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The 10 Best Home Care Agencies for Seniors in Cumming, GA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Cumming, GA, residents and their loved ones rate In Home Care agencies 3.5 out of 5 stars across the 84 options below.

Home Care Services in Cumming, Georgia

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Paying for Home Care in Cumming, GA

The Cost of Home Care in Cumming, GA

Seniors can expect to pay around $5,148 per month for home care in Cumming, which is $858 more than the Georgia median of $4,290 and almost $200 more than the U.S. median. Cumming is the most expensive city in the area for home care. Atlanta’s average cost, the lowest in the area, is the same as the Georgia median. Athens and Rome are a little higher at $4,528 and $4,576, respectively, but still less expensive than Cumming. Dalton is the closest in price to Cumming at $4,862 per month. 

Cumming

$5,148

Georgia

$4,290

United States

$4,957

Athens

$4,528

Atlanta

$4,290

Rome

$4,576

Dalton

$4,862

The Cost of Home Care vs. Other Senior Care Options in Cumming, GA

Both nonmedical home care and medical home health care cost a median of $5,148 in Cumming, but seniors have other options available. Residential options include assisted living facilities, which are usually about $1,255 less per month in Cumming. For seniors who need skilled nursing care, a semiprivate room in a nursing home comes with a median cost of $5,855, which is about $700 more per month than home care. 

Home Care

$5,148

Home Health Care

$5,148

Assisted Living

$3,893

Nursing Home Care (semiprivate room)

$5,855

Financial Assistance for Home Care in Cumming, GA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Cumming, GA

Cumming offers several free and low-cost resources for seniors who choose home care. These services include transportation, meals and advocacy. The chart below highlights some local options, with contact information provided.

ResourceContactService
Legacy Link(800) 845-5465Legacy Link serves as the Area Agency on Aging for Forsyth County, providing advocacy for older adults. It offers case management for older people living in their homes as well as Medicare counseling. Community programs include an assistive technology lab, senior employment program and wellness program.
Forsyth County Senior Centers(770) 781-2178Forsyth County operates two senior centers in Cumming: Sexton Hall and Charles Place. There is an annual membership fee that gives seniors access to fitness classes, art classes, workshops and other opportunities. The centers also offer a congregate meal program and community garden.
Forsyth County Transportation(770) 781-2195Forsyth County offers the Access Forsyth and Ridesharing programs for affordable transportation. Both options cost $2 per fare. The Ridesharing program is only available to older adults or residents with certain disabilities, and it uses transportation provided by Uber and Lyft. Access Forsyth uses vans equipped with wheelchair lifts.
Meals on Wheels(770) 781-2178Certain seniors who live at home in Cumming can receive weekly meal deliveries through the Meals on Wheels program. Eligible people are 60 or older and must be homebound or unable to prepare their own meals.
Guardian Call(678) 455-8073Guardian Call is a service of the Forsyth County 911 Center and the Forsyth County Sheriff's Office. It's an automated call service each day. Based on the response or lack of a response, an officer might check on the person.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Karen C_55

I am a current client of this provider

Review of BrightStar Care Cumming / Gainesville

It is very impactful. They are easy to communicate with.

Read more

Home Care

Nancy J_15

I am a current client of this provider

Review of BrightStar Care Cumming / Gainesville

We love our caregiver from the agency. I would like the communication to improve.

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Home Care

Kecia R

I am a past client of this provider

Review of BrightStar Care Cumming / Gainesville

It wasn't them, it was my mother-in-law, the services just weren't productive, just it's not their fault. They could have more consistency with the caregivers to help me recommend them more.

Read more

In Home Care near Cumming, GA

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Other Options in Cumming, GA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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