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The 10 Best Home Care Agencies for Seniors in North Miami Beach, FL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in North Miami Beach, FL, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 40 options below.

Home Care Services in North Miami Beach, Florida

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Paying for Home Care in North Miami Beach, FL

The Cost of Home Care in North Miami Beach, FL

Seniors in North Miami Beach pay an average monthly rate of $4,195 for home care. This amount is lower than the state average by nearly $600 and even lower than the national average of $4,957. It’s also less than many surrounding cities, including Port St. Lucie at $4,671 and Sebring, which mirrors the state average. North Miami Beach’s home care is about $1,000 less per month than Cape Coral and over $1,500 lower than Naples.

North Miami Beach

$4,195

Florida

$4,767

United States

$4,957

Port St. Lucie

$4,671

Sebring

$4,767

Cape Coral

$5,196

Naples

$5,720

The Cost of Home Care vs. Other Senior Care Options in North Miami Beach, FL

Home care includes personal care and chore services, such as bathing, grooming, cleaning, laundry and preparing meals. Seniors needing medical services from therapists or registered nurses pay $4,385 for home health care compared to $4,195 for home care. Other senior care options include assisted living, which costs the same as home health care, and nursing home care, which is more than twice the cost of home care at $9,019. Adult day health care is the least expensive option at $1,517 per month. 

Home Care

$4,195

Home Health Care

$4,385

Adult Day Health Care

$1,517

Assisted Living

$4,385

Nursing Home Care (semiprivate room)

$9,019

Note: Data for North Miami Beach was unavailable, so data for the nearest city, Miami, was used instead.

Financial Assistance for Home Care in North Miami Beach, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in North Miami Beach, FL

North Miami Beach and broader Miami-Dade County offer numerous free programs for aging adults. These programs include various services to help seniors remain more independent and safely live in their homes.

ResourceContactService
Senior Reassurance Program(305) 949-5500The North Miami Beach Police Department operates the Senior Reassurance Program. The program is free and provides welfare checks to older or disabled adults living independently in their homes. These checks offer peace of mind if they don’t have friends or family who can check on them.
Weatherization Assistance Program(305) 623-6500Miami-Dade County’s Weatherization Assistance Program helps low-income homeowners save on their electric bills by making their homes more energy efficient. Services include installing weather stripping, attic insulation and water heater jackets. The program may include repairing or replacing windows, doors, heating/cooling systems, water heaters and refrigerators.
Light Bill Assistance(786) 469-4640This program helps low-income households in North Miami Beach and the surrounding area pay their electricity bills. It also administers the Energy Assistance Program specifically for households with at least one member aged 60 or older.
Meals on Wheels(786) 469-4707Community Action and Human Services administers the Meals on Wheels program for housebound seniors aged 60 or older throughout Miami-Dade County, including North Miami Beach. Eligible participants receive seven frozen meals weekly delivered Monday through Friday at no cost. Spouses qualify regardless of age.
Miami Gardens Senior Focal Point Center(305) 628-4354Miami Gardens Senior Focal Point Center is a specialized senior center that offers services to independent and homebound residents in North Miami Beach. Participants must be aged 60 or older and residents of the county. It provides legal services, referrals, caregiver assistance and recreational and social activities.
Senior Property Tax Exemption(305) 375-4712The Senior Exemption is an additional property tax benefit for homeowners aged 65 or older. The Miami-Dade County Property Appraiser also offers the Long-Term Resident Senior Exemption, an additional homestead exemption for seniors aged 65 or older who have lived in their homes for at least 25 years.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Eleanor G.

I am a past client of this provider

Review of Senior Helpers North Miami & Miami Beach

I live out of town and Senior Helpers was an enormous help in taking my 91 year old mother to regular doctor visits. The service is reliable, the caregivers are attentive and warm, and the...

Provider response

Awwww Thank you so much for your review. We so appreciate it. We miss you and your mom very much. It was a pleasure helping in all we could. Thank you for being so wonderful yourself. All...

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Home Care

Rocio

I am a current client of this provider

Review of Senior Helpers North Miami & Miami Beach

I've used Senior Helpers North Miami & Miami Beach just for two days now. When I talked to the owner, I told her that I'm just going to need it for some time, not always, because I'm home most of...

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Home Care

Elizabeth Hill

I am a current client of this provider

Review of Senior Helpers North Miami & Miami Beach

I am so grateful to have found Senior Helpers to assist in the care of my mother. The owner herself came to interview with me and my mom. She gave us explicit information and listened to our needs...

Provider response

Thank you so much Ms Elizabeth. We are sooo happy you and your mom are happy with our care. And thank you for the good communication with us and the partnership. You and your family are great....

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In Home Care near North Miami Beach, FL

AventuraSunny IslesNorth MiamiHallandale BeachHallandaleBiscayne Park

Other Options in North Miami Beach, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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