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The 10 Best Home Care Agencies for Seniors in Bloomfield Hills, MI for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Bloomfield Hills, MI, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 81 options below.
What you can do with Caring
On this page:
- Home Care Services in Bloomfield Hills, Michigan
- Paying for Home Care in Bloomfield Hills, MI
- Financial Assistance for Home Care in Bloomfield Hills, MI
- Free & Low-Cost Home Care Resources in Bloomfield Hills, MI
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in Bloomfield Hills, MI
The Cost of Home Care in Bloomfield Hills, MI
The average cost of home care in Bloomfield Hills is $5,720 per month, according to the 2021 Genworth Cost of Care Survey. This is more than the state’s monthly average of $5,529 and the national average of $4,957. Compared to other cities in the state, home care in Kalamazoo is the same cost as home care in Bloomfield Hills. Both Lansing and Monroe seniors pay less at $5,625 and $5,339.
Bloomfield Hills
$5,720
Michigan
$5,529
The United States
$4,957
Lansing
$5,625
Monroe
$5,339
Kalamazoo
$5,720
The Cost of Home Care vs. Other Senior Care Options in Bloomfield Hills, MI
Long-term care costs in Bloomfield Hills vary depending on the type of care an individual is looking for. Home care and home health both cost around $5,720 per month. Assisted living facilities in the state care cost less than home care at $4,215. For assistance just during the day, adult day health averages $1,430 per month and a semiprivate room in a nursing home costs around $8,882.
Home Care
$5,720
Home Health Care
$5,720
Adult Day Health Care
$1,430
Assisted Living
$4,215
Nursing Home Care (semi-private room)
$8,882
Note: Data for Bloomfield Hills was unavailable, so data for the nearest city, Detroit, was used instead.
Financial Assistance for Home Care in Bloomfield Hills, MI
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Bloomfield Hills, MI
Bloomfield Hills has programs and services that address the needs of seniors in the community. These resources range from home modifications to nutrition management and can make it easier for seniors to remain in their homes for as long as possible.
| Resource | Contact | Service |
|---|---|---|
| CDBG Home Repair Program | (248) 723-3500 | The CDBG home repair program is a federally funded program that helps seniors make needed updates on their homes. These repairs help address health and safety hazards. They can even make the home more energy efficient, including repairing stairs, patching or replacing roofs and installing home modifications, including wheelchair ramps. |
| Michigan Low-Income Home Energy Assistance Program (LIHEAP) | (248) 975-4800 | LIHEAP was initiated to help seniors and families on limited incomes pay for past-due energy bills. The program makes payments directly to the utility company, and an individual must be behind on their bill or currently disconnected. |
| Bloomfield Hills Meals on Wheels | (248) 723-3500 | The Bloomfield Hills Meals on Wheels program provides daily hot meals, companionship and welfare checks on homebound seniors and individuals in the community. To qualify, seniors must have a medical reason that keeps them homebound. |
| Bloomfield Hills Homestead Exemption | (248) 433-7700 | The Bloomfield Hills homestead exemption program helps lower the tax obligation of seniors in the area. To qualify, seniors must live in the home they are applying for the exemption under. |
| JARC | (248) 940-2617 | JARC is a nonprofit organization that serves seniors and individuals with disabilities through independent living support and home respite. The respite service helps family members and caregivers receive support and breaks while caring for a loved one at home. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Laura G_12
5.0
Review of Right at Home Oakland and Macomb Counties
My husband is a difficult case. Right at Home is like my second set of hands. Everyone I have talked to is helpful. They try their best to help. They are always polite.
Home Care
Dan P_9
4.0
Review of Right at Home Oakland and Macomb Counties
I like that they come and help with the care plan. I like that she cleans the fridge, does some light vacuuming, and changes the sheets. The caregiver we have now cannot make it regularly. We love...
Home Care
Yolanda B_4
5.0
Review of Right at Home Oakland and Macomb Counties
It makes it so there are less services that we have to provide for him. They need more caregivers.