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The 10 Best Home Care Agencies for Seniors in Manahawkin, NJ for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Manahawkin, NJ, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 30 options below.

Home Care Services in Manahawkin, New Jersey

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On this page:

  • Home Care Services in Manahawkin, New Jersey
  • Paying for Home Care in Manahawkin, NJ
  • Financial Assistance for Home Care in Manahawkin, NJ
  • Manahawkin Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Manahawkin, NJ

The Cost of Home Care in Manahawkin, NJ

Based on home care rates in nearby Atlantic City, the Genworth 2021 Cost of Care Survey estimates home care rates in Manahawkin at $5,529 per month. This is equal to the state median and several hundred dollars higher than the national average of $4,957. In Ocean City, rates are the same at $5,529, and in Trenton, care costs are several hundred dollars lower at $5,148. In Vineland, where fees are the lowest surveyed in New Jersey, home care costs are about $800 lower than in Manahawkin at $4,767 per month.

Manahawkin

$5,529

New Jersey

$5,529

The United States

$4,957

Ocean City

$5,529

Vineland

$4,767

Trenton

$5,148

The Cost of Home Care vs. Other Senior Care Options in Manahawkin, NJ

Home care agencies in Manahawkin charge $5,529 per month for basic in-home services such as companionship and personal care. Home health care, which is similar but also includes skilled nursing services, is a little costlier at $5,625. Adult day health care costs about half as much as home care, with fees coming in at $2,134. Assisted living is a little more expensive than home care at $5,807, and nursing home fees are several thousand dollars higher at $9,125. 

Home Care

$5,529

Home Health Care

$5,625

Adult Day Health Care

$2,134

Assisted Living

$5,807

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Manahawkin was unavailable, so data for the nearest city, Atlantic City, was used instead.

Financial Assistance for Home Care in Manahawkin, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Manahawkin Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Manahawkin:

ResourceContactAddressService
Statewide Respite Care Program(732) 349-15001027 Hooper Avenue, Toms River, NJ 08753New Jersey’s Statewide Respite Care Program helps to provide relief for unpaid caregivers of frail and elderly individuals so they can shop, get medical care, rest, enjoy a vacation or attend personal matters. Services covered by this program include in-home companion services, homemaker services, caregiver-directed services, private duty nursing and adult family care. In Manahawkin, this program is administered by the Ocean County Board of Social Services.
Fix-It Program(732) 363-5322 x3234 200 Monmouth Avenue, Lakewood NJ 08701The Fix-It Program is a volunteer-run program that helps seniors remain living safely and comfortably in their own homes by providing minor repairs and services such as yard clean-ups. Fix-It is coordinated through Ocean City’s Catholic Charities Community Services program.
Meals On Wheels(609) 978-6869PO Box 610, Stafford, NJ 08050-0610Meals on Wheels delivers hot, nutritious meals right to seniors’ homes. The program is designed for seniors age 60 and over who are homebound, unable to safely prepare meals on their own and lacking the support of friends or family.  The service runs Monday to Friday, with additional weekend and holiday services available to the community’s most frail and vulnerable individuals. Recipients are asked to make a small contribution however, no donation is required. In addition to meals, the program also provides outreach services including benefits screening, volunteer visits and phone check-ins.
Low Income Energy Assistance Program (LIHEAP)(732) 244-8176 x1071256 Indian Head Road, Suite. 32, Toms River, NJ 08754Low-income seniors can receive financial assistance to help weatherize their homes and reduce their energy costs through the Low Income Energy Assistance Program (LIHEAP). Services may include weather stripping, insulation, window replacement and furnace repairs. This program is administered by O.C.E.A.N., Inc.
Annual Property Tax Reduction for Senior Citizens(732) 929-2008118 Washington Street, P.O. Box 2191, Toms River, New Jersey 08754-2191Low-income seniors benefit from Ocean County’s Annual Property Tax Reduction for Senior Citizens. This program provides an annual property tax deduction of up to $250 for homeowners age 65 or older.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

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I am a current client of this provider

Review of Senior Helpers in Home Care of Manahawkin NJ (CLOSED)

We hired Senior Helpers for about a month. They are doing companion service for my mother, doing some light housekeeping, cooking, and taking my mother to the hairdresser. Mom doesn’t need nursing...

Read more

In Home Care near Manahawkin, NJ

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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