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The 10 Best Home Care Agencies for Seniors in Pennsburg, PA for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Pennsburg, PA, residents and their loved ones rate In Home Care agencies across the 62 options below.
Home Care Services in Pennsburg, Pennsylvania
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Homewatch Caregivers of Quakertown
328 W Broad St , Quakertown, PA, 18951
5.0
(1 reviews)
"Homewatch CareGivers of Quakertown took care of my husband. He passed away last October, and now they're caring for me. I would give them a five. If they had a ten, I would give them a ten. They're fantastic. There is nothing that they wouldn't do to..."
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On this page:
- Home Care Services in Pennsburg, Pennsylvania
- Paying for Home Care in Pennsburg, PA
- Financial Assistance for Home Care in Pennsburg, PA
- Free & Low-Cost Home Care Resources in Pennsburg, PA
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in Pennsburg, PA
The Cost of Home Care in Pennsburg, PA
According to the Genworth 2020 Cost of Care Survey, older adults in Pennsburg pay $4,576 per month for home care. This is about $100 higher than the nationwide monthly rate of $4,481 but consistent with the state median. Across Pennsylvania, home care rates vary by location. In the Philadelphia area, rates are about $200 higher than in Pennsburg at $4,767, and in the Chambersburg region, fees are comparatively affordable at $4,267. Johnstown is among the most cost-effective cities in Pennsylvania for this type of care, with seniors paying approximately $4,080 monthly.
Pennsburg
$4,576
Pennsylvania
$4,576
The United States
$4,481
Philadelphia Area
$4,767
Chambersburg Area
$4,267
Johnstown
$4,080
The Cost of Home Care vs. Other Senior Care Options in Pennsburg, PA
Older adults in Pennsburg pay $4,576 per month on average for home care. Home health care, which also includes limited skilled nursing services, has the same monthly rate. Adult day health services are the cheapest senior care option in the city, with older adults paying $1,625 monthly. Assisted living, which offers personal care services in a residential community setting, is also cheaper than home care at $3,550. Nursing home care is the priciest option at $12,471 monthly.
Home Care
$4,576
Home Health Care
$4,576
Adult Day Health Care
$1,625
Assisted Living
$3,550
Nursing Home Care (semi-private room)
$12,471
Note: Data for Pennsburg was unavailable, so data for the nearest city, Allentown Area, was used instead
Financial Assistance for Home Care in Pennsburg, PA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Pennsburg, PA
Older adults in Pennsburg have access to a broad range of programs and services that support their independence and equip them with the help they need to remain in their own homes. The following table features nonprofit agencies and programs that provide free or low-cost services to reduce seniors’ living expenses. It also has resources for recreational activities in the community.
| Resource | Contact | Service |
|---|---|---|
| The Open Link | (215) 679-4112 | The Open Link is a local nonprofit organization that hosts social and recreational programs for older adults. It operates a senior center in East Greenville, about a mile north of Pennsburg, where older adults participate in scheduled activities, such as Walkercise, games and congregate or carry-out meals. The organization also has a meal delivery program for older adults unable to cook meals for themselves, as well as a transportation assistance program, financial counseling and assistance and information and referrals for community-based services. |
| Montgomery County Senior Services | (610) 278-3601 | Montgomery County’s Senior Services program is the designated Area Agency on Aging for the Pennsburg region. Through this division, older adults obtain home-delivered meals, transportation services and information on diabetes education, the county’s plan for extreme weather, flu prevention and fall prevention. The agency also has trained counselors who provide free Medicare counseling to help older adults understand their Medicare benefits and research options that may help cover home care, such as Medicare Advantage plans. |
| Community Action Development Commission | (610) 277-6363 | The Community Action Development Commission is a local nonprofit organization that administers a range of assistance programs to help older adults remain in their homes. Through this organization, seniors access rent and utilities assistance programs to avoid evictions and service disruptions. It provides referrals for weatherization services, which can help older adults improve their home’s comfort and energy efficiency at no cost to the individual. It also provides tax assistance, which can help older adults access income and property tax deductions. |
| Family Services | (610) 3226-1610 | Family Services is a local nonprofit organization that provides in-home counseling to help older adults navigate challenges, such as grief and loss, anxiety and depression, family conflicts and chronic health conditions. It's the local Meals on Wheels provider and delivers fresh, healthy meals to those unable to cook or obtain meals themselves. It also offers Project HEARTH to help those aged 60 and over remain independent in their homes with the help of community-based services. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
