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The 10 Best Home Care Agencies for Seniors in Frederick, MD for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Frederick, MD, residents and their loved ones rate In Home Care agencies 4.9 out of 5 stars across the 44 options below.
Home Care Services in Frederick, Maryland
44 Results
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CRM Health Services - Fort Washington, MD
12806 Berwick Circle , Fort Washington, MD, 20744
Unity Home Care - Bowie, MD
94 Red Toad Rd, North East, MD, 21901
5.0
(3 reviews)
"What sets Unity Homecare apart is their commitment to personalized care. They took the time to understand my mother's specific needs and tailored a care plan that works perfectly for her. The caregivers are kind, patient, and always go the extra mile..."
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Holy Home Healthcare - Baltimore, MD
6800 Liberty Road Apt 501 , Baltimore, MD, 21207
"Holy Home Care agency provides non-medical services to individuals in their own homes, typically to help them with daily activities and ensu..."
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Paying for Home Care in Frederick, MD
The Cost of Home Care in Frederick, MD
At $5,148 per month, average home care costs in Frederick are the same as those for Maryland and higher than the national average by $191. Compared to other cities and towns within the state, Frederick has home care costs similar to those in Clover Hill in the Hagerstown area. Average monthly home care costs in Frederick are $191 less than in Montgomery Village, and $191 more than in Mount Airy.
Frederick
$5,148
Maryland
$5,148
United States
$4,957
Clover Hill
$5,148
Montgomery Village
$5,339
Mount Airy
$4,957
The Cost of Home Care vs. Other Senior Care Options in Frederick, MD
Monthly home care services cost more than assisted living and adult day care by about $500 and $3000, respectively, and approximately $4,900 less than nursing home care. Home care and home health care both cost $5,148 per month, with the latter providing light medical assistance by licensed nurses and therapists. Below is a summary of how monthly home care costs compare to other senior care options in Frederick.
Home Care
$5,148
Home Health Care
$5,148
Adult Day Health Care
$2,145
Assisted Living Facility
$4,630
Nursing Home Facility (semiprivate room)
$10,114
Note: Data for Frederick was unavailable, so data for the nearest area, Hagerstown, was used instead.
Financial Assistance for Home Care in Frederick, MD
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Frederick Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Frederick:
| Resource | Contact | Address | Service |
|---|---|---|---|
| Maryland Access Point of Frederick County | (301) 600-9000 | 12 E. Church St., Frederick, MD 21701 | Run by the Frederick County government, the MAP helps disabled and aging county residents access benefit-, assistance- and service-related information that can help them improve their quality of life. Program representatives can help seniors determine whether they meet eligibility requirements for public programs; they also visit Frederick’s senior centers every month for in-person community discussions about MAP services. |
| Maryland WholeHome Program | (301) 429-7847 | 7800 Harkins Road, Lanham, MD 20706 | This Maryland Department of Housing and Community Development program offers home repair and energy-efficiency improvement grants to area homeowners. Seniors can take advantage of the program to make their homes safer by installing accessibility aids such as grab bars and ramps; homes can also be made cheaper via the lowered energy costs from furnace upgrades and window sealing. Income restrictions apply. |
| National Family Caregiver Support Program | (301) 600-1234 | 1440 Taney Ave., Frederick, MD 21702 | This federally funded program, part of the Older Americans Act, works to help those who are providing care for people over 60 years old or who have dementia-related disorders. In addition to offering once-a-year financial assistance of up to $700 to help fund respite care, the NFCSP provides training, education, therapy groups and a resource library for caregivers. |
| Meals on Wheels | (301) 600-3524 | 12 E. Church St., Frederick, MD 21701 | Homebound Frederick County citizens 60 years of age and older can sign up to receive two meals a day (one hot and one intended for refrigeration) from this service. To be eligible for the program, applicants must be without a caregiver who can prepare food or shop for the applicant and also must be unable to prepare food independently. Special meals for seniors with dietary restrictions are available. |
| Project SAFE | 1 (800) 243-3425 | 311 West Saratoga Street, Baltimore, MD 21201 | This coalition of government and private entities works together to help reduce financial exploitation of the elderly, which can include tax fraud, home repair grift and other scams targeting older citizens. Seniors or members of the public who believe a vulnerable senior is being financially exploited may anonymously report the activity to Adult Protective Services through Project SAFE’s hotline. Third parties are encouraged to get the perceived victim’s consent before making a report. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Reviews of Care Providers Nearby
Home Care
Patrick
5.0
Review of Right at Home Central Maryland, Frederick County, MD
My family used RAH services at the most vulnerable time of our lives when my grandmother with dementia needed around the clock care. Staff was relaible, professional, and caring. The office was...
Home Care
Disappointed
1.0
Review of Right at Home Central Maryland, Frederick County, MD
Not only don’t they lessen your workload, Right at Home increases your workload! The first person they sent to care for my mother just wanted to sit on her cell phone for 4.5 hours out of 6 hours...
Provider response
As the owner of Right at Home, I take full responsibility for any less than exceptional experience and apologize for any lack of satisfaction with our services. Having screened over 100,000...
Home Care
Terry
5.0
Review of Right at Home Central Maryland, Frederick County, MD
Right at Home provides in home assistance for my friend and employer who is blind. The office staff has always been very courteous and helpful with our needs. Our regularly scheduled girls who come...