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The 10 Best Home Care Agencies for Seniors in Nashua, NH for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Nashua, NH, residents and their loved ones rate In Home Care agencies 4.1 out of 5 stars across the 20 options below.

Home Care Services in Nashua, New Hampshire

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Paying for Home Care in Nashua, NH

The Cost of Home Care in Nashua, NH

Based on the 2021 Genworth Cost of Care Survey, the cost of home care in Nashua is about $6,149 per month, which is higher than the New Hampshire average cost of $6,006 and the U.S. average of $4,957. Nearby cities of Portland, Maine, and Worcester, Massachusetts, offer more affordable home care at around $5,840 and $5,720, respectively. In Boston, Massachusetts, home care is more expensive at approximately $6,292 per month.

Nashua

$6,149

New Hampshire

$6,006

The United States

$4,957

Portland, Maine

$5,840

Boston, Massachusetts

$6,292

Worcester, Massachusetts

$5,720

The Cost of Home Care vs. Other Senior Care Options in Nashua, NH

Residents in Nashua pay a monthly average of $6,149 for home care. Seniors who need medical assistance can benefit from home health care, which is a bit more expensive at $6,178. Adult day health care rates are approximately $1,625, making it the most affordable option. Assisted living facilities are more costly at $8,061. Nursing homes charge the highest rates at $11,285 and provide the most extensive level of care.

Home Care

$6,149

Home Health Care

$6,178

Adult Day Health

$1,625

Assisted Living

$8,061

Nursing Home Care (semiprivate room)

$11,285

Note: Data for Nashua was unavailable, so data for the nearest city, Manchester Area, was used instead.

Financial Assistance for Home Care in Nashua, NH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Nashua, NH

Nashua seniors who wish to live independently at home can access various support programs, such as meal delivery, recreational activities and home repair. The table below lists some of these programs.

ResourceContactService
Meals on Wheels of Hillsborough County(603) 424-9967Hillsborough County's Meals on Wheels program delivers free meals to seniors who can't prepare their meals or leave their homes. It also offers lunches at several community centers in Hillsborough County.
Southern New Hampshire Services Senior Food Program (SNHS)(877) 211-0723The SNHS Senior Food Program provides nutritious foods to low-income seniors to help supplement their grocery budget. Seniors enrolled in the program receive a monthly food box that contains protein, dairy, fruits, vegetables and grains.
Critical Home Repair Program by Greater Nashua Habitat for Humanity(603) 883-0295To help seniors live safely at home, the Greater Nashua HFH Critical Home Repair Program offers free modifications, such as door repairs and wheelchair ramp installation. It also provides weatherization services for more energy efficiency. Homeowners typically pay for materials, but the organization can use donated materials if they can't afford them.
The CareGivers(603) 622-4948Run by the Catholic Charities of New Hampshire, The CareGivers program supports older adults living in the Greater Nashua and Greater Manchester areas. Seniors can benefit from the free transportation, meal delivery services, friendly visits and reassurance calls offered by the program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Anonymous_1712142390

I am a current client of this provider

Review of Visiting Angels - Nashua, NH

She has dementia, but it is a huge benefit to my dad. They are doing great. They seem to do a great job with her care. They make sure someone is always available.

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Home Care

Ed M_9

I am a past client of this provider

Review of Visiting Angels - Nashua, NH

They assisted her in ways she felt comfortable with. They communicate well. They were efficient, and the staff was helpful. They explained the level of service.

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Home Care

Frank D_11

I am a current client of this provider

Review of Visiting Angels - Nashua, NH

It has helped me tremendously. I am able to take some time for myself, and I feel a lot safer with them at the house than anyone else. I like the way they work, and they are very studious at what...

Read more

In Home Care near Nashua, NH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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