The 10 Best Home Care Agencies for Seniors in Columbus, OH for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Columbus, OH, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 91 options below.

According to the Genworth 2021 Cost of Care Survey, the average monthly home care cost in Columbus is $5,625. This is $668 per month higher than the shared state and national median of $4,957. Seniors in nearby Springfield typically pay $4,385 per month for home care. Average rates are also lower in Cincinnati and Cleveland, where monthly costs are around $5,148 and $5,196, respectively.   

Of the diverse long-term care options available in Columbus, adult day health care is the most affordable, with a median monthly cost of $1,733. Seniors can expect to pay around $4,085 per month for residential assisted living care. Home care, which provides assistance with daily activities, and home health care, which includes medical services such as skilled nursing or therapy, share the same monthly average of $5,625. Costing an average of $7,490 per month for a semiprivate room, nursing homes are the priciest option.   

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.