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The 10 Best Home Care Agencies for Seniors in Newark, NJ for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Newark, NJ, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 71 options below.

Home Care Services in Newark, New Jersey

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Paying for Home Care in Newark, NJ

The Cost of Home Care in Newark, NJ

The Genworth Cost of Care Survey for 2021 shows that the average cost of home care in Newark is $5,529 per month. This is the same rate as the average for the state of New Jersey but nearly $600 more than the median rate for the United States. With an average rate of $4,767, Vineland has less expensive home care than both the state and national average. Prices in Atlantic City match the average for Newark. In Trenton, the median rate for home care is $5,148 per month. 

Newark

$5,529

New Jersey

$5,529

The United States

$4,957

Atlantic City

$5,529

Trenton

$5,148

Vineland

$4,767

The Cost of Home Care vs. Other Senior Care Options in Newark, NJ

Home health care in Newark costs an average of $5,720 per month. This is slightly more expensive than the home care average of $5,529 because of the medical services provided, such as skilled nursing, therapy and medical equipment. Assisted living has a similar average to home care at $5,750 per month. A semiprivate room in a nursing home in Newark has a median rate of $12,471, making it the most expensive type of senior care. The least expensive is adult day health, which costs $1,950 per month. 

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living Facility

$5,750

Nursing Home Facility (semiprivate room)

$12,471

Note: Data for Newark was unavailable, so data for the nearest city, New York City, was used instead

Financial Assistance for Home Care in Newark, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Newark, NJ

The following resources are designed to help seniors in Newark remain in their own homes for as long as possible. These free and low-cost services may be available once or on an ongoing basis. 

ResourceContactService
Minor Home Repair and Weatherization Program(302) 737-2336 ext 112Residents of Newark who are aged 62 and older and whose income is less than $40,000 per year may be eligible for free home repairs. The program sends trained contractors to perform work on windows, doors, roofs, screens, gutters, electrical components and plumbing systems. Weatherization improvements can lower heating and cooling bills. Workers can also install safety and accessibility modifications to make aging in place easier.
Property Tax Deduction(973) 395-8525If you are a homeowner who is aged 65 and older who has lived in Newark or other parts of New Jersey for at least one year, you may be eligible for a property tax deduction of $250. To qualify, you must not exceed income limits set by the government which are subject to change year to year. Surviving spouses of property owners may also be eligible for this program. To receive this deduction, you must file an application with the Essex County Tax Collector's office.
Essex County Division of Senior Service(973) 395-8400The Essex County Division of Senior Service is the designated Area Agency on Aging that serves older adults in Newark. In addition to legal assistance, assisted transportation, financial counseling and other general services, the agency has several programs targeted at seniors living at home. These include certified home health aides, home-delivered meals, home modifications, residential repair and respite and family caregiver support services.
Meals on Wheels(302) 737-5747The Meals on Wheels program helps seniors who can't obtain their own meals to remain in their own homes by providing fresh and frozen food. Deliveries are made around lunchtime every day, and drivers take the time to check in on recipients to ensure their health and safety. The program is operated by the Newark Senior Center with help from volunteers in the community.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Sara Rosen

I am a past client of this provider

Review of Preferred Companion Homecare

This agency has great staff! and responsible I strongly recommend

Read more

Home Care

Jba115

I am a past client of this provider

Review of WeCare Home Caregivers

I used We Care Home Caregivers to help in my elderly fathers care. Leslie, the Office Manager, is fantastic with her communication and prompt replies. I never had to wait long for her to...

Read more

Home Care

Raouf

I am a current client of this provider

Review of ROYAL CAREGIVERS - Newark, NJ

The agency provides home care for my father. The aides are always prompt. My interactions with the caregivers are always positive. The agency through the main contact person, Zhane, is always...

Read more

In Home Care near Newark, NJ

GilletteHarrisonBroadwayColumbiaElwoodKearny

Other Options in Newark, NJ

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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