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The 10 Best Home Care Agencies for Seniors in Mount Prospect, IL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Mount Prospect, IL, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 66 options below.

Home Care Services in Mount Prospect, Illinois

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On this page:

  • Home Care Services in Mount Prospect, Illinois
  • Paying for Home Care in Mount Prospect, IL
  • Financial Assistance for Home Care in Mount Prospect, IL
  • Frequently Asked Questions

Paying for Home Care in Mount Prospect, IL

The Cost of Home Care in Mount Prospect, IL

At $5,672 per month, Mount Prospect's median fee is above Illinois' $5,339 and significantly more than the country's $4,957. Consequently, seniors comparing cities in the state are likely to find they're more affordable than Mount Prospect. Examples include Rockford, where the average is $5,625, Kankakee, where it's $5,148, and Peoria, where $5,053 is the norm. An exception is Danville, where the typical senior pays $8,818 per month.

Mount Prospect

$5,672

Illinois

$5,339

United States

$4,957

Rockford

$5,625

Kankakee

$5,148

Peoria

$5,053

Danville

$8,818

The Cost of Home Care vs. Other Senior Care Options in Mount Prospect, IL

Home care's average fee of $5,672 is one of the most expensive senior care options in Mount Prospect. Home health care costs an additional $48 per month, however. This reflects the inclusion of registered nurses and licensed therapists that provide limited skilled nursing services, as opposed to home care's nonmedical offering. The most affordable option is adult day health care, at $1,842; this is cheaper because care is delivered in a center during business hours. Assisted living is the least expensive type of institutional care, at $4,825. The costliest is nursing home care, where the median monthly fee for a semiprivate room is $6,996.

Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living

$4,825

Nursing Home Facility (semiprivate room)

$6,996

Note: Data for Mount Prospect was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in Mount Prospect, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

MoKo

I am a current client of this provider

Review of Primus Home Care Solutions, Inc

They are providing around the clock 24 hour care for my mother for the last 2 and a half years. They have never missed a day. They are very diligent in arranging continued services and retraining...

Read more

Home Care

Emily

I am a current client of this provider

Review of Primus Home Care Solutions, Inc

We’re very pleased with Primus Home Care. My mother has dementia and Primus provide overnight caregivers for my mother. I’m the primary caregiver for my mom. Primus ensures the safety of my mom...

Read more

Home Care

Vrsmns

I am a current client of this provider

Review of Primus Home Care Solutions, Inc

I have had their services for last two years in helping me with cooking, cleaning, bathing, and companionship because I cannot move as well as before. They are always on time and stays extra out of...

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In Home Care near Mount Prospect, IL

Prospect HeightsArlington HeightsDes PlainesRolling MeadowsRolling MdwsElk Grove Village

Other Options in Mount Prospect, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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