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The 10 Best Home Care Agencies for Seniors in Port Jefferson, NY for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Port Jefferson, NY, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 39 options below.

Home Care Services in Port Jefferson, New York

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Paying for Home Care in Port Jefferson, NY

The Cost of Home Care in Port Jefferson, NY

The 2020 Genworth Cost of Care Survey results show that seniors in Port Jefferson pay $286 more per month for in-home care services than the typical American but $47 less than the average New Yorker. The city is also competitive when compared to others in the region, with only New Haven, Connecticut, averaging the same fees. In New York City, the typical senior will need to budget for an additional $190 per month, rising to $381 for Albany.  

Port Jefferson

$4,767

New York

$4,814

The United States

$4,481

New York City

$4,957

Albany

$5,148

New Haven, CT

$4,767

The Cost of Home Care vs. Other Senior Care Options in Port Jefferson, NY

Home health care in Port Jefferson averages $5,148, an increase of $381 per month that covers the cost of visits from medical professionals in addition to standard in-home care services. Adult day health centers are the most affordable type of care in the city at $1,926, while assisted living is the least costly form of care with accommodation at $7,838. Nursing home care is the most expensive at $14,113 for a semiprivate room.

Home Care

$4,767

Home Health Care

$5,148

Adult Day Health

$1,926

Assisted Living

$7,838

Nursing Home Care (semi-private room)

$14,113

Note: Data for Port Jefferson was unavailable, so data for the nearest city, Bridgeport, Connecticut, was used instead.  

Financial Assistance for Home Care in Port Jefferson, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Port Jefferson, NY

Seniors in Port Jefferson have numerous resources available when they need them. These examples show how those struggling with some costs can get help, including energy bills and heating system repairs. There’s also help for caregivers too.

ResourceContactService
Weatherization Assistance Program(518) 474-5700The program is available to homeowners and renters whose incomes are at or below 60% of the state median income at the time of application. Its purpose is to help seniors reduce their energy costs, improve health and safety and make homes more comfortable for their occupants. Examples of the type of work carried out include sealing cracks, insulating attics, repairing heating systems and replacing doors and windows that can't be fixed.
3 Village Meals on Wheels, Inc.(631) 689-7070This nonprofit organization delivers freshly prepared and nutritionally balanced meals to seniors in Port Jefferson who are unable to cook for themselves. It delivers Monday to Friday, providing two diet and allergy-friendly meals per day — one hot lunch and a cold meal for suppertime — at a cost of $7.50 per day, although no senior is refused a meal if they are unable to pay.
The Lending Closet(631) 732-2338Managed by the Town of Brookhaven with the Comfort Aids organization, this program provides free loans of durable medical equipment to residents, operating from three centers, of which the nearest to Port Jefferson is New Village in Centereach. Operating on a first-come-first-served basis, seniors may request a range of donated equipment, such as walkers, crutches, commodes and shower chairs.
Home Energy Assistance Program(212) 331-3126This federally funded program exists to help homeowners and renters on low incomes who are struggling to pay their energy bills. Most of the program's applicants are residents who have received disconnect notices from their utility suppliers, but seniors who can't afford the repair costs for their broken boilers or furnaces may also be eligible for support.
Family Caregiver Support Services(631) 853-8200Operating from offices in Hauppauge and Riverhead, Suffolk County's Family Caregiver Support Services help unpaid caregivers understand more about their adopted role and how they can help themselves in addition to their loved ones. This support includes providing individual counseling, organizing support groups, giving training and arranging professional care for the senior while the caregiver takes a well-earned break.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Anastasi

I am a current client of this provider

Review of At Home Harbor Services, LLC

I live in port Jefferson and quite often need home services. The best service i can get is from At Home Harbor company which fully qualifies customer needs. Throughout the years I have learned to...

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Home Care

K. CELLIST

I am a past client of this provider

Review of At Home Harbor Services, LLC

First rate service and genuine care above and beyond what is expected! I will be recommending At Home Harbor Services to all of my friends!

Read more

In Home Care near Port Jefferson, NY

Port Jefferson StationMount SinaiEast SetauketMiller PlaceStony BrookStonybrook

Other Options in Port Jefferson, NY

Business Owners

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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