
Kingsport
$3,909
Cleveland
$4,076
The Cost of Home Care vs. Other Senior Care Options in Rockwood, TN
At $4,004 per month, home health care costs are $191 more than home care due to the additional services provided by registered nurses and therapists. The most affordable type of care in Rockwood is in adult day centers, where the average fee is $1,538. Assisted living communities typically charge around $3,900 for accommodation and care, and seniors with more complex health care needs can get 24/7 support within a nursing home for $7,148, which is the average cost of a semiprivate room.
Home Care
$3,813
Home Health Care
$4,004
Adult Day Health
$1,538
Assisted Living
$3,900
Nursing Home Care (semi-private room)
$7,148
Note: Data for Rockwood was unavailable, so data for the nearest city, Knoxville, was used instead.
Financial Assistance for Home Care in Rockwood, TN
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Rockwood, TN
Seniors in Rockwood who are determined to remain as independent as possible in their own homes can access a range of resources designed to help them do so. This list contains support for those struggling to prepare their own meals and cover the rising costs of energy. There’s also support for unpaid caregivers helping seniors remain comfortably at home.
| Resource | Contact | Service |
|---|---|---|
| Home Delivered Meals | (865) 376-3319 | Since 1973, the East Tennessee Resource Agency has been preparing and delivering hot, nutritious meals to homebound seniors in Rockwood who are unable to cook for themselves or have someone to make meals for them. All meals are planned by a registered dietitian and include meat — or an alternative — vegetables, fruits, bread, margarine, milk and a dessert. For those able to attend, the agency also offers lunches at six congregate meal sites around Roane County. |
| Senior Property Tax Relief | (865) 376-4938 | Roane County homeowners aged 65 and older who reside in the property are entitled to claim tax relief on it. The amount can vary from year to year and is dependent on the trustee's assessment of the property. It's not possible to claim the benefit if the home is owned by an irrevocable trust or if it is a second property. |
| National Family Caregiver Support Program | (866) 836-6678 | Family members acting as unpaid caregivers to loved ones can get support from the National Family Caregiver Support Program. This support comes in the form of counseling and attending group help sessions. The program also offers respite care services, which ensure the senior is looked after by a professional caregiver while the family member gets some much-needed time to themselves. |
| Energy Assistance Programs | (865) 354-0450 | The Mid-East Community Action Agency is a nonprofit organization that can assist seniors struggling to pay their energy costs. The Low Income Home Energy Assistance Program is a state-sponsored service that can help seniors pay some fuel costs and make their homes more energy efficient by insulating areas causing heat leakage and replacing inefficient heating and cooling systems. This program includes the provision to make one-time utility bill payments for seniors threatened with having their home-fuel supplies cut off. The agency can also provide some temporary support to seniors struggling to pay their mortgages and renters with arrears they can't afford to pay. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
sorry excuse of care
1.0
Review of Silver Angels
I recently had my mother set up f or care with silver Angels everyone they sent was incompetent and untrained in care giving even had one leave my mother laying in a soaked bed and clock out
Home Care
Lorie4
5.0
Review of Silver Angels
Shasta from Silver Angels is a wonderful caregiver. She takes excellent care of me and has assisted me with my 6 yr. old daughter, Amelia. She cleans, does dishes and runs errands for me. She cooks...
Home Care
Ann98229550
5.0
Review of Silver Angels
The caregiver from Silver Angels is great with Jon. In fact, he really likes her. She does a very good job. She even does anything that I ask her to do. She will always ask us if there is any thing...