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The 10 Best Home Care Agencies for Seniors in New York, NY for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in New York, NY, residents and their loved ones rate In Home Care agencies across the 100 options below.

Home Care Services in New York, New York

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On this page:

  • Home Care Services in New York, New York
  • Paying for Home Care in Manhattan, NY
  • Financial Assistance for Home Care in Manhattan, NY
  • Manhattan Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Manhattan, NY

The Cost of Home Care in Manhattan, NY

In Manhattan, the 2024 Genworth Cost of Care Survey reports a monthly median home care rate of $5,148. This runs hundreds of dollars below the national norm of around $5,720, though seniors may spend less money on care in Poughkeepsie, where agencies charge approximately $4,004. Even so, home care costs in Manhattan compare favorably to rates in Binghamton, where seniors pay around $6,673.

Manhattan

$5,148

New York

$5,148

United States

$5,720

Poughkeepsie

$4,004

Binghamton

$6,673

Albany

$6,292

Utica

$4,195

The Cost of Home Care vs. Other Senior Care Options in Manhattan, NY

Manhattan seniors pay around $5,148 for non medical in-home care. This type of care costs about $1,335 less than home health care, which encompasses custodial and skilled nursing services. Adult day health care ranks as a budget-friendly alternative at roughly $2,275 monthly, but nursing home care costs run higher at approximately $12,471.

Home Care

$5,148

Home Health Care

$6,483

Adult Day Health Care

$2,275

Assisted Living Facility

$6,508

Nursing Home Care (semi-private room)

$12,471

Note: Data for Manhattan was unavailable, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in Manhattan, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Manhattan Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Manhattan:

ResourceContactAddressService
New York Foundation for Senior Citizens(212) 962-755911 Park Place, 14th Floor, New York, NY 10007-2801This non-profit, non-sectarian organization provides an array of social service programs and activities to help seniors live well in their communities. Some of the services offered by NYFSC include:
Citymeals on Wheels(212) 687-1234355 Lexington Avenue, New York, NY 10017This charity organization has been delivering meals to homebound elderly New Yorkers daily since 1981, including on weekends, holidays and during emergencies. Seniors who are qualified for home-delivered meals must be 60 or older, unable to prepare nutritious meals and able to live safely at home with or without home care services. Citymeals on Wheels partners with individual, corporate and community volunteers to prepare and deliver meals.
Home Energy Assistance Program (HEAP)(800) 342-3009Manhattan HEAP Office, 122 East 124th Street, Lobby, New York, NY 10035This program by the Office of the Temporary Disability and Assistance helps low-income seniors pay for the costs of heating and cooling in their homes. The amount of regular and emergency benefits granted to eligible applicants is based on income, housing size, primary heating source and the presence of seniors 60 and older or permanently disabled residents.
NYC Department of Finance Senior Benefits(212) 639-967566 John Street, 3rd Floor, New York, NY 10038The DOF has the following programs for low-income senior residents who own or rent their homes:
Fresh Food for Seniors(212) 669-8300355 Lexington Avenue, New York, NY 10017This Manhattan Borough initiative in partnership with GrowthNYC allows seniors to purchase fresh, local produce at $8 per bag, which is lower than the retail value of five to six varieties of fruits and vegetables at $12 to $15. Seniors pay a week in advance at participating senior centers throughout Manhattan in order to secure orders at wholesale prices from farmers in New York, New Jersey, Pennsylvania and Connecticut.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Brielle Stewart

I am a past client of this provider

Review of Home Instead - Manhattan, NY

All the caregivers we had demonstrated exceptional qualities of compassion,empathy and a lot of patience. My partner was always allowed to feel independent until his last moments. We were...

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Home Care

Arnies wife

I am a past client of this provider

Review of Right at Home Uptown NYC

My relationship with the care givers was excellent. They provided excellent care and were very helpful. They were always there for Arnie , yet not hovering over him so he maintained some...

Read more

Home Care

Carroll S_1

I am a current client of this provider

Review of Touching Hearts at Home NYC

My caregiver helps me with things I can't do around the house. They help me shower and make food. The agency supplies me with a caregiver even when my regular caregiver is unavailable.

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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