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The 10 Best Home Care Agencies for Seniors in Jacksonville, FL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Jacksonville, FL, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 63 options below.

Home Care Services in Jacksonville, Florida

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Paying for Home Care in Jacksonville, FL

The Cost of Home Care in Jacksonville, FL

Genworth’s 2024 Cost of Care Survey lists the cost of home care in Jacksonville as $5,434 per month, $286 below the national median. Rates come in lower than the state norm of $5,625, with only a few nearby cities being more affordable, including Orlando where seniors make monthly savings of $1,430. Deltona agencies match the state median while rates soar to $6,637 in North Port.

Jacksonville

$5,434

Florida

$5,625

United States

$5,720

Orlando

$4,004

Deltona

$5,625

Tampa

$4,957

North Port

$6,637

The Cost of Home Care vs. Other Senior Care Options in Jacksonville, FL

Jacksonville seniors employing home care agencies pay one of the highest rates for senior care, only surpassed by the $11,710 cost of nursing homes for round-the-clock monitoring and skilled nursing care. Seniors pay $5,148 for the medical services offered by home health providers. Those moving into residential care pay $5,350 for assisted living while seniors only requiring daytime services pay $3,088 for adult day health care.

Home Care

$5,434

Home Health Care

$5,148

Adult Day Health Care

$3,088

Assisted Living Facility

$5,350

Nursing Home Care (semi-private room)

$11,710

Financial Assistance for Home Care in Jacksonville, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Jacksonville, FL

Jacksonville seniors have access to several resources that can help them to live comfortably within their means during their long-term care. These resources include local and federal agencies that can assist with home repair and modification, rent, transport and other useful services. Seniors and their loved ones can find out more by contacting the organizations below. 

ResourceContactService
Florida Emergency Rental Assistance Program(833) 493-0594This federally funded relief program provides seniors and other Florida residents with emergency assistance on rent and utility bills. Citizens must rent their property within Florida and have income equal to or below 80% of the area’s median income. Qualifying applicants can receive assistance for up to 15 months.
Aging True Community Senior Services(904) 807-1203This nonprofit offers various services to seniors throughout northeast Florida, including specialized programs for older adults receiving home care. Eligible seniors can receive assistance with activities of daily living and the organization operates a Meals on Wheels service, which helps seniors receive nutritious and balanced meals at a reduced cost.
Jacksonville Transportation Authority: ReadiRide(904) 679-4555The Jacksonville Transportation Authority offers complimentary transport on all bus routes for adults over the age of 65. It also operates ReadiRide, a free door-to-door service for seniors needing scheduled transport. Citizens can easily determine their eligibility or schedule a trip by phone.
Florida Assistance for Community Action(813) 540-8580Florida Assistance for Community Action is a network of nonprofits, government organizations and other social service providers advocating for the welfare of low-income families. Services include a Low-Income Home Energy Assistance Program and a Weatherization Assistance Program, which can help seniors optimize their living conditions while receiving long-term care from home.
ElderSource(888) 242-4464ElderSource is a nonprofit agency that helps senior citizens and their loved ones and caregivers access the community services they need. This includes counseling on long-term care options and assistance while applying to the Statewide Medicaid Managed Care Long-Term Care Program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Bobby C_5

I am a current client of this provider

Review of Concierge Care - Jacksonville, FL

They've made my experience positive by having a very good caliber of workers and very good office staff. I like that this agency is reliable and they are proactive about communication.

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Home Care

Joan B_33

I am a current client of this provider

Review of Right at Home Greater Jacksonville, FL

Anything I ask them to do, they help me with. They help me with my shower, my bed, they open all the cans, and water bottles. I already have recommended them because I live in an independent place...

Read more

Home Care

Denise B_16

I am a current client of this provider

Review of Right at Home Greater Jacksonville, FL

The caregivers make my breakfast and they make my bed. I like that the caregivers do what I tell them to do. They jumped and started doing all start of stuff.

Read more

In Home Care near Jacksonville, FL

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Other Options in Jacksonville, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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