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The 10 Best Home Care Agencies for Seniors in Springfield, MA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Springfield, MA, residents and their loved ones rate In Home Care agencies 4.1 out of 5 stars across the 29 options below.

Home Care Services in Springfield, Massachusetts

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On this page:

  • Home Care Services in Springfield, Massachusetts
  • Paying for Home Care in Springfield, MA
  • Financial Assistance for Home Care in Springfield, MA
  • Springfield Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Springfield, MA

The Cost of Home Care in Springfield, MA

According to the 2021 Genworth Cost of Care Survey, Springfield has the lowest prices for senior home care services in Massachusetts. The average cost in Springfield is $5,339 per month versus the Massachusetts state average of $5,911. However, this cost is still $382 higher than the national average. Just over the Connecticut state line, Hartford has a nearly identical price for senior home care. Prices increase towards the Atlantic coast, with Boston and Barnstable being $953-$1,334 more expensive.

Springfield

$5,339

Massachusetts

$5,911

United States

$4,957

Boston

$6,292

Barnstable

$6,673

Hartford

$5,329

The Cost of Home Care vs. Other Senior Care Options in Springfield, MA

Senior citizens of Springfield have a robust network of senior support. The estimated price for home care is $5,339. For $190 more per month, seniors can choose home health care, which offers medical help such as IV medication. When living at home is no longer possible, assisted living facilities are available at a cost of $291 less than home care. Seniors requiring strong medical support should consider a nursing home, though the price is double the cost of staying at home. Adult day care outside of the home remains the most affordable option in Springfield.

Home Care

$5,339

Home Health Care

$5,529

Adult Day Health Care

$2,123

Assisted Living Facility

$5,048

Nursing Home Facility (semiprivate room)

$12,633

Financial Assistance for Home Care in Springfield, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Springfield Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Springfield:

ResourceContactAddressService
Greater Springfield Senior Services Inc.(413) 781-880066 Industry Ave., Suite 9, Springfield, MA 01104Greater Springfield Senior Services Inc. is one of the Old Bay State’s dedicated Area Agencies on Aging, and it receives federal funding via the Older Americans Act to plan and administer programs that help local seniors maintain independence throughout their golden years. GSSSI’s suite of in-home services includes money management help, long-term care planning and in-home living assistance. The nonprofit organization also provides seniors and family members with eldercare-related information such as referrals.
Community Legal Aid Inc.(413) 781-78141 Monarch Place, Springfield, MA 01144Community Legal Aid Inc. is a 501(c)(3) nonprofit organization that provides civil legal assistance in all major areas of civil law, such as immigration, employment and family law. Some of the organization’s services include formally representing clients in court, offering professional legal advice and advocating for clients in private negotiations.
Springfield Department of Elder Affairs(413) 787-67851476 Roosevelt Ave., Springfield, MA 01109The Springfield Department of Elder Affairs, which works closely with the City of Springfield’s Council on Aging to identify local needs, design services to fill them and coordinate existing community-based service, provides many senior-oriented services to local residents to improve the overall well-being of seniors in Springfield. It runs four senior centers in the Springfield area, which offer social activities, health screenings and fun group outings.
City of Springfield Office of Housing(413) 787-65001600 East Columbus Ave., 1st Floor, Springfield, MA 01103The City of Springfield’s Office of Housing helps seniors live in their homes as long as possible by offering several housing rehabilitation and living expense assistance programs. Its Homeowner Emergency Repair Program gives eligible seniors no-interest, deferred-payment loans to cover the costs of emergency repairs. The Office of Housing repairs damaged and inoperative HVAC systems, pays for annual inspections of fuel-burning heating systems and replaces broken-down HVAC systems.
WestMass ElderCare(413) 538-90204 Valley Mill Road, Holyoke, MA 01040WestMass ElderCare, a private, 501(c)(3) nonprofit agency that was founded in 1974, strives to preserve the independence and dignity of seniors across the greater Springfield area. The organization supports homebound seniors’ family members and friends by giving them time away from their eldercare duties, sending one of its experienced staff members to temporarily care for seniors. WestMass ElderCare’s Family Caregiver Support Program also offers financial assistance, caregiver support groups, one-on-one counseling and caregiver training.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

doloresgee

I am a current client of this provider

Review of Colony Care at Home, Inc.

They arrive when convenient for them, They work for about the first half hour and then spends the rest of the day in the kitchen on the phone, Sometimes I have to scream her name several times...

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Home Care

mad12345

I am a past client of this provider

Review of Colony Care at Home, Inc.

Worst agency ever.. my dad was suppose have services all we got where excuses of why the aide had not showed.. could never speak to the person who ran the place so I stopped services and report it...

Read more

Home Care

ReviewerAT0216

I am a current client of this provider

Review of Home Instead - Springfield, MA (CLOSED)

We got Home Instead Senior Care Springfield for my parents. I was impressed with the overall, when I called about getting assistance, the lady in the office that we spoke with provided information,...

Read more

In Home Care near Springfield, MA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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