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The 10 Best Home Care Agencies for Seniors in San Fernando, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in San Fernando, CA, residents and their loved ones rate In Home Care agencies across the 46 options below.

Home Care Services in San Fernando, California

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Paying for Home Care in San Fernando, CA

The Cost of Home Care in San Fernando, CA

According to the Genworth 2021 Cost of Care Survey, San Fernando seniors pay a monthly average of $5,911 for home care. Although this is more expensive than the national average of $4,957, it is slightly less than the California median of $6,101. North of San Fernando in Oxnard, home care is a little cheaper at $5,815 per month. Conversely, prices increase to $6,387 to the south in San Diego. Moving east, Riverside shares the state’s average rate of $6,101.   

San Fernando

$5,911

California

$6,101

The United States

$4,957

San Diego

$6,387

Oxnard

$5,815

Riverside

$6,101

The Cost of Home Care vs. Other Senior Care Options in San Fernando, CA

Seniors in San Fernando have several care choices, depending on their living preferences, care needs and finances. Those wishing to age in place pay around $5,911 per month for home care. Home health care, which includes medical services such as nursing care and therapy, costs the same. Assisted living is a little more affordable, at $5,250. Averaging $1,652 per month, adult day health care is the most budget-friendly option. Nursing home care typically costs $9,125.  

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living Facility

$5,250

Nursing Home Facility (semiprivate room)

$9,125

Note: Data for San Fernando was unavailable, so data for the nearest city, Los Angeles, was used instead.        

Financial Assistance for Home Care in San Fernando, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in San Fernando, CA

San Fernando’s older adults can access several free and low-cost programs that support those aging in place. Services include home repairs and modifications, companionship, home-delivered meals, financial advice and transportation. Seniors and their family members can get more information and connect with support services by contacting the following agencies.

ResourceContactService
Workforce Development Aging & Community Services(888) 211-0644WDACS offers numerous support services for seniors aged 60 and above. Programs include Medicare and health insurance counseling, legal assistance, in-home respite care, transportation and caregiver support. The comprehensive Aging Mastery Program teaches seniors how to improve their finances, health, and satisfaction.
The City of San Fernando(818) 898-1200Seniors aged 62 or older can purchase a low-cost bus pass from The City of San Fernando. Monthly passes provide ridership on the local public transit bus system.
Maravilla Foundation(323) 869-4500The nonprofit community-based Maravilla Foundation provides free weatherization services to seniors and low-income residents of LA County. The LIHEAP program can also assist with repairing and replacing essential household appliances, such as microwaves, stoves, refrigerators and hot water heaters, and eligible individuals may receive help with their utility bill payments via the HEAP and LIHWAP programs.
Valley InterCommunity Council(818) 880- 4842The nonprofit VIC offers a range of services to support older adults. It provides home-delivered meals to homebound elders and operates 15 congregate meal sites across the Valley. It also facilitates programs promoting health and well-being and runs four regional senior centers.
County of Los Angeles(213) 974-1234Individuals can apply for senior property tax exemptions and the senior tax postponement program via the County of Los Angeles. Those aged 62 or over receiving SSI may also qualify for Utility User Tax exemptions. The agency also operates a senior food bank, offers wellness checks and advises veterans.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near San Fernando, CA

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Other Options in San Fernando, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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