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The 10 Best Home Care Agencies for Seniors in Fort Pierce, FL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Fort Pierce, FL, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 26 options below.

Home Care Services in Fort Pierce, Florida

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On this page:

  • Home Care Services in Fort Pierce, Florida
  • Paying for Home Care in Fort Pierce, FL
  • Financial Assistance for Home Care in Fort Pierce, FL
  • Fort Pierce Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Fort Pierce, FL

The Cost of Home Care in Fort Pierce, FL

Just north of Port Saint Lucie, Fort Pierce has the same care costs, which means seniors pay an average of $4,671 per month for home care. These costs are nearly $100 lower than the state median and more than $280 less expensive than the average American city. It’s also very affordable compared to many nearby cities. While costs in Miami are only $4,195, Sebring is slightly more expensive. Rates are even higher in Sebastian at $5,100, though the most expensive city in the area is Naples, where home care is over $1,000 higher than in Fort Pierce.

Fort Pierce

$4,671

Florida

$4,767

The United States

$4,957

Miami

$4,195

Sebastian

$5,100

Sebring

$4,767

Naples

$5,720

The Cost of Home Care vs. Other Senior Care Options in Fort Pierce, FL

Seniors and their families may consider additional care options. The most affordable type of care is adult day health care at $1,517, followed by assisted living, which is about $1,000 less per month than home health care services, which include skilled nursing services in addition to in-home care. Seniors who require higher levels of medical attention may consider a nursing home, which is the city’s most expensive option, with rates starting at $8,164 for semiprivate accommodations.

Home Care

$4,671

Home Health Care

$4,767

Adult Day Health Care

$1,517

Assisted Living Facility

$3,763

Nursing Home (semiprivate room)

$8,164

Note: Data for Fort Pierce was not available, so data for the nearest city, Port Saint Lucie, was used instead.

Financial Assistance for Home Care in Fort Pierce, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Fort Pierce Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Fort Pierce:

ResourceContactAddressService
Council On Aging of Fort Pierce(772) 336-86081505 Orange Ave, Fort Pierce, FL 34950The Council on Aging of St. Lucie, Inc (COASL) is a partly government-funded nonprofit that works with volunteers and other staff to deliver numerous support services for seniors in the county. Their programs cover Meals on Wheels, homemaker services, respite care, adult day care and social services for seniors. The agency serves over 25,000 seniors per year with its large staff of more than 100 employees and 200 or more volunteers. Their services are available at low cost or no cost depending on specific eligibility conditions for individual senior applicants.
Area Agency on Aging Treasure Coast(561) 684-58851100 SW St Lucie Boulevard, Suite 204 Port Saint Lucie, FL 34986The AAAPBTC is the regional area agency on aging whose coverage extends over Fort Pierce. This organization’s services to seniors are extensive and include adult day health programs, in-home respite care support, victim support for elderly victims of criminal activity and assistance with shopping trips and errands. The organization also provides counseling and referral services for seniors seeking assistance with Medicare, Medicaid and other state or federal benefits programs. Other specific services to the elderly are also offered by this area agency on aging.
Florida Weatherization Assistance Program(772) 466-7703206 South 6th Street, Fort Pierce, FL 34950The Florida Weatherization Assistance Program is managed according to federal guidelines by the state Department of Economic Opportunity. However, the service is locally delivered to households by regional affiliates. In Fort Pierce and St. Lucie County, the agency responsible for weatherization is the Fort Pierce Utility Authority. Home weatherization is delivered free of charge to income-eligible applicants whether they rent or own their homes. Seniors receiving Supplementary Security Income payments are automatically eligible while other applicants must meet maximum income requirements.
SHINE (Serving Health Insurance Needs of the Elderly)(800) 336-22268928 Brittany Way, Tampa, FL 33619SHINE belongs to the Florida Department of Elder Affairs and is available to seniors who need to navigate the state’s assorted health insurance and health benefits programs. This organization works through local affiliates in the state to provide counselors who can deliver unbiased and accurate advice to seniors and their families about managing and applying for services such as health insurance, Medicare, Medicaid and prescription assistance.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

EliQ

I am a past client of this provider

Review of Affordable Home Care

Affordable Home Care helped to take care of my mother after she moved in with us when we had to work. They made her meals, took her to appointments, and took care of her until we could be...

Read more

Home Care

LexiH

I am a current client of this provider

Review of Affordable Home Care

We have had Affordable Home Care helping with my grandfather for about 6 months. He has dementia and would not be able to live with us if it weren't for the wonderful ladies that come and stay...

Read more

Home Care

Gloria2284

I am a current client of this provider

Review of Affordable Home Care

I have had wonderful experiences with Affordable Home Care. I have two care givers that help me with my husband. They are caring, conscientious and always pleasant. I am very thankful that I am...

Read more

In Home Care near Fort Pierce, FL

Port Saint LucieJensen BeachVero BeachStuartPalm CityWinter Beach

Other Options in Fort Pierce, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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